PKIN (Pekin Life Insurance Co) PB Ratio: 1.68 (As of Jun. 26, 2026)


PKIN Pekin Life Insurance Co PKIN
34 GF Score
Price $11.75
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What is Pekin Life Insurance Co PB Ratio?

Pekin Life Insurance Co PKIN 34 PB Ratio is 1.68 as of Jun. 26, 2026. GuruFocus rates PKIN with a GF Score™ of 34/100.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Pekin Life Insurance Co's share price is $11.75. Pekin Life Insurance Co's Book Value per Share for the quarter that ended in Dec. 2006 was $6.99. Hence, Pekin Life Insurance Co's PB Ratio of today is 1.68.

The historical rank and industry rank for Pekin Life Insurance Co's PB Ratio or its related term are showing as below:

PKIN's PB Ratio is not ranked *
in the Insurance industry.
Industry Median: 1.38
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Pekin Life Insurance Co  (OTCPK:PKIN) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Pekin Life Insurance Co PB Ratio Related Terms


Pekin Life Insurance Co PB Ratio Historical Data

* Premium members only.

The historical data trend for Pekin Life Insurance Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pekin Life Insurance Co PB Ratio Chart

Pekin Life Insurance Co Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06
PB Ratio
1.22 1.27 1.51 1.76 2.07

Pekin Life Insurance Co Quarterly Data
Dec02 Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.76 6.87 5.58 3.94 2.07

PKIN vs VERY, CIA, UTGN: PB Ratio Comparison

For the Insurance - Life subindustry, Pekin Life Insurance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pekin Life Insurance Co PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Pekin Life Insurance Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Pekin Life Insurance Co's PB Ratio falls into.


PKIN
34GF Score
Pekin Life Insurance Co PKIN
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Pekin Life Insurance Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Pekin Life Insurance Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2006)
=11.75/6.988
=1.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.68 mean?
Pekin Life Insurance Co (PKIN) has a PB Ratio of 1.68 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pekin Life Insurance Co and its competitors.
Is Pekin Life Insurance Co's PB Ratio too high?
Pekin Life Insurance Co's current PB Ratio is 1.68. The Insurance industry median PB Ratio is 1.38. Pekin Life Insurance Co's value of 1.68 is 21.7% above this industry median. Overall, Pekin Life Insurance Co has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Pekin Life Insurance Co's PB Ratio compare to VERY and CIA?
Pekin Life Insurance Co's PB Ratio of 1.68 can be compared against companies in the Insurance industry. The industry median PB Ratio is 1.38. Pekin Life Insurance Co's value of 1.68 is 21.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pekin Life Insurance Co's current PB Ratio of 1.68 is 21.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pekin Life Insurance Co and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pekin Life Insurance Co's current PB Ratio is 1.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pekin Life Insurance Co stock overvalued right now?
Pekin Life Insurance Co (PKIN) has a current PB Ratio of 1.68. The current PB Ratio is 1.68 and 21.7% above the Insurance industry median of 1.38. Pekin Life Insurance Co's overall GF Score™ is 34/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Pekin Life Insurance Co (PKIN), the current PB Ratio is 1.68 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pekin Life Insurance Co Business Description

Address 2505 Court Street, Pekin, IL, USA, 61558-0001
Pekin Life Insurance Co is an insurance company. It offers life insurance, accident insurance, health insurance, auto insurance, home insurance, and business insurance to individuals and businesses across the country. The company also offers group life, dental, and short-term disability as well as voluntary products. It sells its insurance products through independent agents.
34GF Score

Get the complete analysis for PKIN

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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