Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Evropi HoldingsLTS:0OL7 34 PB Ratio is 1.32 as of Jul. 17, 2026, which is 128% above its 10-year median of 0.58. GuruFocus rates LTS:0OL7 with a GF Score™ of 34/100 and a GF Value™ of €0.25. The stock has 3 warning signs investors should review. Among 497 Insurance companies, Evropi Holdings ranks better than 55.73% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-17), Evropi Holdings's share price is €1.77. Evropi Holdings's Book Value per Share for the quarter that ended in Dec. 2025 was €1.34. Hence, Evropi Holdings's PB Ratio of today is 1.32.
Good Sign:
Evropi Holdings SA stock PB Ratio (=1.4) is close to 1-year low of 1.39.
The historical rank and industry rank for Evropi Holdings's PB Ratio or its related term are showing as below:
LTS:0OL7'
s PB Ratio Range Over the Past 10 Years
Min: 0.19 Med: 0.58 Max: 2.14
Current: 1.4
During the past 13 years, Evropi Holdings's highest PB Ratio was 2.14. The lowest was 0.19. And the median was 0.58.
LTS:0OL7's PB Ratio is ranked better than 55.73% of 497
companies
in the Insurance industry
Industry Median: 1.41
vs LTS:0OL7: 1.40
During the past 12 months, Evropi Holdings's average Book Value Per Share Growth Rate was 8.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 0.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Evropi Holdings was 6.50% per year. The lowest was -12.90% per year. And the median was -1.70% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Evropi Holdings PB Ratio Related Terms
Evropi Holdings PB Ratio Historical Data
* Premium members only.
The historical data trend for Evropi Holdings's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Evropi Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Evropi Holdings PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Evropi Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Evropi Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Evropi Holdings's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Evropi Holdings (LTS:0OL7) has a PB Ratio of 1.32 as of Jul. 17, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Evropi Holdings and its competitors. This is 128% above median its historical median of 0.58. Over the past decade, Evropi Holdings' PB Ratio has ranged from 0.19 to 2.14. According to the industry distribution chart, Evropi Holdings ranks #220 out of 497 companies in the Insurance industry, placing it in the top 44.3%.
Is Evropi Holdings' PB Ratio too high?
Evropi Holdings' current PB Ratio of 1.32 is 128% above median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 2.14. The Insurance industry median PB Ratio is 1.41. Evropi Holdings' value of 1.32 is 6.4% below this industry median. Based on the distribution chart, Evropi Holdings ranks #220 out of 497 companies in the Insurance industry, which is above the industry midpoint. Overall, Evropi Holdings has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Evropi Holdings' PB Ratio compare to MRSH and AON?
According to the Insurance industry distribution chart, Evropi Holdings ranks #220 out of 497 companies for PB Ratio. This puts Evropi Holdings in the upper half of its industry. The industry median PB Ratio is 1.41. Evropi Holdings' value of 1.32 is 6.4% below this benchmark. Historically, Evropi Holdings' own PB Ratio has ranged from 0.19 to 2.14 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 1.41, Evropi Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Evropi Holdings's current PB Ratio of 1.32 is 6.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Evropi Holdings and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Evropi Holdings's current PB Ratio is 1.32, which is 128% above median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Evropi Holdings stock overvalued right now?
Evropi Holdings (LTS:0OL7) has a current PB Ratio of 1.32. The stock's GF Value™ is €0.25, compared to a current price of €1.77 — trading 608% above its estimated fair value. The current PB Ratio is 1.32, which is 128% above median its 10-year median of 0.58 and 6.4% below the Insurance industry median of 1.41. Evropi Holdings' overall GF Score™ is 34/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Evropi Holdings (LTS:0OL7), the current PB Ratio is 1.32 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Evropi Holdings (LTS:0OL7) Overvalued in 2026?
Based on GuruFocus' analysis, Evropi Holdings stock appears to be overvalued.
The current stock price of €1.77 is trading 608% above its estimated GF Value™ of €0.25.
Key valuation signals for LTS:0OL7:
PB Ratio: 1.32 (128% above median its 10-year median of 0.58)
GF Value™: €0.25 vs. price of €1.77 (608% above fair value)
Industry Position: 6.4% below the Insurance median (#220 of 497)
No single metric tells the full story. See the LTS:0OL7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Evropi Holdings SA operates in the insurance sector and the real estate development sector. Its insurance portfolio consists of Europe Insurance and NAK Insurance. Its Real estate portfolio consists of office buildings, warehouses, industrial, and Plots.
34GF Score
Get the complete analysis for LTS:0OL7
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0OL7 has been successfully added to your 
