Gmo Product Platform (TSE:3695) ROA %: 3.99% (As of Jun. 2026) — 48% Below Median

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TSE:3695 Gmo Product Platform Inc TSE:3695
71 GF Score
Price 円1,431.00
GF Value 円1,590.34
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Gmo Product Platform ROA %?

Gmo Product Platform TSE:3695 -0.49% 71 ROA % is 3.99% as of Jun. 2026, which is 48% below its 10-year median of 7.72. GuruFocus rates TSE:3695 with a GF Score™ of 71/100 and a GF Value™ of 円1,590.34 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 2,897 Software companies, Gmo Product Platform ranks better than 68.1% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Gmo Product Platform's annualized Net Income for the quarter that ended in Jun. 2026 was 円397 Mil. Gmo Product Platform's average Total Assets over the quarter that ended in Jun. 2026 was 円9,941 Mil. Therefore, Gmo Product Platform's annualized ROA % for the quarter that ended in Jun. 2026 was 3.99%.

The historical rank and industry rank for Gmo Product Platform's ROA % or its related term are showing as below:

TSE:3695' s ROA % Range Over the Past 10 Years
Min: 2.5   Med: 7.72   Max: 12.14
Current: 6.19

During the past 13 years, Gmo Product Platform's highest ROA % was 12.14%. The lowest was 2.50%. And the median was 7.72%.

TSE:3695's ROA % is ranked better than
68.1% of 2897 companies
in the Software industry
Industry Median: 1.75 vs TSE:3695: 6.19

Gmo Product Platform  (TSE:3695) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Jun. 2026 )
=Net Income/Total Assets
=396.972/9941.1985
=(Net Income / Revenue)*(Revenue / Total Assets)
=(396.972 / 6897.828)*(6897.828 / 9941.1985)
=Net Margin %*Asset Turnover
=5.76 %*0.6939
=3.99 %

Note: The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Gmo Product Platform ROA % Related Terms


Gmo Product Platform ROA % Historical Data

* Premium members only.

The historical data trend for Gmo Product Platform's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gmo Product Platform ROA % Chart

Gmo Product Platform Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.89 12.14 10.13 6.12 2.50

Gmo Product Platform Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.70 11.04 3.57 8.21 3.99

TSE:3695 vs MSFT, ORCL, PLTR: ROA % Comparison

For the Software - Infrastructure subindustry, Gmo Product Platform's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gmo Product Platform ROA % vs Software Industry

For the Software industry and Technology sector, Gmo Product Platform's ROA % distribution charts can be found below:

* The bar in red indicates where Gmo Product Platform's ROA % falls into.


TSE:3695
71GF Score
Gmo Product Platform Inc TSE:3695
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gmo Product Platform ROA % Calculation

Gmo Product Platform's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=155.636/( (2996.006+9456.559)/ 2 )
=155.636/6226.2825
=2.50 %

Gmo Product Platform's annualized ROA % for the quarter that ended in Jun. 2026 is calculated as:

ROA %=Net Income (Q: Jun. 2026 )/( (Total Assets (Q: Mar. 2026 )+Total Assets (Q: Jun. 2026 ))/ count )
=396.972/( (9344.361+10538.036)/ 2 )
=396.972/9941.1985
=3.99 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Jun. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 3.99% mean?
Gmo Product Platform (TSE:3695) has a ROA % of 3.99% as of Jun. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Gmo Product Platform and its competitors. This is 48% below median its historical median of 7.72. Over the past decade, Gmo Product Platform's ROA % has ranged from 2.50 to 12.14. According to the industry distribution chart, Gmo Product Platform ranks #924 out of 2897 companies in the Software industry, placing it in the top 31.9%.
Is Gmo Product Platform's ROA % too high?
Gmo Product Platform's current ROA % of 3.99% is 48% below median its 10-year median of 7.72. Over the past 10 years, this metric has ranged from a low of 2.50 to a high of 12.14. The Software industry median ROA % is 1.75. Gmo Product Platform's value of 3.99% is 128% above this industry median. Based on the distribution chart, Gmo Product Platform ranks #924 out of 2897 companies in the Software industry, which is above the industry midpoint. Overall, Gmo Product Platform has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Gmo Product Platform's ROA % compare to MSFT and ORCL?
According to the Software industry distribution chart, Gmo Product Platform ranks #924 out of 2897 companies for ROA %. This puts Gmo Product Platform in the upper half of its industry. The industry median ROA % is 1.75. Gmo Product Platform's value of 3.99% is 128% above this benchmark. Historically, Gmo Product Platform's own ROA % has ranged from 2.50 to 12.14 over the past decade. While the company's 10-year median is 7.72 vs. the industry median of 1.75, Gmo Product Platform has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.75, based on 2,897 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gmo Product Platform's current ROA % of 3.99% is 128% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Gmo Product Platform and its competitors. For the Software industry, the median ROA % is 1.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gmo Product Platform's current ROA % is 3.99%, which is 48% below median its own 10-year median of 7.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gmo Product Platform stock overvalued right now?
Based on GuruFocus' analysis, Gmo Product Platform (TSE:3695) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,590.34, compared to a current price of 円1,431.00 — trading 10% below its estimated fair value. The current ROA % is 3.99%, which is 48% below median its 10-year median of 7.72 and 128% above the Software industry median of 1.75. Gmo Product Platform's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Gmo Product Platform (TSE:3695), the current ROA % is 3.99% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gmo Product Platform (TSE:3695) Overvalued in 2026?

Based on GuruFocus' analysis, Gmo Product Platform stock appears to be undervalued. The current stock price of 円1,431.00 is trading 10% below its estimated GF Value™ of 円1,590.34. GuruFocus considers Gmo Product Platform to be Modestly Undervalued.

Key valuation signals for TSE:3695:

  • ROA %: 3.99% (48% below median its 10-year median of 7.72)
  • GF Value™: 円1,590.34 vs. price of 円1,431.00 (10% below fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 128% above the Software median (#924 of 2897)

No single metric tells the full story. See the TSE:3695 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gmo Product Platform Business Description

Address Cerulean Tower No. 26, No. 1 Sakuragaoka Town, Shibuya-ku, Tokyo, JPN, 150-8512
Gmo Product Platform Inc offers online payment and business-to-business payment platform services that help startups, tech companies, and SMEs improve payment processing and operational efficiency. The solutions of the company support various business models with digital payment infrastructure and finance-related services.
71GF Score

Get the complete analysis for TSE:3695

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,431.00
Price
円1,590.34
GF Value