Investar HoldingISTR -0.10%54 PB Ratio is 1.07 as of Jun. 25, 2026, which is 13% above its 10-year median of 0.95. GuruFocus rates ISTR with a GF Score™ of 54/100 and a GF Value™ of $20.10 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,515 Banks companies, Investar Holding ranks better than 51.68% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), Investar Holding's share price is $29.94. Investar Holding's Book Value per Share for the quarter that ended in Mar. 2026 was $27.97. Hence, Investar Holding's PB Ratio of today is 1.07.
Warning Sign:
Investar Holding Corp stock PB Ratio (=1.07) is close to 5-year high of 1.09.
The historical rank and industry rank for Investar Holding's PB Ratio or its related term are showing as below:
ISTR'
s PB Ratio Range Over the Past 10 Years
Min: 0.47 Med: 0.95 Max: 1.59
Current: 1.07
During the past 13 years, Investar Holding's highest PB Ratio was 1.59. The lowest was 0.47. And the median was 0.95.
ISTR's PB Ratio is ranked better than 51.68% of 1515
companies
in the Banks industry
Industry Median: 1.08
vs ISTR: 1.07
During the past 12 months, Investar Holding's average Book Value Per Share Growth Rate was 9.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Investar Holding was 33.10% per year. The lowest was 0.40% per year. And the median was 8.20% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Investar Holding PB Ratio Related Terms
Investar Holding PB Ratio Historical Data
* Premium members only.
The historical data trend for Investar Holding's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Investar Holding's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Investar Holding PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Investar Holding's PB Ratio distribution charts can be found below:
* The bar in red indicates where Investar Holding's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Investar Holding (ISTR) has a PB Ratio of 1.07 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Investar Holding and its competitors. This is 13% above median its historical median of 0.95. Over the past decade, Investar Holding's PB Ratio has ranged from 0.47 to 1.59. According to the industry distribution chart, Investar Holding ranks #732 out of 1515 companies in the Banks industry, placing it in the top 48.3%.
Is Investar Holding's PB Ratio too high?
Investar Holding's current PB Ratio of 1.07 is 13% above median its 10-year median of 0.95. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 1.59. The Banks industry median PB Ratio is 1.08. Investar Holding's value of 1.07 is 0.9% below this industry median. Based on the distribution chart, Investar Holding ranks #732 out of 1515 companies in the Banks industry, which is above the industry midpoint. Overall, Investar Holding has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Investar Holding's PB Ratio compare to RVRF and FRBA?
According to the Banks industry distribution chart, Investar Holding ranks #732 out of 1515 companies for PB Ratio. This puts Investar Holding in the upper half of its industry. The industry median PB Ratio is 1.08. Investar Holding's value of 1.07 is 0.9% below this benchmark. Historically, Investar Holding's own PB Ratio has ranged from 0.47 to 1.59 over the past decade. While the company's 10-year median is 0.95 vs. the industry median of 1.08, Investar Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Investar Holding's current PB Ratio of 1.07 is 0.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Investar Holding and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Investar Holding's current PB Ratio is 1.07, which is 13% above median its own 10-year median of 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Investar Holding stock overvalued right now?
Based on GuruFocus' analysis, Investar Holding (ISTR) is currently considered Significantly Overvalued. The stock's GF Value™ is $20.10, compared to a current price of $29.94 — trading 49% above its estimated fair value. The current PB Ratio is 1.07, which is 13% above median its 10-year median of 0.95 and 0.9% below the Banks industry median of 1.08. Investar Holding's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Investar Holding (ISTR), the current PB Ratio is 1.07 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Investar Holding (ISTR) Overvalued in 2026?
Based on GuruFocus' analysis, Investar Holding stock appears to be overvalued.
The current stock price of $29.94 is trading 49% above its estimated GF Value™ of $20.10.
GuruFocus considers Investar Holding to be Significantly Overvalued.
Key valuation signals for ISTR:
PB Ratio: 1.07 (13% above median its 10-year median of 0.95)
GF Value™: $20.10 vs. price of $29.94 (49% above fair value)
Industry Position: 0.9% below the Banks median (#732 of 1515)
No single metric tells the full story. See the ISTR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Investar Holding Corp is a U.S.-based financial holding company. Through its subsidiaries, it offers a variety of commercial and retail lending products throughout its market areas, including business loans to small to medium-sized businesses, as well as loans to individuals. It has business operations spread across the United States and serves its customers through several service branches. The bank also offers cashier's checks, direct deposit of payroll and Social Security checks, night depository, bank-by-mail, automated teller machines with deposit automation, and debit cards.
54GF Score
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