Gmo Product Platform (TSE:3695) PB Ratio: 2.65 (As of Jul. 11, 2026) — 11% Above Median


TSE:3695 Gmo Product Platform Inc TSE:3695
71 GF Score
Price 円1,440.00
GF Value 円1,488.58
Valuation Fairly Valued
! 3 Warning Signs
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What is Gmo Product Platform PB Ratio?

Gmo Product Platform TSE:3695 +0.14% 71 PB Ratio is 2.65 as of Jul. 11, 2026, which is 11% above its 10-year median of 2.38. GuruFocus rates TSE:3695 with a GF Score™ of 71/100 and a GF Value™ of 円1,488.58 (Fairly Valued). The stock has 3 warning signs investors should review. Among 2,626 Software companies, Gmo Product Platform ranks worse than 54.3% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-11), Gmo Product Platform's share price is 円1440.00. Gmo Product Platform's Book Value per Share for the quarter that ended in Dec. 2025 was 円544.01. Hence, Gmo Product Platform's PB Ratio of today is 2.65.

Good Sign:

Gmo Product Platform Inc stock PB Ratio (=2.64) is close to 1-year low of 2.58.

The historical rank and industry rank for Gmo Product Platform's PB Ratio or its related term are showing as below:

TSE:3695' s PB Ratio Range Over the Past 10 Years
Min: 1.13   Med: 2.38   Max: 5.31
Current: 2.64

During the past 13 years, Gmo Product Platform's highest PB Ratio was 5.31. The lowest was 1.13. And the median was 2.38.

TSE:3695's PB Ratio is ranked worse than
54.3% of 2626 companies
in the Software industry
Industry Median: 2.4 vs TSE:3695: 2.64

During the past 12 months, Gmo Product Platform's average Book Value Per Share Growth Rate was -57.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -22.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -4.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Gmo Product Platform was 25.10% per year. The lowest was -22.10% per year. And the median was 7.25% per year.

Back to Basics: PB Ratio


Gmo Product Platform  (TSE:3695) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Gmo Product Platform PB Ratio Related Terms


Gmo Product Platform PB Ratio Historical Data

* Premium members only.

The historical data trend for Gmo Product Platform's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gmo Product Platform PB Ratio Chart

Gmo Product Platform Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.18 2.88 2.24 1.95 3.86

Gmo Product Platform Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.66 4.88 4.17 3.86 3.05

TSE:3695 vs MSFT, ORCL, PLTR: PB Ratio Comparison

For the Software - Infrastructure subindustry, Gmo Product Platform's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gmo Product Platform PB Ratio vs Software Industry

For the Software industry and Technology sector, Gmo Product Platform's PB Ratio distribution charts can be found below:

* The bar in red indicates where Gmo Product Platform's PB Ratio falls into.


TSE:3695
71GF Score
Gmo Product Platform Inc TSE:3695
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gmo Product Platform PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Gmo Product Platform's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=1440.00/544.005
=2.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 2.65 mean?
Gmo Product Platform (TSE:3695) has a PB Ratio of 2.65 as of Jul. 11, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Gmo Product Platform and its competitors. This is 11% above median its historical median of 2.38. Over the past decade, Gmo Product Platform's PB Ratio has ranged from 1.13 to 5.31. According to the industry distribution chart, Gmo Product Platform ranks #1426 out of 2626 companies in the Software industry, placing it in the top 54.3%.
Is Gmo Product Platform's PB Ratio too high?
Gmo Product Platform's current PB Ratio of 2.65 is 11% above median its 10-year median of 2.38. Over the past 10 years, this metric has ranged from a low of 1.13 to a high of 5.31. The Software industry median PB Ratio is 2.40. Gmo Product Platform's value of 2.65 is 10.4% above this industry median. Based on the distribution chart, Gmo Product Platform ranks #1426 out of 2626 companies in the Software industry, which is below the industry midpoint. Overall, Gmo Product Platform has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Gmo Product Platform's PB Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Gmo Product Platform ranks #1426 out of 2626 companies for PB Ratio. This places Gmo Product Platform in the lower half of its industry. The industry median PB Ratio is 2.40. Gmo Product Platform's value of 2.65 is 10.4% above this benchmark. Historically, Gmo Product Platform's own PB Ratio has ranged from 1.13 to 5.31 over the past decade. While the company's 10-year median is 2.38 vs. the industry median of 2.40, Gmo Product Platform has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.40, based on 2,626 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gmo Product Platform's current PB Ratio of 2.65 is 10.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Gmo Product Platform and its competitors. For the Software industry, the median PB Ratio is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gmo Product Platform's current PB Ratio is 2.65, which is 11% above median its own 10-year median of 2.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gmo Product Platform stock overvalued right now?
Based on GuruFocus' analysis, Gmo Product Platform (TSE:3695) is currently considered Fairly Valued. The stock's GF Value™ is 円1,488.58, compared to a current price of 円1,440.00 — trading 3.3% below its estimated fair value. The current PB Ratio is 2.65, which is 11% above median its 10-year median of 2.38 and 10.4% above the Software industry median of 2.40. Gmo Product Platform's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Gmo Product Platform (TSE:3695), the current PB Ratio is 2.65 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gmo Product Platform (TSE:3695) Overvalued in 2026?

Based on GuruFocus' analysis, Gmo Product Platform stock appears to be undervalued. The current stock price of 円1,440.00 is trading 3.3% below its estimated GF Value™ of 円1,488.58. GuruFocus considers Gmo Product Platform to be Fairly Valued.

Key valuation signals for TSE:3695:

  • PB Ratio: 2.65 (11% above median its 10-year median of 2.38)
  • GF Value™: 円1,488.58 vs. price of 円1,440.00 (3.3% below fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 10.4% above the Software median (#1426 of 2626)

No single metric tells the full story. See the TSE:3695 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gmo Product Platform Business Description

Address Cerulean Tower No. 26, No. 1 Sakuragaoka Town, Shibuya-ku, Tokyo, JPN, 150-8512
Gmo Product Platform Inc offers online payment and business-to-business payment platform services that help startups, tech companies, and SMEs improve payment processing and operational efficiency. The solutions of the company support various business models with digital payment infrastructure and finance-related services.
71GF Score

Get the complete analysis for TSE:3695

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,440.00
Price
円1,488.58
GF Value