PT Bank Bumi Arta Tbk (ISX:BNBA) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BNBA PT Bank Bumi Arta Tbk ISX:BNBA
58 GF Score
Price Rp755.00
GF Value Rp647.48
Valuation Modestly Overvalued
! 1 Warning Sign
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What is PT Bank Bumi Arta Tbk Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

ISX:BNBA
58GF Score
PT Bank Bumi Arta Tbk ISX:BNBA
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Bank Bumi Arta Tbk (ISX:BNBA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Bumi Arta Tbk stock appears to be overvalued. The current stock price of Rp755.00 is trading 16.6% above its estimated GF Value™ of Rp647.48. GuruFocus considers PT Bank Bumi Arta Tbk to be Modestly Overvalued.

Key valuation signals for ISX:BNBA:

  • Altman Z-Score:
  • GF Value™: Rp647.48 vs. price of Rp755.00 (16.6% above fair value)
  • GF Score™: 58/100 with 1 warning sign

No single metric tells the full story. See the ISX:BNBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Bumi Arta Tbk Business Description

Address Jalan K.H. Wahid Hasyim, No. 234-236, Gedung Bank Bumi Arta, Jakarta Pusat, Jakarta, IDN, 10250
PT Bank Bumi Arta Tbk operates as a commercial bank in Indonesia. The bank provides a broad set of retail and commercial banking services, including savings and deposits, working-capital and investment loans, housing and vehicle financing, bank guarantees, payment services, and digital banking channels such as internet and mobile banking. The bank also offers services including ATM (automated teller machine) and debit card facilities, phone banking and internet banking. The geographic segments of Bank Bumi Arta are divided into 2 (two) main regions, namely DKI Jakarta and regions outside DKI Jakarta. The majority of revenue is derived from the DKI Jakarta segment.
58GF Score

Get the complete analysis for ISX:BNBA

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp755.00
Price
Rp647.48
GF Value