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JiangXi Bank CoHKSE:01916 -0.79%49 PB Ratio is 0.07 as of Aug. 13, 2026, which is 42% below its 10-year median of 0.12. GuruFocus rates HKSE:01916 with a GF Score™ of 49/100 and a GF Value™ of HK$0.59 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,512 Banks companies, JiangXi Bank Co ranks better than 99.47% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-13), JiangXi Bank Co's share price is HK$0.625. JiangXi Bank Co's Book Value per Share for the quarter that ended in Dec. 2025 was HK$8.70. Hence, JiangXi Bank Co's PB Ratio of today is 0.07.
The historical rank and industry rank for JiangXi Bank Co's PB Ratio or its related term are showing as below:
HKSE:01916'
s PB Ratio Range Over the Past 10 Years
Min: 0.06 Med: 0.12 Max: 1.47
Current: 0.07
During the past 11 years, JiangXi Bank Co's highest PB Ratio was 1.47. The lowest was 0.06. And the median was 0.12.
HKSE:01916's PB Ratio is ranked better than 99.47% of 1512
companies
in the Banks industry
Industry Median: 1.12
vs HKSE:01916: 0.07
During the past 12 months, JiangXi Bank Co's average Book Value Per Share Growth Rate was 2.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 0.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.30% per year.
During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of JiangXi Bank Co was 17.20% per year. The lowest was 0.60% per year. And the median was 10.65% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
JiangXi Bank Co PB Ratio Related Terms
JiangXi Bank Co PB Ratio Historical Data
* Premium members only.
The historical data trend for JiangXi Bank Co's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, JiangXi Bank Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JiangXi Bank Co PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, JiangXi Bank Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where JiangXi Bank Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
JiangXi Bank Co's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
JiangXi Bank Co (HKSE:01916) has a PB Ratio of 0.07 as of Aug. 13, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on JiangXi Bank Co and its competitors. This is 42% below median its historical median of 0.12. Over the past decade, JiangXi Bank Co's PB Ratio has ranged from 0.06 to 1.47. According to the industry distribution chart, JiangXi Bank Co ranks #8 out of 1512 companies in the Banks industry, placing it in the top 0.5%.
Is JiangXi Bank Co's PB Ratio too high?
JiangXi Bank Co's current PB Ratio of 0.07 is 42% below median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 1.47. The Banks industry median PB Ratio is 1.12. JiangXi Bank Co's value of 0.07 is 93.8% below this industry median. Based on the distribution chart, JiangXi Bank Co ranks #8 out of 1512 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, JiangXi Bank Co has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JiangXi Bank Co's PB Ratio compare to competitors?
According to the Banks industry distribution chart, JiangXi Bank Co ranks #8 out of 1512 companies for PB Ratio. This places JiangXi Bank Co in the top 1% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. JiangXi Bank Co's value of 0.07 is 93.8% below this benchmark. Historically, JiangXi Bank Co's own PB Ratio has ranged from 0.06 to 1.47 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 1.12, JiangXi Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,512 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JiangXi Bank Co's current PB Ratio of 0.07 is 93.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on JiangXi Bank Co and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JiangXi Bank Co's current PB Ratio is 0.07, which is 42% below median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JiangXi Bank Co stock overvalued right now?
Based on GuruFocus' analysis, JiangXi Bank Co (HKSE:01916) is currently considered Fairly Valued. The stock's GF Value™ is HK$0.59, compared to a current price of HK$0.63 — trading 5.9% above its estimated fair value. The current PB Ratio is 0.07, which is 42% below median its 10-year median of 0.12 and 93.8% below the Banks industry median of 1.12. JiangXi Bank Co's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For JiangXi Bank Co (HKSE:01916), the current PB Ratio is 0.07 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JiangXi Bank Co (HKSE:01916) Overvalued in 2026?
Based on GuruFocus' analysis, JiangXi Bank Co stock appears to be overvalued.
The current stock price of HK$0.63 is trading 5.9% above its estimated GF Value™ of HK$0.59.
GuruFocus considers JiangXi Bank Co to be Fairly Valued.
Key valuation signals for HKSE:01916:
PB Ratio: 0.07 (42% below median its 10-year median of 0.12)
GF Value™: HK$0.59 vs. price of HK$0.63 (5.9% above fair value)
Industry Position: 93.8% below the Banks median (#8 of 1512)
No single metric tells the full story. See the HKSE:01916 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JiangXi Bank Co Ltd operates as a commercial bank in China. The company's operating segments include Corporate banking; Retail banking and credit card; Funds business; and others. It generates maximum revenue from the Corporate banking segment. The Corporate banking segment provides a range of financial products and services to corporations, government agencies and financial institutions. Geographically, the company conducts its business in Jiangxi Province of the PRC.
49GF Score
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