ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Starwood Property Trust's annualizedNet Income for the quarter that ended in Mar. 2026 was €179.5 Mil.
Starwood Property Trust's average Total Assets over the quarter that ended in Mar. 2026 was €53,832.1 Mil. Therefore, Starwood Property Trust's annualized ROA % for the quarter that ended in Mar. 2026 was 0.33%.
The historical rank and industry rank for Starwood Property Trust's ROA % or its related term are showing as below:
STU:VSP'
s ROA % Range Over the Past 10 Years
Min: 0.42 Med: 0.56 Max: 1.07
Current: 0.56
During the past 13 years, Starwood Property Trust's highest ROA % was 1.07%. The lowest was 0.42%. And the median was 0.56%.
STU:VSP's ROA % is ranked worse than 76.23% of 938
companies
in the REITs industry
Industry Median: 3.22
vs STU:VSP: 0.56
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Starwood Property Trust's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Starwood Property Trust ROA % vs REITs Industry
For the REITs industry and Real Estate sector, Starwood Property Trust's ROA % distribution charts can be found below:
* The bar in red indicates where Starwood Property Trust's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Starwood Property Trust (STU:VSP) has a ROA % of 0.33% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Starwood Property Trust and its competitors. This is 41% below median its historical median of 0.56. Over the past decade, Starwood Property Trust's ROA % has ranged from 0.42 to 1.07. According to the industry distribution chart, Starwood Property Trust ranks #715 out of 938 companies in the REITs industry, placing it in the top 76.2%.
Is Starwood Property Trust's ROA % too high?
Starwood Property Trust's current ROA % of 0.33% is 41% below median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 1.07. The REITs industry median ROA % is 3.22. Starwood Property Trust's value of 0.33% is 89.8% below this industry median. Based on the distribution chart, Starwood Property Trust ranks #715 out of 938 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Starwood Property Trust has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Starwood Property Trust's ROA % compare to RITM and BXMT?
According to the REITs industry distribution chart, Starwood Property Trust ranks #715 out of 938 companies for ROA %. This places Starwood Property Trust in the lower half of its industry. The industry median ROA % is 3.22. Starwood Property Trust's value of 0.33% is 89.8% below this benchmark. Historically, Starwood Property Trust's own ROA % has ranged from 0.42 to 1.07 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 3.22, Starwood Property Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a REITs company?
The median ROA % among REITs companies is 3.22, based on 938 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Starwood Property Trust's current ROA % of 0.33% is 89.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Starwood Property Trust and its competitors. For the REITs industry, the median ROA % is 3.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Starwood Property Trust's current ROA % is 0.33%, which is 41% below median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Starwood Property Trust stock overvalued right now?
Based on GuruFocus' analysis, Starwood Property Trust (STU:VSP) is currently considered Modestly Overvalued. The stock's GF Value™ is €12.39, compared to a current price of €14.60 — trading 17.8% above its estimated fair value. The current ROA % is 0.33%, which is 41% below median its 10-year median of 0.56 and 89.8% below the REITs industry median of 3.22. Starwood Property Trust's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Starwood Property Trust (STU:VSP), the current ROA % is 0.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Starwood Property Trust (STU:VSP) Overvalued in 2026?
Based on GuruFocus' analysis, Starwood Property Trust stock appears to be overvalued.
The current stock price of €14.60 is trading 17.8% above its estimated GF Value™ of €12.39.
GuruFocus considers Starwood Property Trust to be Modestly Overvalued.
Key valuation signals for STU:VSP:
ROA %: 0.33% (41% below median its 10-year median of 0.56)
GF Value™: €12.39 vs. price of €14.60 (17.8% above fair value)
Industry Position: 89.8% below the REITs median (#715 of 938)
No single metric tells the full story. See the STU:VSP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Starwood Property Trust Inc is a real estate investment trust principally engaged in originating, acquiring, and managing commercial mortgage loans, commercial mortgage-backed securities, and other real estate investments in the U.S., Australia, and Europe. The company has four reportable business segments: Commercial and Residential Lending, Infrastructure Lending, Property, and Investing and Servicing. The majority of its revenue is generated from the Commercial and Residential Lending segment, which engages mainly in originating, acquiring, financing, and managing commercial first mortgages, non-agency residential mortgages (residential loans), commercial mortgage-backed securities (CMBS), residential mortgage-backed securities (RMBS), and other real estate and related debt investments.
51GF Score
Get the complete analysis for STU:VSP
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:VSP has been successfully added to your 
