Sancus Lending GroupSTU:97F PB Ratio is 0.75 as of Jul. 04, 2026, which is 63% above its 10-year median of 0.46. The stock has 9 warning signs investors should review. Among 524 Credit Services companies, Sancus Lending Group ranks worse than 97.14% on this metric.
The historical rank and industry rank for Sancus Lending Group's PB Ratio or its related term are showing as below:
STU:97F'
s PB Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.46 Max: 15.5
Current: 12
During the past 13 years, Sancus Lending Group's highest PB Ratio was 15.50. The lowest was 0.14. And the median was 0.46.
STU:97F's PB Ratio is ranked worse than 97.14% of 524
companies
in the Credit Services industry
Industry Median: 1.05
vs STU:97F: 12.00
During the past 3 years, the average Book Value Per Share Growth Rate was -57.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Sancus Lending Group was 8.80% per year. The lowest was -57.50% per year. And the median was -17.05% per year.
Back to Basics: PB Ratio
Sancus Lending Group (STU:97F) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Sancus Lending Group PB Ratio Related Terms
Sancus Lending Group PB Ratio Historical Data
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The historical data trend for Sancus Lending Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Sancus Lending Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sancus Lending Group PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sancus Lending Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Sancus Lending Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Sancus Lending Group (STU:97F) has a PB Ratio of 0.75 as of Jul. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sancus Lending Group and its competitors. This is 63% above median its historical median of 0.46. Over the past decade, Sancus Lending Group's PB Ratio has ranged from 0.14 to 15.50. According to the industry distribution chart, Sancus Lending Group ranks #509 out of 524 companies in the Credit Services industry, placing it in the top 97.1%.
Is Sancus Lending Group's PB Ratio too high?
Sancus Lending Group's current PB Ratio of 0.75 is 63% above median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 15.50. The Credit Services industry median PB Ratio is 1.05. Sancus Lending Group's value of 0.75 is 28.6% below this industry median. Based on the distribution chart, Sancus Lending Group ranks #509 out of 524 companies in the Credit Services industry, which is in the bottom quartile relative to peers.
How does Sancus Lending Group's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Sancus Lending Group ranks #509 out of 524 companies for PB Ratio. This places Sancus Lending Group in the lower half of its industry. The industry median PB Ratio is 1.05. Sancus Lending Group's value of 0.75 is 28.6% below this benchmark. Historically, Sancus Lending Group's own PB Ratio has ranged from 0.14 to 15.50 over the past decade. While the company's 10-year median is 0.46 vs. the industry median of 1.05, Sancus Lending Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 524 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sancus Lending Group's current PB Ratio of 0.75 is 28.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sancus Lending Group and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sancus Lending Group's current PB Ratio is 0.75, which is 63% above median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sancus Lending Group stock overvalued right now?
Sancus Lending Group (STU:97F) has a current PB Ratio of 0.75. The current PB Ratio is 0.75, which is 63% above median its 10-year median of 0.46 and 28.6% below the Credit Services industry median of 1.05. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Sancus Lending Group (STU:97F), the current PB Ratio is 0.75 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sancus Lending Group Ltd is an alternative finance provider, offering borrowers fast, bespoke bridging and development finance and co-funders a range of asset-backed funding opportunities. Its segments include Offshore, United Kingdom, Ireland, and Sancus Loans Limited. The Offshore segment includes the operations of Sancus Lending (Jersey) Limited, Sancus Lending (Guernsey) Limited, Sancus Lending (Gibraltar) Limited, Sancus Properties Limited, and Sancus Group Holdings Limited. The United Kingdom segment contains the operations of Sancus Lending (UK) Limited and Sancus Holdings (UK) Limited. The Ireland segment contains the operations of Sancus Lending (Ireland) Limited. The Sancus Loans Limited contains the operations of Sancus Loans Limited and Sancus Loans No.3 Limited.
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