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Ellington FinancialSTU:1EL -0.84%58 PB Ratio is 1.00 as of Jul. 14, 2026, which is 12% above its 10-year median of 0.89. GuruFocus rates STU:1EL with a GF Score™ of 58/100 and a GF Value™ of €9.97 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 929 REITs companies, Ellington Financial ranks worse than 64.48% on this metric.
Ellington Financial Inc stock PB Ratio (=1) is close to 10-year high of 1.07.
The historical rank and industry rank for Ellington Financial's PB Ratio or its related term are showing as below:
STU:1EL'
s PB Ratio Range Over the Past 10 Years
Min: 0.26 Med: 0.89 Max: 1.07
Current: 1
During the past 13 years, Ellington Financial's highest PB Ratio was 1.07. The lowest was 0.26. And the median was 0.89.
STU:1EL's PB Ratio is ranked worse than 64.48% of 929
companies
in the REITs industry
Industry Median: 0.86
vs STU:1EL: 1.00
During the past 12 months, Ellington Financial's average Book Value Per Share Growth Rate was 0.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -4.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -6.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -4.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Ellington Financial was 15.50% per year. The lowest was -9.70% per year. And the median was -3.80% per year.
Back to Basics: PB Ratio
Ellington Financial (STU:1EL) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Ellington Financial PB Ratio Related Terms
Ellington Financial PB Ratio Historical Data
* Premium members only.
The historical data trend for Ellington Financial's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Ellington Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ellington Financial PB Ratio vs REITs Industry
For the REITs industry and Real Estate sector, Ellington Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where Ellington Financial's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Ellington Financial (STU:1EL) has a PB Ratio of 1.00 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ellington Financial and its competitors. This is 12% above median its historical median of 0.89. Over the past decade, Ellington Financial's PB Ratio has ranged from 0.26 to 1.07. According to the industry distribution chart, Ellington Financial ranks #599 out of 929 companies in the REITs industry, placing it in the top 64.5%.
Is Ellington Financial's PB Ratio too high?
Ellington Financial's current PB Ratio of 1.00 is 12% above median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 1.07. The REITs industry median PB Ratio is 0.86. Ellington Financial's value of 1.00 is 16.3% above this industry median. Based on the distribution chart, Ellington Financial ranks #599 out of 929 companies in the REITs industry, which is below the industry midpoint. Overall, Ellington Financial has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ellington Financial's PB Ratio compare to ARI and ORC?
According to the REITs industry distribution chart, Ellington Financial ranks #599 out of 929 companies for PB Ratio. This places Ellington Financial in the lower half of its industry. The industry median PB Ratio is 0.86. Ellington Financial's value of 1.00 is 16.3% above this benchmark. Historically, Ellington Financial's own PB Ratio has ranged from 0.26 to 1.07 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 0.86, Ellington Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a REITs company?
The median PB Ratio among REITs companies is 0.86, based on 929 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ellington Financial's current PB Ratio of 1.00 is 16.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ellington Financial and its competitors. For the REITs industry, the median PB Ratio is 0.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ellington Financial's current PB Ratio is 1.00, which is 12% above median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ellington Financial stock overvalued right now?
Based on GuruFocus' analysis, Ellington Financial (STU:1EL) is currently considered Modestly Overvalued. The stock's GF Value™ is €9.97, compared to a current price of €11.80 — trading 18.4% above its estimated fair value. The current PB Ratio is 1.00, which is 12% above median its 10-year median of 0.89 and 16.3% above the REITs industry median of 0.86. Ellington Financial's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Ellington Financial (STU:1EL), the current PB Ratio is 1.00 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ellington Financial (STU:1EL) Overvalued in 2026?
Based on GuruFocus' analysis, Ellington Financial stock appears to be overvalued.
The current stock price of €11.80 is trading 18.4% above its estimated GF Value™ of €9.97.
GuruFocus considers Ellington Financial to be Modestly Overvalued.
Key valuation signals for STU:1EL:
PB Ratio: 1.00 (12% above median its 10-year median of 0.89)
GF Value™: €9.97 vs. price of €11.80 (18.4% above fair value)
Industry Position: 16.3% above the REITs median (#599 of 929)
No single metric tells the full story. See the STU:1EL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ellington Financial Inc is a specialty finance company. Its primary investment objective is to generate attractive, risk-adjusted total returns for its shareholders by making investments. The company has two reportable segments; The Investment Portfolio Segment is focused on investing in a diverse array of financial assets, including residential and commercial mortgage loans, residential mortgage-backed securities, non-mortgage- and mortgage-related derivatives, debt and equity investments in loan origination companies, and other strategic investments, and The Longbridge Segment is focused on the origination and servicing of reverse mortgage loans. It acquires reverse mortgage loans both through its origination activities and through secondary market purchases.
58GF Score
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