Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
KFin TechnologiesBOM:543720 -0.47%85 ROA % is 11.70% as of Mar. 2026, which is 23% below its 10-year median of 15.24. GuruFocus rates BOM:543720 with a GF Score™ of 85/100 and a GF Value™ of ₹1,243.80 (Modestly Undervalued). Among 2,885 Software companies, KFin Technologies ranks better than 92.93% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. KFin Technologies's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹3,246 Mil.
KFin Technologies's average Total Assets over the quarter that ended in Mar. 2026 was ₹27,737 Mil. Therefore, KFin Technologies's annualized ROA % for the quarter that ended in Mar. 2026 was 11.70%.
The historical rank and industry rank for KFin Technologies's ROA % or its related term are showing as below:
BOM:543720'
s ROA % Range Over the Past 10 Years
Min: -7.2 Med: 15.24 Max: 20.99
Current: 16.16
During the past 7 years, KFin Technologies's highest ROA % was 20.99%. The lowest was -7.20%. And the median was 15.24%.
BOM:543720's ROA % is ranked better than 92.93% of 2885
companies
in the Software industry
Industry Median: 1.68
vs BOM:543720: 16.16
KFin Technologies (BOM:543720) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
KFin Technologies ROA % Related Terms
KFin Technologies ROA % Historical Data
* Premium members only.
The historical data trend for KFin Technologies's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, KFin Technologies's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
KFin Technologies ROA % vs Software Industry
For the Software industry and Technology sector, KFin Technologies's ROA % distribution charts can be found below:
* The bar in red indicates where KFin Technologies's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
KFin Technologies (BOM:543720) has a ROA % of 11.70% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on KFin Technologies and its competitors. This is 23% below median its historical median of 15.24. According to the industry distribution chart, KFin Technologies ranks #204 out of 2885 companies in the Software industry, placing it in the top 7.1%.
Is KFin Technologies' ROA % too high?
KFin Technologies' current ROA % of 11.70% is 23% below median its 10-year median of 15.24. The Software industry median ROA % is 1.68. KFin Technologies' value of 11.70% is 596.4% above this industry median. Based on the distribution chart, KFin Technologies ranks #204 out of 2885 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, KFin Technologies has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does KFin Technologies' ROA % compare to UBER and SHOP?
According to the Software industry distribution chart, KFin Technologies ranks #204 out of 2885 companies for ROA %. This places KFin Technologies in the top 7% of its industry — outperforming the majority of peers. The industry median ROA % is 1.68. KFin Technologies' value of 11.70% is 596.4% above this benchmark. While the company's 10-year median is 15.24 vs. the industry median of 1.68, KFin Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,885 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KFin Technologies's current ROA % of 11.70% is 596.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on KFin Technologies and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KFin Technologies's current ROA % is 11.70%, which is 23% below median its own 10-year median of 15.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KFin Technologies stock overvalued right now?
Based on GuruFocus' analysis, KFin Technologies (BOM:543720) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,243.80, compared to a current price of ₹894.35 — trading 28.1% below its estimated fair value. The current ROA % is 11.70%, which is 23% below median its 10-year median of 15.24 and 596.4% above the Software industry median of 1.68. KFin Technologies' overall GF Score™ is 85/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For KFin Technologies (BOM:543720), the current ROA % is 11.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is KFin Technologies (BOM:543720) Overvalued in 2026?
Based on GuruFocus' analysis, KFin Technologies stock appears to be undervalued.
The current stock price of ₹894.35 is trading 28.1% below its estimated GF Value™ of ₹1,243.80.
GuruFocus considers KFin Technologies to be Modestly Undervalued.
Key valuation signals for BOM:543720:
ROA %: 11.70% (23% below median its 10-year median of 15.24)
GF Value™: ₹1,243.80 vs. price of ₹894.35 (28.1% below fair value)
Industry Position: 596.4% above the Software median (#204 of 2885)
No single metric tells the full story. See the BOM:543720 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
KFin Technologies Ltd is a technology-driven financial services platform. The company provides services and solutions to asset managers and corporate issuers across asset classes in India and provides several investor solutions including transaction origination and processing for mutual funds and private retirement schemes in Malaysia, the Philippines and Hong Kong.
85GF Score
Get the complete analysis for BOM:543720
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:543720 has been successfully added to your 
