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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Jumia Technologies AG's annualized net income for the quarter that ended in Mar. 2026 was €-61.3 Mil. Jumia Technologies AG's average shareholder tangible equity for the quarter that ended in Mar. 2026 was €16.9 Mil. Therefore, Jumia Technologies AG's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was -363.58%.
The historical rank and industry rank for Jumia Technologies AG's Return-on-Tangible-Equity or its related term are showing as below:
FRA:4JMA'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -6016.36 Med: -108.88 Max: -65.96
Current: -158.63
During the past 9 years, Jumia Technologies AG's highest Return-on-Tangible-Equity was -65.96%. The lowest was -6,016.36%. And the median was -108.88%.
FRA:4JMA's Return-on-Tangible-Equity is ranked worse than 97.92% of 1059
companies
in the Retail - Cyclical industry
Industry Median: 8.45
vs FRA:4JMA: -158.63
Jumia Technologies AG (FRA:4JMA) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Jumia Technologies AG Return-on-Tangible-Equity Related Terms
Jumia Technologies AG Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Jumia Technologies AG's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jumia Technologies AG Return-on-Tangible-Equity Chart
FRA:4JMA vs TDUP, BBBY, LOGC: Return-on-Tangible-Equity Comparison
For the Internet Retail subindustry, Jumia Technologies AG's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jumia Technologies AG Return-on-Tangible-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Jumia Technologies AG's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Jumia Technologies AG's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -363.58% mean?
Jumia Technologies AG (FRA:4JMA) has a Return-on-Tangible-Equity of -363.58% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Jumia Technologies AG and its competitors. According to the industry distribution chart, Jumia Technologies AG ranks #1037 out of 1059 companies in the Retail - Cyclical industry, placing it in the top 97.9%.
Is Jumia Technologies AG's Return-on-Tangible-Equity too high?
Jumia Technologies AG's current Return-on-Tangible-Equity is -363.58%. Based on the distribution chart, Jumia Technologies AG ranks #1037 out of 1059 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Jumia Technologies AG has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jumia Technologies AG's Return-on-Tangible-Equity compare to TDUP and BBBY?
According to the Retail - Cyclical industry distribution chart, Jumia Technologies AG ranks #1037 out of 1059 companies for Return-on-Tangible-Equity. This places Jumia Technologies AG in the lower half of its industry. The industry median Return-on-Tangible-Equity is 8.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.45, based on 1,059 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Jumia Technologies AG and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jumia Technologies AG's current Return-on-Tangible-Equity is -363.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jumia Technologies AG stock overvalued right now?
Based on GuruFocus' analysis, Jumia Technologies AG (FRA:4JMA) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.91, compared to a current price of €6.04 — trading 54.5% above its estimated fair value. The current Return-on-Tangible-Equity is -363.58%. Jumia Technologies AG's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Jumia Technologies AG (FRA:4JMA), the current Return-on-Tangible-Equity is -363.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jumia Technologies AG (FRA:4JMA) Overvalued in 2026?
Based on GuruFocus' analysis, Jumia Technologies AG stock appears to be overvalued.
The current stock price of €6.04 is trading 54.5% above its estimated GF Value™ of €3.91.
GuruFocus considers Jumia Technologies AG to be Significantly Overvalued.
Key valuation signals for FRA:4JMA:
Return-on-Tangible-Equity: -363.58%
GF Value™: €3.91 vs. price of €6.04 (54.5% above fair value)
No single metric tells the full story. See the FRA:4JMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jumia Technologies AG is the pan-African e-commerce platform. The company's platform consists of a marketplace that connects sellers with consumers. The logistics services of the company enables the shipment and delivery of packages from sellers to consumers, and the company's payment service facilitates transactions among participants active on its platform in selected markets. The company generates revenue from first-party sales, third-party sales, marketing and advertising, and the provision of other services. Its geographical segments are West Africa, North Africa, East & South Africa, Europe, and United Arab Emirates. The firm generates majority of its revenue from the West Africa segment.
67GF Score
Get the complete analysis for FRA:4JMA
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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