Gmo Product Platform (TSE:3695) Interest Coverage: 30.69 (As of Jun. 2026) — 92% Below Median

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TSE:3695 Gmo Product Platform Inc TSE:3695
71 GF Score
Price 円1,431.00
GF Value 円1,590.34
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Gmo Product Platform Interest Coverage?

Gmo Product Platform TSE:3695 -0.49% 71 Interest Coverage is 30.69 as of Jun. 2026, which is 92% below its 10-year median of 394.18. GuruFocus rates TSE:3695 with a GF Score™ of 71/100 and a GF Value™ of 円1,590.34 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,732 Software companies, Gmo Product Platform ranks better than 62.88% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Gmo Product Platform's Operating Income for the three months ended in Jun. 2026 was 円175 Mil. Gmo Product Platform's Interest Expense for the three months ended in Jun. 2026 was 円-6 Mil. Gmo Product Platform's interest coverage for the quarter that ended in Jun. 2026 was 30.69. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Gmo Product Platform Inc has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Gmo Product Platform's Interest Coverage or its related term are showing as below:

TSE:3695' s Interest Coverage Range Over the Past 10 Years
Min: 68.38   Med: 394.18   Max: 730.62
Current: 68.38


TSE:3695's Interest Coverage is ranked better than
62.88% of 1732 companies
in the Software industry
Industry Median: 26.335 vs TSE:3695: 68.38

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Gmo Product Platform  (TSE:3695) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Gmo Product Platform Interest Coverage Related Terms


Gmo Product Platform Interest Coverage Historical Data

* Premium members only.

The historical data trend for Gmo Product Platform's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Gmo Product Platform Interest Coverage Chart

Gmo Product Platform Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 611.17 473.73 730.62 622.02 371.11

Gmo Product Platform Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,103.90 4,216.28 62.12 76.52 30.69

TSE:3695 vs MSFT, ORCL, PLTR: Interest Coverage Comparison

For the Software - Infrastructure subindustry, Gmo Product Platform's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gmo Product Platform Interest Coverage vs Software Industry

For the Software industry and Technology sector, Gmo Product Platform's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Gmo Product Platform's Interest Coverage falls into.


TSE:3695
71GF Score
Gmo Product Platform Inc TSE:3695
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gmo Product Platform Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Gmo Product Platform's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Gmo Product Platform's Interest Expense was 円-1 Mil. Its Operating Income was 円341 Mil. And its Long-Term Debt & Capital Lease Obligation was 円439 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*340.679/-0.918
=371.11

Gmo Product Platform's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Gmo Product Platform's Interest Expense was 円-6 Mil. Its Operating Income was 円175 Mil. And its Long-Term Debt & Capital Lease Obligation was 円383 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*174.735/-5.694
=30.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 30.69 mean?
Gmo Product Platform (TSE:3695) has a Interest Coverage of 30.69 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Gmo Product Platform and its competitors. This is 92% below median its historical median of 394.18. Over the past decade, Gmo Product Platform's Interest Coverage has ranged from 68.38 to 730.62. According to the industry distribution chart, Gmo Product Platform ranks #643 out of 1732 companies in the Software industry, placing it in the top 37.1%.
Is Gmo Product Platform's Interest Coverage too high?
Gmo Product Platform's current Interest Coverage of 30.69 is 92% below median its 10-year median of 394.18. Over the past 10 years, this metric has ranged from a low of 68.38 to a high of 730.62. The Software industry median Interest Coverage is 26.34. Gmo Product Platform's value of 30.69 is 16.5% above this industry median. Based on the distribution chart, Gmo Product Platform ranks #643 out of 1732 companies in the Software industry, which is above the industry midpoint. Overall, Gmo Product Platform has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Gmo Product Platform's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, Gmo Product Platform ranks #643 out of 1732 companies for Interest Coverage. This puts Gmo Product Platform in the upper half of its industry. The industry median Interest Coverage is 26.34. Gmo Product Platform's value of 30.69 is 16.5% above this benchmark. Historically, Gmo Product Platform's own Interest Coverage has ranged from 68.38 to 730.62 over the past decade. While the company's 10-year median is 394.18 vs. the industry median of 26.34, Gmo Product Platform has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.34, based on 1,732 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gmo Product Platform's current Interest Coverage of 30.69 is 16.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Gmo Product Platform and its competitors. For the Software industry, the median Interest Coverage is 26.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gmo Product Platform's current Interest Coverage is 30.69, which is 92% below median its own 10-year median of 394.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gmo Product Platform stock overvalued right now?
Based on GuruFocus' analysis, Gmo Product Platform (TSE:3695) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,590.34, compared to a current price of 円1,431.00 — trading 10% below its estimated fair value. The current Interest Coverage is 30.69, which is 92% below median its 10-year median of 394.18 and 16.5% above the Software industry median of 26.34. Gmo Product Platform's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Gmo Product Platform (TSE:3695), the current Interest Coverage is 30.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gmo Product Platform (TSE:3695) Overvalued in 2026?

Based on GuruFocus' analysis, Gmo Product Platform stock appears to be undervalued. The current stock price of 円1,431.00 is trading 10% below its estimated GF Value™ of 円1,590.34. GuruFocus considers Gmo Product Platform to be Modestly Undervalued.

Key valuation signals for TSE:3695:

  • Interest Coverage: 30.69 (92% below median its 10-year median of 394.18)
  • GF Value™: 円1,590.34 vs. price of 円1,431.00 (10% below fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 16.5% above the Software median (#643 of 1732)

No single metric tells the full story. See the TSE:3695 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gmo Product Platform Business Description

Address Cerulean Tower No. 26, No. 1 Sakuragaoka Town, Shibuya-ku, Tokyo, JPN, 150-8512
Gmo Product Platform Inc offers online payment and business-to-business payment platform services that help startups, tech companies, and SMEs improve payment processing and operational efficiency. The solutions of the company support various business models with digital payment infrastructure and finance-related services.
71GF Score

Get the complete analysis for TSE:3695

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,431.00
Price
円1,590.34
GF Value