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Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Jumia Technologies AG's annualizedNet Income for the quarter that ended in Mar. 2026 was €-61.3 Mil. Jumia Technologies AG's average total tangible assets for the quarter that ended in Mar. 2026 was €105.5 Mil. Therefore, Jumia Technologies AG's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was -58.17%.
The historical rank and industry rank for Jumia Technologies AG's Return-on-Tangible-Asset or its related term are showing as below:
FRA:4JMA'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -227.56 Med: -51.88 Max: -37.81
Current: -43.14
During the past 9 years, Jumia Technologies AG's highest Return-on-Tangible-Asset was -37.81%. The lowest was -227.56%. And the median was -51.88%.
FRA:4JMA's Return-on-Tangible-Asset is ranked worse than 97.45% of 1137
companies
in the Retail - Cyclical industry
Industry Median: 2.93
vs FRA:4JMA: -43.14
Jumia Technologies AG (FRA:4JMA) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Jumia Technologies AG Return-on-Tangible-Asset Related Terms
Jumia Technologies AG Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Jumia Technologies AG's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jumia Technologies AG Return-on-Tangible-Asset Chart
FRA:4JMA vs TDUP, BBBY, LOGC: Return-on-Tangible-Asset Comparison
For the Internet Retail subindustry, Jumia Technologies AG's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jumia Technologies AG Return-on-Tangible-Asset vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Jumia Technologies AG's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Jumia Technologies AG's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of -58.17% mean?
Jumia Technologies AG (FRA:4JMA) has a Return-on-Tangible-Asset of -58.17% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Jumia Technologies AG and its competitors. According to the industry distribution chart, Jumia Technologies AG ranks #1108 out of 1137 companies in the Retail - Cyclical industry, placing it in the top 97.4%.
Is Jumia Technologies AG's Return-on-Tangible-Asset too high?
Jumia Technologies AG's current Return-on-Tangible-Asset is -58.17%. Based on the distribution chart, Jumia Technologies AG ranks #1108 out of 1137 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Jumia Technologies AG has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jumia Technologies AG's Return-on-Tangible-Asset compare to TDUP and BBBY?
According to the Retail - Cyclical industry distribution chart, Jumia Technologies AG ranks #1108 out of 1137 companies for Return-on-Tangible-Asset. This places Jumia Technologies AG in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.93. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Retail - Cyclical company?
The median Return-on-Tangible-Asset among Retail - Cyclical companies is 2.93, based on 1,137 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Jumia Technologies AG and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Asset is 2.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jumia Technologies AG's current Return-on-Tangible-Asset is -58.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jumia Technologies AG stock overvalued right now?
Based on GuruFocus' analysis, Jumia Technologies AG (FRA:4JMA) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.99, compared to a current price of €5.34 — trading 33.8% above its estimated fair value. The current Return-on-Tangible-Asset is -58.17%. Jumia Technologies AG's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Jumia Technologies AG (FRA:4JMA), the current Return-on-Tangible-Asset is -58.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jumia Technologies AG (FRA:4JMA) Overvalued in 2026?
Based on GuruFocus' analysis, Jumia Technologies AG stock appears to be overvalued.
The current stock price of €5.34 is trading 33.8% above its estimated GF Value™ of €3.99.
GuruFocus considers Jumia Technologies AG to be Significantly Overvalued.
Key valuation signals for FRA:4JMA:
Return-on-Tangible-Asset: -58.17%
GF Value™: €3.99 vs. price of €5.34 (33.8% above fair value)
No single metric tells the full story. See the FRA:4JMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jumia Technologies AG is the pan-African e-commerce platform. The company's platform consists of a marketplace that connects sellers with consumers. The logistics services of the company enables the shipment and delivery of packages from sellers to consumers, and the company's payment service facilitates transactions among participants active on its platform in selected markets. The company generates revenue from first-party sales, third-party sales, marketing and advertising, and the provision of other services. Its geographical segments are West Africa, North Africa, East & South Africa, Europe, and United Arab Emirates. The firm generates majority of its revenue from the West Africa segment.
70GF Score
Get the complete analysis for FRA:4JMA
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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