Jumia Technologies AGFRA:4JMA -1.99%64 PB Ratio is 64.84 as of Jul. 09, 2026, which is 1367% above its 10-year median of 4.42. GuruFocus rates FRA:4JMA with a GF Score™ of 64/100 and a GF Value™ of €3.83 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,073 Retail - Cyclical companies, Jumia Technologies AG ranks worse than 99.44% on this metric.
The historical rank and industry rank for Jumia Technologies AG's PB Ratio or its related term are showing as below:
FRA:4JMA'
s PB Ratio Range Over the Past 10 Years
Min: 0.89 Med: 4.42 Max: 76.98
Current: 64.25
During the past 9 years, Jumia Technologies AG's highest PB Ratio was 76.98. The lowest was 0.89. And the median was 4.42.
FRA:4JMA's PB Ratio is ranked worse than 99.44% of 1073
companies
in the Retail - Cyclical industry
Industry Median: 1.48
vs FRA:4JMA: 64.25
During the past 12 months, Jumia Technologies AG's average Book Value Per Share Growth Rate was -81.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -50.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -42.90% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Jumia Technologies AG was 297.30% per year. The lowest was -50.40% per year. And the median was -26.10% per year.
Back to Basics: PB Ratio
Jumia Technologies AG (FRA:4JMA) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Internet Retail subindustry, Jumia Technologies AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jumia Technologies AG PB Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Jumia Technologies AG's PB Ratio distribution charts can be found below:
* The bar in red indicates where Jumia Technologies AG's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Jumia Technologies AG (FRA:4JMA) has a PB Ratio of 64.84 as of Jul. 09, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Jumia Technologies AG and its competitors. This is 1367% above median its historical median of 4.42. Over the past decade, Jumia Technologies AG's PB Ratio has ranged from 0.89 to 76.98. According to the industry distribution chart, Jumia Technologies AG ranks #1067 out of 1073 companies in the Retail - Cyclical industry, placing it in the top 99.4%.
Is Jumia Technologies AG's PB Ratio too high?
Jumia Technologies AG's current PB Ratio of 64.84 is 1367% above median its 10-year median of 4.42. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 76.98. The Retail - Cyclical industry median PB Ratio is 1.48. Jumia Technologies AG's value of 64.84 is 4281.1% above this industry median. Based on the distribution chart, Jumia Technologies AG ranks #1067 out of 1073 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Jumia Technologies AG has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jumia Technologies AG's PB Ratio compare to TDUP and BBBY?
According to the Retail - Cyclical industry distribution chart, Jumia Technologies AG ranks #1067 out of 1073 companies for PB Ratio. This places Jumia Technologies AG in the lower half of its industry. The industry median PB Ratio is 1.48. Jumia Technologies AG's value of 64.84 is 4281.1% above this benchmark. Historically, Jumia Technologies AG's own PB Ratio has ranged from 0.89 to 76.98 over the past decade. While the company's 10-year median is 4.42 vs. the industry median of 1.48, Jumia Technologies AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Retail - Cyclical company?
The median PB Ratio among Retail - Cyclical companies is 1.48, based on 1,073 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jumia Technologies AG's current PB Ratio of 64.84 is 4281.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Jumia Technologies AG and its competitors. For the Retail - Cyclical industry, the median PB Ratio is 1.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jumia Technologies AG's current PB Ratio is 64.84, which is 1367% above median its own 10-year median of 4.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jumia Technologies AG stock overvalued right now?
Based on GuruFocus' analysis, Jumia Technologies AG (FRA:4JMA) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.83, compared to a current price of €5.90 — trading 54% above its estimated fair value. The current PB Ratio is 64.84, which is 1367% above median its 10-year median of 4.42 and 4281.1% above the Retail - Cyclical industry median of 1.48. Jumia Technologies AG's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Jumia Technologies AG (FRA:4JMA), the current PB Ratio is 64.84 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jumia Technologies AG (FRA:4JMA) Overvalued in 2026?
Based on GuruFocus' analysis, Jumia Technologies AG stock appears to be overvalued.
The current stock price of €5.90 is trading 54% above its estimated GF Value™ of €3.83.
GuruFocus considers Jumia Technologies AG to be Significantly Overvalued.
Key valuation signals for FRA:4JMA:
PB Ratio: 64.84 (1367% above median its 10-year median of 4.42)
GF Value™: €3.83 vs. price of €5.90 (54% above fair value)
Industry Position: 4281.1% above the Retail - Cyclical median (#1067 of 1073)
No single metric tells the full story. See the FRA:4JMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jumia Technologies AG is the pan-African e-commerce platform. The company's platform consists of a marketplace that connects sellers with consumers. The logistics services of the company enables the shipment and delivery of packages from sellers to consumers, and the company's payment service facilitates transactions among participants active on its platform in selected markets. The company generates revenue from first-party sales, third-party sales, marketing and advertising, and the provision of other services. Its geographical segments are West Africa, North Africa, East & South Africa, Europe, and United Arab Emirates. The firm generates majority of its revenue from the West Africa segment.
64GF Score
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