ISTR (Investar Holding) Total Payout Ratio: 0.29 (As of Aug. 21, 2026)

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ISTR Investar Holding Corp ISTR
57 GF Score
Price $30.11
GF Value $21.18
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Investar Holding Total Payout Ratio?

Investar Holding ISTR +0.80% 57 Total Payout Ratio is 0.29 as of Aug. 21, 2026. GuruFocus rates ISTR with a GF Score™ of 57/100 and a GF Value™ of $21.18 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Investar Holding's current Total Payout Ratio is 0.29.


Investar Holding Total Payout Ratio Related Terms


Investar Holding Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Investar Holding's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Investar Holding Total Payout Ratio Chart

Investar Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.25 0.40 0.41 0.21 0.31

Investar Holding Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.37 0.23 0.39 0.26 0.30

ISTR vs NEWT, AVBC, PCB: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Investar Holding's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Investar Holding Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Investar Holding's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Investar Holding's Total Payout Ratio falls into.


ISTR
57GF Score
Investar Holding Corp ISTR
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Investar Holding Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Investar Holding's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-2.293 + 0 + -4.755) / 22.904
=0.31

Investar Holding's Total Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-0.763 + 0 + -2.04) / 9.472
=0.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.29 mean?
Investar Holding (ISTR) has a Total Payout Ratio of 0.29 as of Aug. 21, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Investar Holding and its competitors.
Is Investar Holding's Total Payout Ratio too high?
Investar Holding's current Total Payout Ratio is 0.29. Overall, Investar Holding has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Investar Holding's Total Payout Ratio compare to NEWT and AVBC?
Investar Holding's Total Payout Ratio of 0.29 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Investar Holding and its competitors. Investar Holding's current Total Payout Ratio is 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Investar Holding stock overvalued right now?
Based on GuruFocus' analysis, Investar Holding (ISTR) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.18, compared to a current price of $30.11 — trading 42.2% above its estimated fair value. The current Total Payout Ratio is 0.29. Investar Holding's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Investar Holding (ISTR), the current Total Payout Ratio is 0.29 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Investar Holding (ISTR) Overvalued in 2026?

Based on GuruFocus' analysis, Investar Holding stock appears to be overvalued. The current stock price of $30.11 is trading 42.2% above its estimated GF Value™ of $21.18. GuruFocus considers Investar Holding to be Significantly Overvalued.

Key valuation signals for ISTR:

  • Total Payout Ratio: 0.29
  • GF Value™: $21.18 vs. price of $30.11 (42.2% above fair value)
  • GF Score™: 57/100 with 6 warning signs

No single metric tells the full story. See the ISTR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Investar Holding Business Description

Address 10500 Coursey Boulevard, Baton Rouge, LA, USA, 70816
Investar Holding Corp is a U.S.-based financial holding company. Through its subsidiaries, it offers a variety of commercial and retail lending products throughout its market areas, including business loans to small to medium-sized businesses, as well as loans to individuals. It has business operations spread across the United States and serves its customers through several service branches. The bank also offers cashier's checks, direct deposit of payroll and Social Security checks, night depository, bank-by-mail, automated teller machines with deposit automation, and debit cards.
57GF Score

Get the complete analysis for ISTR

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.11
Price
$21.18
GF Value