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PT Bank Bumi Arta TbkISX:BNBA +1.34%58 PB Ratio is 0.79 as of Jul. 18, 2026, which is 13% above its 10-year median of 0.70. GuruFocus rates ISX:BNBA with a GF Score™ of 58/100 and a GF Value™ of Rp647.48 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,517 Banks companies, PT Bank Bumi Arta Tbk ranks better than 77.19% on this metric.
The historical rank and industry rank for PT Bank Bumi Arta Tbk's PB Ratio or its related term are showing as below:
ISX:BNBA'
s PB Ratio Range Over the Past 10 Years
Min: 0.4 Med: 0.7 Max: 6.56
Current: 0.78
During the past 12 years, PT Bank Bumi Arta Tbk's highest PB Ratio was 6.56. The lowest was 0.40. And the median was 0.70.
ISX:BNBA's PB Ratio is ranked better than 77.19% of 1517
companies
in the Banks industry
Industry Median: 1.12
vs ISX:BNBA: 0.78
During the past 12 months, PT Bank Bumi Arta Tbk's average Book Value Per Share Growth Rate was 1.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 1.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 12.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.50% per year.
During the past 12 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Bank Bumi Arta Tbk was 31.30% per year. The lowest was 1.60% per year. And the median was 7.70% per year.
Back to Basics: PB Ratio
PT Bank Bumi Arta Tbk (ISX:BNBA) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Bumi Arta Tbk PB Ratio Competitor Comparison
For the Banks - Regional subindustry, PT Bank Bumi Arta Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Bumi Arta Tbk PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Bumi Arta Tbk's PB Ratio distribution charts can be found below:
* The bar in red indicates where PT Bank Bumi Arta Tbk's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
PT Bank Bumi Arta Tbk (ISX:BNBA) has a PB Ratio of 0.79 as of Jul. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank Bumi Arta Tbk and its competitors. This is 13% above median its historical median of 0.70. Over the past decade, PT Bank Bumi Arta Tbk's PB Ratio has ranged from 0.40 to 6.56. According to the industry distribution chart, PT Bank Bumi Arta Tbk ranks #346 out of 1517 companies in the Banks industry, placing it in the top 22.8%.
Is PT Bank Bumi Arta Tbk's PB Ratio too high?
PT Bank Bumi Arta Tbk's current PB Ratio of 0.79 is 13% above median its 10-year median of 0.70. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 6.56. The Banks industry median PB Ratio is 1.12. PT Bank Bumi Arta Tbk's value of 0.79 is 29.5% below this industry median. Based on the distribution chart, PT Bank Bumi Arta Tbk ranks #346 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Bumi Arta Tbk has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Bumi Arta Tbk's PB Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Bumi Arta Tbk ranks #346 out of 1517 companies for PB Ratio. This places PT Bank Bumi Arta Tbk in the top 23% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. PT Bank Bumi Arta Tbk's value of 0.79 is 29.5% below this benchmark. Historically, PT Bank Bumi Arta Tbk's own PB Ratio has ranged from 0.40 to 6.56 over the past decade. While the company's 10-year median is 0.70 vs. the industry median of 1.12, PT Bank Bumi Arta Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Bumi Arta Tbk's current PB Ratio of 0.79 is 29.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank Bumi Arta Tbk and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Bumi Arta Tbk's current PB Ratio is 0.79, which is 13% above median its own 10-year median of 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Bumi Arta Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Bumi Arta Tbk (ISX:BNBA) is currently considered Modestly Overvalued. The stock's GF Value™ is Rp647.48, compared to a current price of Rp755.00 — trading 16.6% above its estimated fair value. The current PB Ratio is 0.79, which is 13% above median its 10-year median of 0.70 and 29.5% below the Banks industry median of 1.12. PT Bank Bumi Arta Tbk's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Bank Bumi Arta Tbk (ISX:BNBA), the current PB Ratio is 0.79 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Bumi Arta Tbk (ISX:BNBA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Bumi Arta Tbk stock appears to be overvalued.
The current stock price of Rp755.00 is trading 16.6% above its estimated GF Value™ of Rp647.48.
GuruFocus considers PT Bank Bumi Arta Tbk to be Modestly Overvalued.
Key valuation signals for ISX:BNBA:
PB Ratio: 0.79 (13% above median its 10-year median of 0.70)
GF Value™: Rp647.48 vs. price of Rp755.00 (16.6% above fair value)
Industry Position: 29.5% below the Banks median (#346 of 1517)
No single metric tells the full story. See the ISX:BNBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Bumi Arta Tbk operates as a commercial bank in Indonesia. The bank provides a broad set of retail and commercial banking services, including savings and deposits, working-capital and investment loans, housing and vehicle financing, bank guarantees, payment services, and digital banking channels such as internet and mobile banking. The bank also offers services including ATM (automated teller machine) and debit card facilities, phone banking and internet banking. The geographic segments of Bank Bumi Arta are divided into 2 (two) main regions, namely DKI Jakarta and regions outside DKI Jakarta. The majority of revenue is derived from the DKI Jakarta segment.
58GF Score
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