The PAN Group JSC (STC:PAN) PB Ratio: 0.97 (As of Jun. 24, 2026) — 26% Below Median


STC:PAN The PAN Group JSC STC:PAN
95 GF Score
Price ₫22,650.00
GF Value ₫24,050.92
Valuation Fairly Valued
! 3 Warning Signs
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What is The PAN Group JSC PB Ratio?

The PAN Group JSC STC:PAN -0.22% 95 PB Ratio is 0.97 as of Jun. 24, 2026, which is 26% below its 10-year median of 1.31. GuruFocus rates STC:PAN with a GF Score™ of 95/100 and a GF Value™ of ₫24,050.92 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,896 Consumer Packaged Goods companies, The PAN Group JSC ranks better than 63.45% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-24), The PAN Group JSC's share price is ₫22650.00. The PAN Group JSC's Book Value per Share for the quarter that ended in Mar. 2026 was ₫23,406.18. Hence, The PAN Group JSC's PB Ratio of today is 0.97.

Good Sign:

The PAN Group JSC stock PB Ratio (=0.97) is close to 2-year low of 0.93.

The historical rank and industry rank for The PAN Group JSC's PB Ratio or its related term are showing as below:

STC:PAN' s PB Ratio Range Over the Past 10 Years
Min: 0.66   Med: 1.31   Max: 3.16
Current: 0.97

During the past 13 years, The PAN Group JSC's highest PB Ratio was 3.16. The lowest was 0.66. And the median was 1.31.

STC:PAN's PB Ratio is ranked better than
63.45% of 1896 companies
in the Consumer Packaged Goods industry
Industry Median: 1.34 vs STC:PAN: 0.97

During the past 12 months, The PAN Group JSC's average Book Value Per Share Growth Rate was 13.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 5.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 7.30% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 7.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of The PAN Group JSC was 20.80% per year. The lowest was -11.30% per year. And the median was 7.10% per year.

Back to Basics: PB Ratio


The PAN Group JSC  (STC:PAN) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


The PAN Group JSC PB Ratio Related Terms


The PAN Group JSC PB Ratio Historical Data

* Premium members only.

The historical data trend for The PAN Group JSC's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The PAN Group JSC PB Ratio Chart

The PAN Group JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.95 0.70 0.88 0.98 1.07

The PAN Group JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.09 1.11 1.31 1.07 1.13

STC:PAN vs ADM, BG, TSN: PB Ratio Comparison

For the Farm Products subindustry, The PAN Group JSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The PAN Group JSC PB Ratio vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, The PAN Group JSC's PB Ratio distribution charts can be found below:

* The bar in red indicates where The PAN Group JSC's PB Ratio falls into.


STC:PAN
95GF Score
The PAN Group JSC STC:PAN
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The PAN Group JSC PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

The PAN Group JSC's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=22650.00/23406.176
=0.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.97 mean?
The PAN Group JSC (STC:PAN) has a PB Ratio of 0.97 as of Jun. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on The PAN Group JSC and its competitors. This is 26% below median its historical median of 1.31. Over the past decade, The PAN Group JSC's PB Ratio has ranged from 0.66 to 3.16. According to the industry distribution chart, The PAN Group JSC ranks #693 out of 1896 companies in the Consumer Packaged Goods industry, placing it in the top 36.6%.
Is The PAN Group JSC's PB Ratio too high?
The PAN Group JSC's current PB Ratio of 0.97 is 26% below median its 10-year median of 1.31. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 3.16. The Consumer Packaged Goods industry median PB Ratio is 1.34. The PAN Group JSC's value of 0.97 is 27.6% below this industry median. Based on the distribution chart, The PAN Group JSC ranks #693 out of 1896 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, The PAN Group JSC has a GF Score™ of 95/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The PAN Group JSC's PB Ratio compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, The PAN Group JSC ranks #693 out of 1896 companies for PB Ratio. This puts The PAN Group JSC in the upper half of its industry. The industry median PB Ratio is 1.34. The PAN Group JSC's value of 0.97 is 27.6% below this benchmark. Historically, The PAN Group JSC's own PB Ratio has ranged from 0.66 to 3.16 over the past decade. While the company's 10-year median is 1.31 vs. the industry median of 1.34, The PAN Group JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Consumer Packaged Goods company?
The median PB Ratio among Consumer Packaged Goods companies is 1.34, based on 1,896 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The PAN Group JSC's current PB Ratio of 0.97 is 27.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on The PAN Group JSC and its competitors. For the Consumer Packaged Goods industry, the median PB Ratio is 1.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The PAN Group JSC's current PB Ratio is 0.97, which is 26% below median its own 10-year median of 1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The PAN Group JSC stock overvalued right now?
Based on GuruFocus' analysis, The PAN Group JSC (STC:PAN) is currently considered Fairly Valued. The stock's GF Value™ is ₫24,050.92, compared to a current price of ₫22,650.00 — trading 5.8% below its estimated fair value. The current PB Ratio is 0.97, which is 26% below median its 10-year median of 1.31 and 27.6% below the Consumer Packaged Goods industry median of 1.34. The PAN Group JSC's overall GF Score™ is 95/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For The PAN Group JSC (STC:PAN), the current PB Ratio is 0.97 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The PAN Group JSC (STC:PAN) Overvalued in 2026?

Based on GuruFocus' analysis, The PAN Group JSC stock appears to be undervalued. The current stock price of ₫22,650.00 is trading 5.8% below its estimated GF Value™ of ₫24,050.92. GuruFocus considers The PAN Group JSC to be Fairly Valued.

Key valuation signals for STC:PAN:

  • PB Ratio: 0.97 (26% below median its 10-year median of 1.31)
  • GF Value™: ₫24,050.92 vs. price of ₫22,650.00 (5.8% below fair value)
  • GF Score™: 95/100 with 3 warning signs
  • Industry Position: 27.6% below the Consumer Packaged Goods median (#693 of 1896)

No single metric tells the full story. See the STC:PAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The PAN Group JSC Business Description

Address Long Hiep Commune, Lot A1-9, Road VL3, Vinh Loc 2 Industrial Park, Ben Luc District, Long An Province, Hanoi, VNM
The PAN Group JSC is engaged in agricultural, food processing and related activities, financial investments, and other related services. It operates in three segments namely Packaged Foods, Agriculture, and Aquaculture.
95GF Score

Get the complete analysis for STC:PAN

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫22,650.00
Price
₫24,050.92
GF Value