B2 Impact ASAOSL:B2I +1.04%62 PB Ratio is 1.61 as of Jul. 06, 2026, which is 99% above its 10-year median of 0.81. GuruFocus rates OSL:B2I with a GF Score™ of 62/100 and a GF Value™ of kr12.57 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 522 Credit Services companies, B2 Impact ASA ranks worse than 66.28% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-06), B2 Impact ASA's share price is kr24.25. B2 Impact ASA's Book Value per Share for the quarter that ended in Mar. 2026 was kr15.07. Hence, B2 Impact ASA's PB Ratio of today is 1.61.
Warning Sign:
B2 Impact ASA stock PB Ratio (=1.61) is close to 5-year high of 1.65.
The historical rank and industry rank for B2 Impact ASA's PB Ratio or its related term are showing as below:
OSL:B2I'
s PB Ratio Range Over the Past 10 Years
Min: 0.31 Med: 0.81 Max: 2.73
Current: 1.61
During the past 13 years, B2 Impact ASA's highest PB Ratio was 2.73. The lowest was 0.31. And the median was 0.81.
OSL:B2I's PB Ratio is ranked worse than 66.28% of 522
companies
in the Credit Services industry
Industry Median: 1.05
vs OSL:B2I: 1.61
During the past 12 months, B2 Impact ASA's average Book Value Per Share Growth Rate was -2.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 4.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 10.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of B2 Impact ASA was 91.40% per year. The lowest was 4.60% per year. And the median was 10.05% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
B2 Impact ASA PB Ratio Related Terms
B2 Impact ASA PB Ratio Historical Data
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The historical data trend for B2 Impact ASA's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, B2 Impact ASA's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
B2 Impact ASA PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, B2 Impact ASA's PB Ratio distribution charts can be found below:
* The bar in red indicates where B2 Impact ASA's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
B2 Impact ASA's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
B2 Impact ASA (OSL:B2I) has a PB Ratio of 1.61 as of Jul. 06, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on B2 Impact ASA and its competitors. This is 99% above median its historical median of 0.81. Over the past decade, B2 Impact ASA's PB Ratio has ranged from 0.31 to 2.73. According to the industry distribution chart, B2 Impact ASA ranks #346 out of 522 companies in the Credit Services industry, placing it in the top 66.3%.
Is B2 Impact ASA's PB Ratio too high?
B2 Impact ASA's current PB Ratio of 1.61 is 99% above median its 10-year median of 0.81. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 2.73. The Credit Services industry median PB Ratio is 1.05. B2 Impact ASA's value of 1.61 is 53.3% above this industry median. Based on the distribution chart, B2 Impact ASA ranks #346 out of 522 companies in the Credit Services industry, which is below the industry midpoint. Overall, B2 Impact ASA has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does B2 Impact ASA's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, B2 Impact ASA ranks #346 out of 522 companies for PB Ratio. This places B2 Impact ASA in the lower half of its industry. The industry median PB Ratio is 1.05. B2 Impact ASA's value of 1.61 is 53.3% above this benchmark. Historically, B2 Impact ASA's own PB Ratio has ranged from 0.31 to 2.73 over the past decade. While the company's 10-year median is 0.81 vs. the industry median of 1.05, B2 Impact ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 522 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. B2 Impact ASA's current PB Ratio of 1.61 is 53.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on B2 Impact ASA and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. B2 Impact ASA's current PB Ratio is 1.61, which is 99% above median its own 10-year median of 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is B2 Impact ASA stock overvalued right now?
Based on GuruFocus' analysis, B2 Impact ASA (OSL:B2I) is currently considered Significantly Overvalued. The stock's GF Value™ is kr12.57, compared to a current price of kr24.25 — trading 92.9% above its estimated fair value. The current PB Ratio is 1.61, which is 99% above median its 10-year median of 0.81 and 53.3% above the Credit Services industry median of 1.05. B2 Impact ASA's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For B2 Impact ASA (OSL:B2I), the current PB Ratio is 1.61 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is B2 Impact ASA (OSL:B2I) Overvalued in 2026?
Based on GuruFocus' analysis, B2 Impact ASA stock appears to be overvalued.
The current stock price of kr24.25 is trading 92.9% above its estimated GF Value™ of kr12.57.
GuruFocus considers B2 Impact ASA to be Significantly Overvalued.
Key valuation signals for OSL:B2I:
PB Ratio: 1.61 (99% above median its 10-year median of 0.81)
GF Value™: kr12.57 vs. price of kr24.25 (92.9% above fair value)
Industry Position: 53.3% above the Credit Services median (#346 of 522)
No single metric tells the full story. See the OSL:B2I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
B2 Impact ASA is a Nordic-based debt management company and a pan-European debt solutions provider active in purchasing non-performing loans, debt collection, and third-party debt collection. The company offers solutions to the challenges created by defaulted loans through transparent and ethical debt management, builds financial health, and provides liquidity to financial institutions, contributing to a healthier financial system. The Group's services include debt collection, debt purchase, and third-party debt collection. Its main business lines are investments in non-performing loan (NPL) portfolios and servicing of debt, including third-party debt collection, with operations focused on unsecured and secured asset management across multiple European markets.
62GF Score
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