Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Serviceware SEFRA:SJJ -0.78%73 PB Ratio is 2.86 as of Jul. 14, 2026, which is 3% above its 10-year median of 2.78. GuruFocus rates FRA:SJJ with a GF Score™ of 73/100 and a GF Value™ of €15.24 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 2,629 Software companies, Serviceware SE ranks worse than 58.43% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-14), Serviceware SE's share price is €12.65. Serviceware SE's Book Value per Share for the quarter that ended in Feb. 2026 was €4.43. Hence, Serviceware SE's PB Ratio of today is 2.86.
The historical rank and industry rank for Serviceware SE's PB Ratio or its related term are showing as below:
FRA:SJJ'
s PB Ratio Range Over the Past 10 Years
Min: 1.26 Med: 2.78 Max: 4.54
Current: 2.88
During the past 11 years, Serviceware SE's highest PB Ratio was 4.54. The lowest was 1.26. And the median was 2.78.
FRA:SJJ's PB Ratio is ranked worse than 58.43% of 2629
companies
in the Software industry
Industry Median: 2.39
vs FRA:SJJ: 2.88
During the past 12 months, Serviceware SE's average Book Value Per Share Growth Rate was 1.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -1.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -3.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 33.90% per year.
During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Serviceware SE was 184.90% per year. The lowest was -6.00% per year. And the median was -2.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Serviceware SE PB Ratio Related Terms
Serviceware SE PB Ratio Historical Data
* Premium members only.
The historical data trend for Serviceware SE's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Serviceware SE's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Serviceware SE PB Ratio vs Software Industry
For the Software industry and Technology sector, Serviceware SE's PB Ratio distribution charts can be found below:
* The bar in red indicates where Serviceware SE's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Serviceware SE's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Serviceware SE (FRA:SJJ) has a PB Ratio of 2.86 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Serviceware SE and its competitors. This is near median its historical median of 2.78. Over the past decade, Serviceware SE's PB Ratio has ranged from 1.26 to 4.54. According to the industry distribution chart, Serviceware SE ranks #1536 out of 2629 companies in the Software industry, placing it in the top 58.4%.
Is Serviceware SE's PB Ratio too high?
Serviceware SE's current PB Ratio of 2.86 is near median its 10-year median of 2.78. Over the past 10 years, this metric has ranged from a low of 1.26 to a high of 4.54. The Software industry median PB Ratio is 2.39. Serviceware SE's value of 2.86 is 19.7% above this industry median. Based on the distribution chart, Serviceware SE ranks #1536 out of 2629 companies in the Software industry, which is below the industry midpoint. Overall, Serviceware SE has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Serviceware SE's PB Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, Serviceware SE ranks #1536 out of 2629 companies for PB Ratio. This places Serviceware SE in the lower half of its industry. The industry median PB Ratio is 2.39. Serviceware SE's value of 2.86 is 19.7% above this benchmark. Historically, Serviceware SE's own PB Ratio has ranged from 1.26 to 4.54 over the past decade. While the company's 10-year median is 2.78 vs. the industry median of 2.39, Serviceware SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.39, based on 2,629 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Serviceware SE's current PB Ratio of 2.86 is 19.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Serviceware SE and its competitors. For the Software industry, the median PB Ratio is 2.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Serviceware SE's current PB Ratio is 2.86, which is near median its own 10-year median of 2.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Serviceware SE stock overvalued right now?
Based on GuruFocus' analysis, Serviceware SE (FRA:SJJ) is currently considered Modestly Undervalued. The stock's GF Value™ is €15.24, compared to a current price of €12.65 — trading 17% below its estimated fair value. The current PB Ratio is 2.86, which is near median its 10-year median of 2.78 and 19.7% above the Software industry median of 2.39. Serviceware SE's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Serviceware SE (FRA:SJJ), the current PB Ratio is 2.86 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Serviceware SE (FRA:SJJ) Overvalued in 2026?
Based on GuruFocus' analysis, Serviceware SE stock appears to be undervalued.
The current stock price of €12.65 is trading 17% below its estimated GF Value™ of €15.24.
GuruFocus considers Serviceware SE to be Modestly Undervalued.
Key valuation signals for FRA:SJJ:
PB Ratio: 2.86 (near median its 10-year median of 2.78)
GF Value™: €15.24 vs. price of €12.65 (17% below fair value)
Industry Position: 19.7% above the Software median (#1536 of 2629)
No single metric tells the full story. See the FRA:SJJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Serviceware SE is a provider of software solutions that help companies compete digitally with Enterprise Service Management (ESM) by improving service quality and efficiently managing service costs. The company's platform which includes software solutions for financial, processes, resources, knowledge, and performance. In addition, the company offers the infrastructure solutions and managed services necessary for operations securely and reliably.
73GF Score
Get the complete analysis for FRA:SJJ
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:SJJ has been successfully added to your 
