VLNT (Vallant Financial) PB Ratio: 1.36 (As of Jun. 27, 2026)


VLNT Vallant Financial Inc VLNT
8 GF Score
Price $215.00
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What is Vallant Financial PB Ratio?

Vallant Financial VLNT 8 PB Ratio is 1.36 as of Jun. 27, 2026. GuruFocus rates VLNT with a GF Score™ of 8/100. Among 1,516 Banks companies, Vallant Financial ranks worse than 65962.99% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-27), Vallant Financial's share price is $215.00. Vallant Financial's Book Value per Share for the quarter that ended in Mar. 2026 was $158.32. Hence, Vallant Financial's PB Ratio of today is 1.36.

The historical rank and industry rank for Vallant Financial's PB Ratio or its related term are showing as below:

VLNT's PB Ratio is not ranked *
in the Banks industry.
Industry Median: 1.09
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio

Vallant Financial  (OTCPK:VLNT) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Vallant Financial PB Ratio Related Terms

Vallant Financial PB Ratio Historical Data

* Premium members only.

The historical data trend for Vallant Financial's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vallant Financial PB Ratio Chart

Vallant Financial Annual Data
Trend
PB Ratio

Vallant Financial Semi-Annual Data
Mar25 Mar26
PB Ratio 0.00 0.00

VLNT vs : PB Ratio Comparison

For the Banks - Regional subindustry, Vallant Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Vallant Financial PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Vallant Financial's PB Ratio distribution charts can be found below:

* The bar in red indicates where Vallant Financial's PB Ratio falls into.


VLNT
8GF Score
Vallant Financial Inc VLNT
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Vallant Financial PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Vallant Financial's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=215.00/158.318
=1.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PB Ratio=Market Cap /(Total Stockholders Equity-Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.36 mean?
Vallant Financial (VLNT) has a PB Ratio of 1.36 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Vallant Financial and its competitors. According to the industry distribution chart, Vallant Financial ranks #999999 out of 1516 companies in the Banks industry.
Is Vallant Financial's PB Ratio too high?
Vallant Financial's current PB Ratio is 1.36. The Banks industry median PB Ratio is 1.09. Vallant Financial's value of 1.36 is 24.8% above this industry median. Based on the distribution chart, Vallant Financial ranks #999999 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Vallant Financial has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Vallant Financial's PB Ratio compare to ?
According to the Banks industry distribution chart, Vallant Financial ranks #999999 out of 1516 companies for PB Ratio. This places Vallant Financial in the lower half of its industry. The industry median PB Ratio is 1.09. Vallant Financial's value of 1.36 is 24.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vallant Financial's current PB Ratio of 1.36 is 24.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Vallant Financial and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vallant Financial's current PB Ratio is 1.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vallant Financial stock overvalued right now?
Vallant Financial (VLNT) has a current PB Ratio of 1.36. The current PB Ratio is 1.36 and 24.8% above the Banks industry median of 1.09. Vallant Financial's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Vallant Financial (VLNT), the current PB Ratio is 1.36 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Vallant Financial Business Description

Comparable Companies
Address 884 Elbert Street, P.O. Box 430, Elberton, GA, USA, 30635-0430
Vallant Financial Inc is a bank holding company engaged in the ownership and management of its wholly owned subsidiary, Pinnacle Bank. The Bank provides a full range of commercial banking services and operates mainly in Northeast Georgia.
8GF Score

Get the complete analysis for VLNT

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$215.00
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