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Aryaman Financial ServicesNSE:ARYAMAN 59 PB Ratio is 3.57 as of Aug. 20, 2026, which is 81% above its 10-year median of 1.97. GuruFocus rates NSE:ARYAMAN with a GF Score™ of 59/100 and a GF Value™ of ₹491.62 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 776 Capital Markets companies, Aryaman Financial Services ranks worse than 86.6% on this metric.
Aryaman Financial Services Ltd stock PB Ratio (=4.46) is close to 2-year low of 4.45.
The historical rank and industry rank for Aryaman Financial Services's PB Ratio or its related term are showing as below:
NSE:ARYAMAN'
s PB Ratio Range Over the Past 10 Years
Min: 1.17 Med: 1.97 Max: 6.7
Current: 4.46
During the past 13 years, Aryaman Financial Services's highest PB Ratio was 6.70. The lowest was 1.17. And the median was 1.97.
NSE:ARYAMAN's PB Ratio is ranked worse than 86.6% of 776
companies
in the Capital Markets industry
Industry Median: 1.295
vs NSE:ARYAMAN: 4.46
During the past 12 months, Aryaman Financial Services's average Book Value Per Share Growth Rate was 24.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 39.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 36.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 21.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Aryaman Financial Services was 42.80% per year. The lowest was 2.60% per year. And the median was 11.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Aryaman Financial Services PB Ratio Related Terms
Aryaman Financial Services PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Aryaman Financial Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aryaman Financial Services PB Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Aryaman Financial Services's PB Ratio distribution charts can be found below:
* The bar in red indicates where Aryaman Financial Services's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Aryaman Financial Services (NSE:ARYAMAN) has a PB Ratio of 3.57 as of Aug. 20, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Aryaman Financial Services and its competitors. This is 81% above median its historical median of 1.97. Over the past decade, Aryaman Financial Services' PB Ratio has ranged from 1.17 to 6.70. According to the industry distribution chart, Aryaman Financial Services ranks #672 out of 776 companies in the Capital Markets industry, placing it in the top 86.6%.
Is Aryaman Financial Services' PB Ratio too high?
Aryaman Financial Services' current PB Ratio of 3.57 is 81% above median its 10-year median of 1.97. Over the past 10 years, this metric has ranged from a low of 1.17 to a high of 6.70. The Capital Markets industry median PB Ratio is 1.30. Aryaman Financial Services' value of 3.57 is 175.7% above this industry median. Based on the distribution chart, Aryaman Financial Services ranks #672 out of 776 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Aryaman Financial Services has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aryaman Financial Services' PB Ratio compare to ?
According to the Capital Markets industry distribution chart, Aryaman Financial Services ranks #672 out of 776 companies for PB Ratio. This places Aryaman Financial Services in the lower half of its industry. The industry median PB Ratio is 1.30. Aryaman Financial Services' value of 3.57 is 175.7% above this benchmark. Historically, Aryaman Financial Services' own PB Ratio has ranged from 1.17 to 6.70 over the past decade. While the company's 10-year median is 1.97 vs. the industry median of 1.30, Aryaman Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.30, based on 776 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aryaman Financial Services's current PB Ratio of 3.57 is 175.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Aryaman Financial Services and its competitors. For the Capital Markets industry, the median PB Ratio is 1.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aryaman Financial Services's current PB Ratio is 3.57, which is 81% above median its own 10-year median of 1.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aryaman Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Aryaman Financial Services (NSE:ARYAMAN) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹491.62, compared to a current price of ₹587.00 — trading 19.4% above its estimated fair value. The current PB Ratio is 3.57, which is 81% above median its 10-year median of 1.97 and 175.7% above the Capital Markets industry median of 1.30. Aryaman Financial Services' overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Aryaman Financial Services (NSE:ARYAMAN), the current PB Ratio is 3.57 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aryaman Financial Services (NSE:ARYAMAN) Overvalued in 2026?
Based on GuruFocus' analysis, Aryaman Financial Services stock appears to be overvalued.
The current stock price of ₹587.00 is trading 19.4% above its estimated GF Value™ of ₹491.62.
GuruFocus considers Aryaman Financial Services to be Modestly Overvalued.
Key valuation signals for NSE:ARYAMAN:
PB Ratio: 3.57 (81% above median its 10-year median of 1.97)
GF Value™: ₹491.62 vs. price of ₹587.00 (19.4% above fair value)
Industry Position: 175.7% above the Capital Markets median (#672 of 776)
No single metric tells the full story. See the NSE:ARYAMAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aryaman Financial Services Ltd is engaged in the merchant banking business. The company is engaged in the business of management and syndication of small and medium-sized initial public offerings, rights issues, composite issues, venture capital funding, and others. The company generates its revenue from Fees & Commission income, Investment and Dividend income, and Sale of stock-in-trade.
59GF Score
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