Time Finance PLC (LSE:TIME) Stock Price, Trades & News

Time Finance PLC is a part of the financial services domain in the United Kingdom. The company's principal business involves the provision of financial services to SMEs (small and medium-sized enterprises) in the United Kingdom. The company operates in Asset Finance and Invoice Finance. It generates maximum of the maximum revenue from the Asset Finance division.

Financial Strength

8/10

Name	Current	Vs Industry
Cash-To-Debt	4.26
Equity-to-Asset	0.31
Debt-to-Equity	0.01
Debt-to-EBITDA	0.09
Interest Coverage	20.35
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	0.87	Distress Grey Safe
Beneish M-Score	-2.31	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	18.2
	3-Year EBITDA Growth Rate	58.2
	3-Year EPS without NRI Growth Rate	28.1
	3-Year Book Growth Rate	7.6

Momentum Rank

1/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	43.24
	9-Day RSI	52
	14-Day RSI	55.74
	3-1 Month Momentum %	-4.6
	6-1 Month Momentum %	-18.63
	12-1 Month Momentum %	-33.6

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.47
	Quick Ratio	1.47
	Cash Ratio	0.04
	Days Sales Outstanding	1102.54
	Days Payable	1860.3

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	0.3
	Shareholder Yield %	1.33

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	58.7
	Operating Margin %	21.52
	Net Margin %	16.05
	EBITDA Margin %	24.21
	FCF Margin %	3.19
	OCF Margin %	4.36
	ROE %	8.44
	ROA %	2.62
	ROIC %	4.18
	3-Year ROIIC %	6.6
	ROC (Joel Greenblatt) %	26.95
	ROCE %	5.82
	Years of Profitability over Past 10-Year	10

GF Value Rank

10/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	7.2
	Forward PE Ratio	6.17
	PE Ratio without NRI	7.2
	Shiller PE Ratio	9.16
	Price-to-Owner-Earnings	8.36
	PEG Ratio	0.28
	PS Ratio	1.17
	PB Ratio	0.58
	Price-to-Tangible-Book	0.91
	Price-to-Free-Cash-Flow	36.54
	Price-to-Operating-Cash-Flow	27.94
	EV-to-EBIT	4.74
	EV-to-Forward-EBIT	4.29
	EV-to-EBITDA	4.45
	EV-to-Forward-EBITDA	4.08
	EV-to-Revenue	1.08
	EV-to-Forward-Revenue	1
	EV-to-FCF	34.5
	Price-to-GF-Value	0.88
	Price-to-Projected-FCF	0.59
	Price-to-Median-PS-Value	0.85
	Price-to-Peter-Lynch-Fair-Value	0.3
	Price-to-Graham-Number	0.55
	Earnings Yield (Greenblatt) %	21.08
	FCF Yield %	2.78
	Forward Rate of Return (Yacktman) %	24.09

Financials (Next Earnings Date:2026-09-23)

Annual Quarterly TTM

LSE:TIME's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

Not Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

Not Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

Not Enough Data

Operating Revenue by Business Segment

Operating Revenue by Geographic Region

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

Not Enough Data

Guru Trades

See Details

Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017

Time Finance PLC Executives

Details

GF Value™: £0.54

LSE:TIME

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with TIME. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil £)	37.826
	EPS (TTM) (£)	0.066
	Beta	0.031
	3-Year Sharpe Ratio	0.41
	3-Year Sortino Ratio	0.72
	Volatility %	27.81
	14-Day RSI	55.74
	14-Day ATR (£)	0.019537
	20-Day SMA (£)	0.471
	12-1 Month Momentum %	-33.6
	52-Week Range (£)	0.4011 - 0.66
	Shares Outstanding (Mil)	91.68

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Time Finance PLC Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Time Finance PLC Stock Events

Financials Calendars

Event	Date	Price (£)
General meeting for 2026	2026-11-06 10:30	In 129 days
Fourth quarter earnings conference call for 2026	2026-09-25 12:00	In 87 days
Annual report for 2026	2026-09-23	In 84 days
Fourth quarter earnings results for 2026	2026-09-23	In 84 days
Second quarter earnings conference call for 2026	2026-01-27 18:30	0.53 (+3.92%)
Second quarter earnings results for 2026	2026-01-27	0.53 (+3.92%)
General meeting for 2025	2025-11-06 10:30	0.47 (-2.11%)
Fourth quarter earnings conference call for 2025	2025-09-24 12:00	0.59 (+0.85%)
Annual report for 2025	2025-09-24	0.59 (+0.85%)
Fourth quarter earnings results for 2025	2025-09-24	0.59 (+0.85%)

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Time Finance PLC Frequently Asked Questions

What is Time Finance PLC(LSE:TIME)'s stock price today?

The current price of LSE:TIME is £0.48. The 52 week high of LSE:TIME is £0.66 and 52 week low is £0.40.

When is next earnings date of Time Finance PLC(LSE:TIME)?

The next earnings date of Time Finance PLC(LSE:TIME) is 2026-09-23.

Does Time Finance PLC(LSE:TIME) pay dividends? If so, how much?

Time Finance PLC(LSE:TIME) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Articles on Time Finance PLC

No articles.

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