Minerva Group Holding (HKSE:00397) PB Ratio: 0.10 (As of Sep. 14, 2026) — 47% Below Median

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What is Minerva Group Holding PB Ratio?

Minerva Group Holding HKSE:00397 PB Ratio is 0.10 as of Sep. 14, 2026, which is 47% below its 10-year median of 0.19. The stock has 3 warning signs investors should review. Among 510 Diversified Financial Services companies, Minerva Group Holding ranks better than 99.8% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-09-14), Minerva Group Holding's share price is HK$0.045. Minerva Group Holding's Book Value per Share for the quarter that ended in Dec. 2025 was HK$0.45. Hence, Minerva Group Holding's PB Ratio of today is 0.10.

The historical rank and industry rank for Minerva Group Holding's PB Ratio or its related term are showing as below:

HKSE:00397' s PB Ratio Range Over the Past 10 Years
Min: 0.08   Med: 0.19   Max: 0.55
Current: 0.1

During the past 13 years, Minerva Group Holding's highest PB Ratio was 0.55. The lowest was 0.08. And the median was 0.19.

HKSE:00397's PB Ratio is ranked better than
99.8% of 510 companies
in the Diversified Financial Services industry
Industry Median: 1.38 vs HKSE:00397: 0.10

During the past 12 months, Minerva Group Holding's average Book Value Per Share Growth Rate was 2.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -3.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -3.30% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -9.20% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Minerva Group Holding was 112.20% per year. The lowest was -74.50% per year. And the median was -20.40% per year.

Back to Basics: PB Ratio


Minerva Group Holding  (HKSE:00397) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Minerva Group Holding PB Ratio Related Terms


Minerva Group Holding PB Ratio Historical Data

* Premium members only.

The historical data trend for Minerva Group Holding's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Minerva Group Holding PB Ratio Chart

Minerva Group Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.30 0.37 0.27 0.20 0.11

Minerva Group Holding Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.26 0.20 0.14 0.11 0.08

HKSE:00397 vs FRHC, VOYA: PB Ratio Comparison

For the Financial Conglomerates subindustry, Minerva Group Holding's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Minerva Group Holding PB Ratio vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Minerva Group Holding's PB Ratio distribution charts can be found below:

* The bar in red indicates where Minerva Group Holding's PB Ratio falls into.



Minerva Group Holding PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Minerva Group Holding's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=0.045/0.447
=0.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.10 mean?
Minerva Group Holding (HKSE:00397) has a PB Ratio of 0.10 as of Sep. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Minerva Group Holding and its competitors. This is 47% below median its historical median of 0.19. Over the past decade, Minerva Group Holding's PB Ratio has ranged from 0.08 to 0.55. According to the industry distribution chart, Minerva Group Holding ranks #1 out of 510 companies in the Diversified Financial Services industry, placing it in the top 0.2%.
Is Minerva Group Holding's PB Ratio too high?
Minerva Group Holding's current PB Ratio of 0.10 is 47% below median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.55. The Diversified Financial Services industry median PB Ratio is 1.38. Minerva Group Holding's value of 0.10 is 92.8% below this industry median. Based on the distribution chart, Minerva Group Holding ranks #1 out of 510 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers.
How does Minerva Group Holding's PB Ratio compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Minerva Group Holding ranks #1 out of 510 companies for PB Ratio. This places Minerva Group Holding in the top 0% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.38. Minerva Group Holding's value of 0.10 is 92.8% below this benchmark. Historically, Minerva Group Holding's own PB Ratio has ranged from 0.08 to 0.55 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 1.38, Minerva Group Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Diversified Financial Services company?
The median PB Ratio among Diversified Financial Services companies is 1.38, based on 510 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Minerva Group Holding's current PB Ratio of 0.10 is 92.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Minerva Group Holding and its competitors. For the Diversified Financial Services industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Minerva Group Holding's current PB Ratio is 0.10, which is 47% below median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Minerva Group Holding stock overvalued right now?
Based on GuruFocus' analysis, Minerva Group Holding (HKSE:00397) is currently considered Possible Value Trap. The stock's GF Value™ is HK$0.11, compared to a current price of HK$0.05 — trading 59.1% below its estimated fair value. The current PB Ratio is 0.10, which is 47% below median its 10-year median of 0.19 and 92.8% below the Diversified Financial Services industry median of 1.38. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Minerva Group Holding (HKSE:00397), the current PB Ratio is 0.10 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Minerva Group Holding Business Description

Address 16 Harcourt Road, Unit 1804A, 18th floor, Far East Finance Centre, Hong Kong, HKG
Minerva Group Holding Ltd is a comprehensive wealth management service provider in Hong Kong mainly engaged in financial services business, money lending business, and assets investment. Its segments are Financial services segment engaged in provision of financial services including securities brokerage, placing, and corporate finance advisory services in Hong Kong; Money lending segment engaged in provision of loan financing in Hong Kong; and Assets investment segment engaged in investments in debt securities earning fixed interest income, investments in properties earning rental income and capital gains, as well as investments in listed and unlisted equity securities and investment funds earning variable returns and gains.