GeneraliMEX:GASIN 47 PB Ratio is 1.73 as of Jun. 26, 2026, which is 60% above its 10-year median of 1.08. GuruFocus rates MEX:GASIN with a GF Score™ of 47/100 and a GF Value™ of MXN764.29 (Fairly Valued). The stock has 1 warning sign investors should review. Among 497 Insurance companies, Generali ranks worse than 67.81% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Generali's share price is MXN779.67. Generali's Book Value per Share for the quarter that ended in Dec. 2025 was MXN449.74. Hence, Generali's PB Ratio of today is 1.73.
Good Sign:
Generali stock PB Ratio (=1.99) is close to 1-year low of 1.91.
The historical rank and industry rank for Generali's PB Ratio or its related term are showing as below:
MEX:GASIN'
s PB Ratio Range Over the Past 10 Years
Min: 0.67 Med: 1.08 Max: 2.7
Current: 1.99
During the past 13 years, Generali's highest PB Ratio was 2.70. The lowest was 0.67. And the median was 1.08.
MEX:GASIN's PB Ratio is ranked worse than 67.81% of 497
companies
in the Insurance industry
Industry Median: 1.38
vs MEX:GASIN: 1.99
During the past 12 months, Generali's average Book Value Per Share Growth Rate was 6.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Generali was 14.80% per year. The lowest was -5.40% per year. And the median was 4.60% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Generali PB Ratio Related Terms
Generali PB Ratio Historical Data
* Premium members only.
The historical data trend for Generali's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Generali's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Generali PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Generali's PB Ratio distribution charts can be found below:
* The bar in red indicates where Generali's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Generali's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Generali (MEX:GASIN) has a PB Ratio of 1.73 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Generali and its competitors. This is 60% above median its historical median of 1.08. Over the past decade, Generali's PB Ratio has ranged from 0.67 to 2.70. According to the industry distribution chart, Generali ranks #337 out of 497 companies in the Insurance industry, placing it in the top 67.8%.
Is Generali's PB Ratio too high?
Generali's current PB Ratio of 1.73 is 60% above median its 10-year median of 1.08. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 2.70. The Insurance industry median PB Ratio is 1.38. Generali's value of 1.73 is 25.4% above this industry median. Based on the distribution chart, Generali ranks #337 out of 497 companies in the Insurance industry, which is below the industry midpoint. Overall, Generali has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Generali's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Generali ranks #337 out of 497 companies for PB Ratio. This places Generali in the lower half of its industry. The industry median PB Ratio is 1.38. Generali's value of 1.73 is 25.4% above this benchmark. Historically, Generali's own PB Ratio has ranged from 0.67 to 2.70 over the past decade. While the company's 10-year median is 1.08 vs. the industry median of 1.38, Generali has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Generali's current PB Ratio of 1.73 is 25.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Generali and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Generali's current PB Ratio is 1.73, which is 60% above median its own 10-year median of 1.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generali stock overvalued right now?
Based on GuruFocus' analysis, Generali (MEX:GASIN) is currently considered Fairly Valued. The stock's GF Value™ is MXN764.29, compared to a current price of MXN779.67 — trading 2% above its estimated fair value. The current PB Ratio is 1.73, which is 60% above median its 10-year median of 1.08 and 25.4% above the Insurance industry median of 1.38. Generali's overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Generali (MEX:GASIN), the current PB Ratio is 1.73 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Generali (MEX:GASIN) Overvalued in 2026?
Based on GuruFocus' analysis, Generali stock appears to be overvalued.
The current stock price of MXN779.67 is trading 2% above its estimated GF Value™ of MXN764.29.
GuruFocus considers Generali to be Fairly Valued.
Key valuation signals for MEX:GASIN:
PB Ratio: 1.73 (60% above median its 10-year median of 1.08)
GF Value™: MXN764.29 vs. price of MXN779.67 (2% above fair value)
Industry Position: 25.4% above the Insurance median (#337 of 497)
No single metric tells the full story. See the MEX:GASIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The roots of Generali date back to the 1830s and the Bora wind and rough seas that hit the Trieste region. Over that decade, Generali sought to expand throughout Italy, but growth was held back by the fragmented nature of Italy. The Italian Revolution in the 1840s paved the way for easier expansion in the country. After World War I, Trieste was handed back to Italy. The dissolution of the Austro-Hungarian Empire created a fragmented Europe and a fragmented Generali. To this day, Generali remains quite a diversified company, with its core operations remaining in the historical Austro-Hungarian countries of Austria, Central and Eastern Europe, Germany, and Italy. France is also an important contributor to life and savings.
47GF Score
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