Starwood Property TrustSTU:VSP -0.24%51 PB Ratio is 0.94 as of Jun. 26, 2026, which is 20% below its 10-year median of 1.18. GuruFocus rates STU:VSP with a GF Score™ of 51/100 and a GF Value™ of €12.18 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 929 REITs companies, Starwood Property Trust ranks worse than 56.19% on this metric.
Starwood Property Trust Inc stock PB Ratio (=0.92) is close to 3-year low of 0.85.
The historical rank and industry rank for Starwood Property Trust's PB Ratio or its related term are showing as below:
STU:VSP'
s PB Ratio Range Over the Past 10 Years
Min: 0.59 Med: 1.18 Max: 1.73
Current: 0.92
During the past 13 years, Starwood Property Trust's highest PB Ratio was 1.73. The lowest was 0.59. And the median was 1.18.
STU:VSP's PB Ratio is ranked worse than 56.19% of 929
companies
in the REITs industry
Industry Median: 0.86
vs STU:VSP: 0.92
During the past 12 months, Starwood Property Trust's average Book Value Per Share Growth Rate was -4.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -4.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 1.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 1.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Starwood Property Trust was 8.10% per year. The lowest was -7.30% per year. And the median was -1.40% per year.
Back to Basics: PB Ratio
Starwood Property Trust (STU:VSP) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Starwood Property Trust's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Starwood Property Trust PB Ratio vs REITs Industry
For the REITs industry and Real Estate sector, Starwood Property Trust's PB Ratio distribution charts can be found below:
* The bar in red indicates where Starwood Property Trust's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Starwood Property Trust (STU:VSP) has a PB Ratio of 0.94 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Starwood Property Trust and its competitors. This is 20% below median its historical median of 1.18. Over the past decade, Starwood Property Trust's PB Ratio has ranged from 0.59 to 1.73. According to the industry distribution chart, Starwood Property Trust ranks #522 out of 929 companies in the REITs industry, placing it in the top 56.2%.
Is Starwood Property Trust's PB Ratio too high?
Starwood Property Trust's current PB Ratio of 0.94 is 20% below median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 1.73. The REITs industry median PB Ratio is 0.86. Starwood Property Trust's value of 0.94 is 9.3% above this industry median. Based on the distribution chart, Starwood Property Trust ranks #522 out of 929 companies in the REITs industry, which is below the industry midpoint. Overall, Starwood Property Trust has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Starwood Property Trust's PB Ratio compare to RITM and BXMT?
According to the REITs industry distribution chart, Starwood Property Trust ranks #522 out of 929 companies for PB Ratio. This places Starwood Property Trust in the lower half of its industry. The industry median PB Ratio is 0.86. Starwood Property Trust's value of 0.94 is 9.3% above this benchmark. Historically, Starwood Property Trust's own PB Ratio has ranged from 0.59 to 1.73 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 0.86, Starwood Property Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a REITs company?
The median PB Ratio among REITs companies is 0.86, based on 929 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Starwood Property Trust's current PB Ratio of 0.94 is 9.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Starwood Property Trust and its competitors. For the REITs industry, the median PB Ratio is 0.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Starwood Property Trust's current PB Ratio is 0.94, which is 20% below median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Starwood Property Trust stock overvalued right now?
Based on GuruFocus' analysis, Starwood Property Trust (STU:VSP) is currently considered Modestly Overvalued. The stock's GF Value™ is €12.18, compared to a current price of €14.60 — trading 19.8% above its estimated fair value. The current PB Ratio is 0.94, which is 20% below median its 10-year median of 1.18 and 9.3% above the REITs industry median of 0.86. Starwood Property Trust's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Starwood Property Trust (STU:VSP), the current PB Ratio is 0.94 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Starwood Property Trust (STU:VSP) Overvalued in 2026?
Based on GuruFocus' analysis, Starwood Property Trust stock appears to be overvalued.
The current stock price of €14.60 is trading 19.8% above its estimated GF Value™ of €12.18.
GuruFocus considers Starwood Property Trust to be Modestly Overvalued.
Key valuation signals for STU:VSP:
PB Ratio: 0.94 (20% below median its 10-year median of 1.18)
GF Value™: €12.18 vs. price of €14.60 (19.8% above fair value)
Industry Position: 9.3% above the REITs median (#522 of 929)
No single metric tells the full story. See the STU:VSP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Starwood Property Trust Inc is a real estate investment trust principally engaged in originating, acquiring, and managing commercial mortgage loans, commercial mortgage-backed securities, and other real estate investments in the U.S., Australia, and Europe. The company has four reportable business segments: Commercial and Residential Lending, Infrastructure Lending, Property, and Investing and Servicing. The majority of its revenue is generated from the Commercial and Residential Lending segment, which engages mainly in originating, acquiring, financing, and managing commercial first mortgages, non-agency residential mortgages (residential loans), commercial mortgage-backed securities (CMBS), residential mortgage-backed securities (RMBS), and other real estate and related debt investments.
51GF Score
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