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OVB Holding AGLTS:0NEN 89 PB Ratio is 2.88 as of Jul. 14, 2026, which is 4% below its 10-year median of 3.00. GuruFocus rates LTS:0NEN with a GF Score™ of 89/100 and a GF Value™ of €24.18. The stock has 6 warning signs investors should review. Among 778 Capital Markets companies, OVB Holding AG ranks worse than 74.04% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-14), OVB Holding AG's share price is €19.50. OVB Holding AG's Book Value per Share for the quarter that ended in Mar. 2026 was €6.77. Hence, OVB Holding AG's PB Ratio of today is 2.88.
Good Sign:
OVB Holding AG stock PB Ratio (=2.79) is close to 5-year low of 2.71.
The historical rank and industry rank for OVB Holding AG's PB Ratio or its related term are showing as below:
LTS:0NEN'
s PB Ratio Range Over the Past 10 Years
Min: 2.34 Med: 3 Max: 4.57
Current: 2.79
During the past 13 years, OVB Holding AG's highest PB Ratio was 4.57. The lowest was 2.34. And the median was 3.00.
LTS:0NEN's PB Ratio is ranked worse than 74.04% of 778
companies
in the Capital Markets industry
Industry Median: 1.325
vs LTS:0NEN: 2.79
During the past 12 months, OVB Holding AG's average Book Value Per Share Growth Rate was -6.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 1.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 1.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of OVB Holding AG was 457.10% per year. The lowest was -5.90% per year. And the median was 1.10% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
OVB Holding AG PB Ratio Related Terms
OVB Holding AG PB Ratio Historical Data
* Premium members only.
The historical data trend for OVB Holding AG's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, OVB Holding AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OVB Holding AG PB Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, OVB Holding AG's PB Ratio distribution charts can be found below:
* The bar in red indicates where OVB Holding AG's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
OVB Holding AG's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
OVB Holding AG (LTS:0NEN) has a PB Ratio of 2.88 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on OVB Holding AG and its competitors. This is near median its historical median of 3.00. Over the past decade, OVB Holding AG's PB Ratio has ranged from 2.34 to 4.57. According to the industry distribution chart, OVB Holding AG ranks #576 out of 778 companies in the Capital Markets industry, placing it in the top 74%.
Is OVB Holding AG's PB Ratio too high?
OVB Holding AG's current PB Ratio of 2.88 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 2.34 to a high of 4.57. The Capital Markets industry median PB Ratio is 1.33. OVB Holding AG's value of 2.88 is 117.4% above this industry median. Based on the distribution chart, OVB Holding AG ranks #576 out of 778 companies in the Capital Markets industry, which is below the industry midpoint. Overall, OVB Holding AG has a GF Score™ of 89/100, reflecting its overall financial health beyond just this single metric.
How does OVB Holding AG's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, OVB Holding AG ranks #576 out of 778 companies for PB Ratio. This places OVB Holding AG in the lower half of its industry. The industry median PB Ratio is 1.33. OVB Holding AG's value of 2.88 is 117.4% above this benchmark. Historically, OVB Holding AG's own PB Ratio has ranged from 2.34 to 4.57 over the past decade. While the company's 10-year median is 3.00 vs. the industry median of 1.33, OVB Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.33, based on 778 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OVB Holding AG's current PB Ratio of 2.88 is 117.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on OVB Holding AG and its competitors. For the Capital Markets industry, the median PB Ratio is 1.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OVB Holding AG's current PB Ratio is 2.88, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OVB Holding AG stock overvalued right now?
OVB Holding AG (LTS:0NEN) has a current PB Ratio of 2.88. The stock's GF Value™ is €24.18, compared to a current price of €19.50 — trading 19.4% below its estimated fair value. The current PB Ratio is 2.88, which is near median its 10-year median of 3.00 and 117.4% above the Capital Markets industry median of 1.33. OVB Holding AG's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For OVB Holding AG (LTS:0NEN), the current PB Ratio is 2.88 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OVB Holding AG (LTS:0NEN) Overvalued in 2026?
Based on GuruFocus' analysis, OVB Holding AG stock appears to be undervalued.
The current stock price of €19.50 is trading 19.4% below its estimated GF Value™ of €24.18.
Key valuation signals for LTS:0NEN:
PB Ratio: 2.88 (near median its 10-year median of 3.00)
GF Value™: €24.18 vs. price of €19.50 (19.4% below fair value)
Industry Position: 117.4% above the Capital Markets median (#576 of 778)
No single metric tells the full story. See the LTS:0NEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OVB Holding AG business focuses on providing long-term, comprehensive, and customer-oriented financial advice to private households. The Company activities include the management of entities involved in advisory and brokerage services related to capital investments, building society savings contracts, insurance contracts, and real estate of any kind. Its segments include Central and Eastern Europe, which generates maximum revenue, as well as Germany and Southern and Western Europe.
89GF Score
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