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KFin TechnologiesBOM:543720 -0.47%85 PB Ratio is 9.22 as of Jul. 16, 2026, which is 12% below its 10-year median of 10.47. GuruFocus rates BOM:543720 with a GF Score™ of 85/100 and a GF Value™ of ₹1,243.80 (Modestly Undervalued). Among 2,629 Software companies, KFin Technologies ranks worse than 89.12% on this metric.
The historical rank and industry rank for KFin Technologies's PB Ratio or its related term are showing as below:
BOM:543720'
s PB Ratio Range Over the Past 10 Years
Min: 5.44 Med: 10.47 Max: 21.3
Current: 9.23
During the past 7 years, KFin Technologies's highest PB Ratio was 21.30. The lowest was 5.44. And the median was 10.47.
BOM:543720's PB Ratio is ranked worse than 89.12% of 2629
companies
in the Software industry
Industry Median: 2.39
vs BOM:543720: 9.23
During the past 12 months, KFin Technologies's average Book Value Per Share Growth Rate was 18.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 23.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 32.10% per year.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of KFin Technologies was 44.70% per year. The lowest was 23.50% per year. And the median was 25.70% per year.
Back to Basics: PB Ratio
KFin Technologies (BOM:543720) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
KFin Technologies PB Ratio Related Terms
KFin Technologies PB Ratio Historical Data
* Premium members only.
The historical data trend for KFin Technologies's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:543720 vs UBER, SHOP, CRM: PB Ratio Comparison
For the Software - Application subindustry, KFin Technologies's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
KFin Technologies PB Ratio vs Software Industry
For the Software industry and Technology sector, KFin Technologies's PB Ratio distribution charts can be found below:
* The bar in red indicates where KFin Technologies's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
KFin Technologies (BOM:543720) has a PB Ratio of 9.22 as of Jul. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on KFin Technologies and its competitors. This is 12% below median its historical median of 10.47. Over the past decade, KFin Technologies' PB Ratio has ranged from 5.44 to 21.30. According to the industry distribution chart, KFin Technologies ranks #2343 out of 2629 companies in the Software industry, placing it in the top 89.1%.
Is KFin Technologies' PB Ratio too high?
KFin Technologies' current PB Ratio of 9.22 is 12% below median its 10-year median of 10.47. Over the past 10 years, this metric has ranged from a low of 5.44 to a high of 21.30. The Software industry median PB Ratio is 2.39. KFin Technologies' value of 9.22 is 285.8% above this industry median. Based on the distribution chart, KFin Technologies ranks #2343 out of 2629 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, KFin Technologies has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does KFin Technologies' PB Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, KFin Technologies ranks #2343 out of 2629 companies for PB Ratio. This places KFin Technologies in the lower half of its industry. The industry median PB Ratio is 2.39. KFin Technologies' value of 9.22 is 285.8% above this benchmark. Historically, KFin Technologies' own PB Ratio has ranged from 5.44 to 21.30 over the past decade. While the company's 10-year median is 10.47 vs. the industry median of 2.39, KFin Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.39, based on 2,629 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KFin Technologies's current PB Ratio of 9.22 is 285.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on KFin Technologies and its competitors. For the Software industry, the median PB Ratio is 2.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KFin Technologies's current PB Ratio is 9.22, which is 12% below median its own 10-year median of 10.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KFin Technologies stock overvalued right now?
Based on GuruFocus' analysis, KFin Technologies (BOM:543720) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,243.80, compared to a current price of ₹894.35 — trading 28.1% below its estimated fair value. The current PB Ratio is 9.22, which is 12% below median its 10-year median of 10.47 and 285.8% above the Software industry median of 2.39. KFin Technologies' overall GF Score™ is 85/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For KFin Technologies (BOM:543720), the current PB Ratio is 9.22 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is KFin Technologies (BOM:543720) Overvalued in 2026?
Based on GuruFocus' analysis, KFin Technologies stock appears to be undervalued.
The current stock price of ₹894.35 is trading 28.1% below its estimated GF Value™ of ₹1,243.80.
GuruFocus considers KFin Technologies to be Modestly Undervalued.
Key valuation signals for BOM:543720:
PB Ratio: 9.22 (12% below median its 10-year median of 10.47)
GF Value™: ₹1,243.80 vs. price of ₹894.35 (28.1% below fair value)
Industry Position: 285.8% above the Software median (#2343 of 2629)
No single metric tells the full story. See the BOM:543720 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
KFin Technologies Ltd is a technology-driven financial services platform. The company provides services and solutions to asset managers and corporate issuers across asset classes in India and provides several investor solutions including transaction origination and processing for mutual funds and private retirement schemes in Malaysia, the Philippines and Hong Kong.
85GF Score
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