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KFin TechnologiesBOM:543720 -0.47%85 ROE % is 19.40% as of Mar. 2026, which is 21% below its 10-year median of 24.47. GuruFocus rates BOM:543720 with a GF Score™ of 85/100 and a GF Value™ of ₹1,243.80 (Modestly Undervalued). Among 2,683 Software companies, KFin Technologies ranks better than 85.24% on this metric.
The historical rank and industry rank for KFin Technologies's ROE % or its related term are showing as below:
BOM:543720'
s ROE % Range Over the Past 10 Years
Min: -17.07 Med: 24.47 Max: 29.99
Current: 22.69
During the past 7 years, KFin Technologies's highest ROE % was 29.99%. The lowest was -17.07%. And the median was 24.47%.
BOM:543720's ROE % is ranked better than 85.24% of 2683
companies
in the Software industry
Industry Median: 4.73
vs BOM:543720: 22.69
KFin Technologies (BOM:543720) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
KFin Technologies ROE % Related Terms
KFin Technologies ROE % Historical Data
* Premium members only.
The historical data trend for KFin Technologies's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, KFin Technologies's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
KFin Technologies ROE % vs Software Industry
For the Software industry and Technology sector, KFin Technologies's ROE % distribution charts can be found below:
* The bar in red indicates where KFin Technologies's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
KFin Technologies (BOM:543720) has a ROE % of 19.40% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on KFin Technologies and its competitors. This is 21% below median its historical median of 24.47. According to the industry distribution chart, KFin Technologies ranks #396 out of 2683 companies in the Software industry, placing it in the top 14.8%.
Is KFin Technologies' ROE % too high?
KFin Technologies' current ROE % of 19.40% is 21% below median its 10-year median of 24.47. The Software industry median ROE % is 4.73. KFin Technologies' value of 19.40% is 310.1% above this industry median. Based on the distribution chart, KFin Technologies ranks #396 out of 2683 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, KFin Technologies has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does KFin Technologies' ROE % compare to UBER and SHOP?
According to the Software industry distribution chart, KFin Technologies ranks #396 out of 2683 companies for ROE %. This places KFin Technologies in the top 15% of its industry — outperforming the majority of peers. The industry median ROE % is 4.73. KFin Technologies' value of 19.40% is 310.1% above this benchmark. While the company's 10-year median is 24.47 vs. the industry median of 4.73, KFin Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.73, based on 2,683 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. KFin Technologies's current ROE % of 19.40% is 310.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on KFin Technologies and its competitors. For the Software industry, the median ROE % is 4.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. KFin Technologies's current ROE % is 19.40%, which is 21% below median its own 10-year median of 24.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KFin Technologies stock overvalued right now?
Based on GuruFocus' analysis, KFin Technologies (BOM:543720) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹1,243.80, compared to a current price of ₹894.35 — trading 28.1% below its estimated fair value. The current ROE % is 19.40%, which is 21% below median its 10-year median of 24.47 and 310.1% above the Software industry median of 4.73. KFin Technologies' overall GF Score™ is 85/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For KFin Technologies (BOM:543720), the current ROE % is 19.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is KFin Technologies (BOM:543720) Overvalued in 2026?
Based on GuruFocus' analysis, KFin Technologies stock appears to be undervalued.
The current stock price of ₹894.35 is trading 28.1% below its estimated GF Value™ of ₹1,243.80.
GuruFocus considers KFin Technologies to be Modestly Undervalued.
Key valuation signals for BOM:543720:
ROE %: 19.40% (21% below median its 10-year median of 24.47)
GF Value™: ₹1,243.80 vs. price of ₹894.35 (28.1% below fair value)
Industry Position: 310.1% above the Software median (#396 of 2683)
No single metric tells the full story. See the BOM:543720 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
KFin Technologies Ltd is a technology-driven financial services platform. The company provides services and solutions to asset managers and corporate issuers across asset classes in India and provides several investor solutions including transaction origination and processing for mutual funds and private retirement schemes in Malaysia, the Philippines and Hong Kong.
85GF Score
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