Radian GroupSTU:RAG +2.56%88 PB Ratio is 1.04 as of Jun. 25, 2026, which is 1% above its 10-year median of 1.03. GuruFocus rates STU:RAG with a GF Score™ of 88/100 and a GF Value™ of €33.50 (Fairly Valued). The stock has 5 warning signs investors should review. Among 497 Insurance companies, Radian Group ranks better than 66% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), Radian Group's share price is €32.00. Radian Group's Book Value per Share for the quarter that ended in Mar. 2026 was €30.85. Hence, Radian Group's PB Ratio of today is 1.04.
The historical rank and industry rank for Radian Group's PB Ratio or its related term are showing as below:
STU:RAG'
s PB Ratio Range Over the Past 10 Years
Min: 0.48 Med: 1.03 Max: 1.67
Current: 1.03
During the past 13 years, Radian Group's highest PB Ratio was 1.67. The lowest was 0.48. And the median was 1.03.
STU:RAG's PB Ratio is ranked better than 66% of 497
companies
in the Insurance industry
Industry Median: 1.38
vs STU:RAG: 1.03
During the past 12 months, Radian Group's average Book Value Per Share Growth Rate was 9.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 12.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 9.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 11.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Radian Group was 39.20% per year. The lowest was -42.40% per year. And the median was 12.20% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Radian Group PB Ratio Related Terms
Radian Group PB Ratio Historical Data
* Premium members only.
The historical data trend for Radian Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Radian Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Radian Group PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Radian Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Radian Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Radian Group's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Radian Group (STU:RAG) has a PB Ratio of 1.04 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Radian Group and its competitors. This is near median its historical median of 1.03. Over the past decade, Radian Group's PB Ratio has ranged from 0.48 to 1.67. According to the industry distribution chart, Radian Group ranks #169 out of 497 companies in the Insurance industry, placing it in the top 34%.
Is Radian Group's PB Ratio too high?
Radian Group's current PB Ratio of 1.04 is near median its 10-year median of 1.03. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 1.67. The Insurance industry median PB Ratio is 1.38. Radian Group's value of 1.04 is 24.6% below this industry median. Based on the distribution chart, Radian Group ranks #169 out of 497 companies in the Insurance industry, which is above the industry midpoint. Overall, Radian Group has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Radian Group's PB Ratio compare to RYAN and MTG?
According to the Insurance industry distribution chart, Radian Group ranks #169 out of 497 companies for PB Ratio. This puts Radian Group in the upper half of its industry. The industry median PB Ratio is 1.38. Radian Group's value of 1.04 is 24.6% below this benchmark. Historically, Radian Group's own PB Ratio has ranged from 0.48 to 1.67 over the past decade. While the company's 10-year median is 1.03 vs. the industry median of 1.38, Radian Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Radian Group's current PB Ratio of 1.04 is 24.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Radian Group and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Radian Group's current PB Ratio is 1.04, which is near median its own 10-year median of 1.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radian Group stock overvalued right now?
Based on GuruFocus' analysis, Radian Group (STU:RAG) is currently considered Fairly Valued. The stock's GF Value™ is €33.50, compared to a current price of €32.00 — trading 4.5% below its estimated fair value. The current PB Ratio is 1.04, which is near median its 10-year median of 1.03 and 24.6% below the Insurance industry median of 1.38. Radian Group's overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Radian Group (STU:RAG), the current PB Ratio is 1.04 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Radian Group (STU:RAG) Overvalued in 2026?
Based on GuruFocus' analysis, Radian Group stock appears to be undervalued.
The current stock price of €32.00 is trading 4.5% below its estimated GF Value™ of €33.50.
GuruFocus considers Radian Group to be Fairly Valued.
Key valuation signals for STU:RAG:
PB Ratio: 1.04 (near median its 10-year median of 1.03)
GF Value™: €33.50 vs. price of €32.00 (4.5% below fair value)
Industry Position: 24.6% below the Insurance median (#169 of 497)
No single metric tells the full story. See the STU:RAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Radian Group Inc is engaged in mortgage and real estate services. It provides both credit-related mortgage insurance coverage and other products and services across the residential real estate and mortgage finance industries. It has one reportable segment, Mortgage Insurance, which primarily derives its revenue by providing private mortgage insurance on residential first-lien mortgage loans to mortgage lending institutions and mortgage credit investors.
88GF Score
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