Asseco Poland (WAR:ACP) PB Ratio: 1.73 (As of Jun. 27, 2026) — 84% Above Median


WAR:ACP Asseco Poland SA WAR:ACP
80 GF Score
Price zł167.75
GF Value zł93.73
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Asseco Poland PB Ratio?

Asseco Poland WAR:ACP -1.21% 80 PB Ratio is 1.73 as of Jun. 27, 2026, which is 84% above its 10-year median of 0.94. GuruFocus rates WAR:ACP with a GF Score™ of 80/100 and a GF Value™ of zł93.73 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 2,624 Software companies, Asseco Poland ranks better than 62.12% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-27), Asseco Poland's share price is zł167.75. Asseco Poland's Book Value per Share for the quarter that ended in Mar. 2026 was zł96.72. Hence, Asseco Poland's PB Ratio of today is 1.73.

Good Sign:

Asseco Poland SA stock PB Ratio (=1.84) is close to 1-year low of 1.75.

The historical rank and industry rank for Asseco Poland's PB Ratio or its related term are showing as below:

WAR:ACP' s PB Ratio Range Over the Past 10 Years
Min: 0.57   Med: 0.94   Max: 2.97
Current: 1.74

During the past 13 years, Asseco Poland's highest PB Ratio was 2.97. The lowest was 0.57. And the median was 0.94.

WAR:ACP's PB Ratio is ranked better than
62.12% of 2624 companies
in the Software industry
Industry Median: 2.32 vs WAR:ACP: 1.74

During the past 12 months, Asseco Poland's average Book Value Per Share Growth Rate was 19.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 5.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 4.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Asseco Poland was 72.80% per year. The lowest was 0.50% per year. And the median was 3.20% per year.

Back to Basics: PB Ratio


Asseco Poland  (WAR:ACP) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Asseco Poland PB Ratio Related Terms


Asseco Poland PB Ratio Historical Data

* Premium members only.

The historical data trend for Asseco Poland's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Asseco Poland PB Ratio Chart

Asseco Poland Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.14 0.92 0.94 1.19 2.48

Asseco Poland Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.95 2.57 2.42 2.48 1.75

WAR:ACP vs CRM, SHOP, UBER: PB Ratio Comparison

For the Software - Application subindustry, Asseco Poland's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Asseco Poland PB Ratio vs Software Industry

For the Software industry and Technology sector, Asseco Poland's PB Ratio distribution charts can be found below:

* The bar in red indicates where Asseco Poland's PB Ratio falls into.


WAR:ACP
80GF Score
Asseco Poland SA WAR:ACP
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Asseco Poland PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Asseco Poland's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=167.75/96.72
=1.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.73 mean?
Asseco Poland (WAR:ACP) has a PB Ratio of 1.73 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Asseco Poland and its competitors. This is 84% above median its historical median of 0.94. Over the past decade, Asseco Poland's PB Ratio has ranged from 0.57 to 2.97. According to the industry distribution chart, Asseco Poland ranks #994 out of 2624 companies in the Software industry, placing it in the top 37.9%.
Is Asseco Poland's PB Ratio too high?
Asseco Poland's current PB Ratio of 1.73 is 84% above median its 10-year median of 0.94. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 2.97. The Software industry median PB Ratio is 2.32. Asseco Poland's value of 1.73 is 25.4% below this industry median. Based on the distribution chart, Asseco Poland ranks #994 out of 2624 companies in the Software industry, which is above the industry midpoint. Overall, Asseco Poland has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Asseco Poland's PB Ratio compare to CRM and SHOP?
According to the Software industry distribution chart, Asseco Poland ranks #994 out of 2624 companies for PB Ratio. This puts Asseco Poland in the upper half of its industry. The industry median PB Ratio is 2.32. Asseco Poland's value of 1.73 is 25.4% below this benchmark. Historically, Asseco Poland's own PB Ratio has ranged from 0.57 to 2.97 over the past decade. While the company's 10-year median is 0.94 vs. the industry median of 2.32, Asseco Poland has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.32, based on 2,624 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asseco Poland's current PB Ratio of 1.73 is 25.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Asseco Poland and its competitors. For the Software industry, the median PB Ratio is 2.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asseco Poland's current PB Ratio is 1.73, which is 84% above median its own 10-year median of 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asseco Poland stock overvalued right now?
Based on GuruFocus' analysis, Asseco Poland (WAR:ACP) is currently considered Significantly Overvalued. The stock's GF Value™ is zł93.73, compared to a current price of zł167.75 — trading 79% above its estimated fair value. The current PB Ratio is 1.73, which is 84% above median its 10-year median of 0.94 and 25.4% below the Software industry median of 2.32. Asseco Poland's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Asseco Poland (WAR:ACP), the current PB Ratio is 1.73 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Asseco Poland (WAR:ACP) Overvalued in 2026?

Based on GuruFocus' analysis, Asseco Poland stock appears to be overvalued. The current stock price of zł167.75 is trading 79% above its estimated GF Value™ of zł93.73. GuruFocus considers Asseco Poland to be Significantly Overvalued.

Key valuation signals for WAR:ACP:

  • PB Ratio: 1.73 (84% above median its 10-year median of 0.94)
  • GF Value™: zł93.73 vs. price of zł167.75 (79% above fair value)
  • GF Score™: 80/100 with 3 warning signs
  • Industry Position: 25.4% below the Software median (#994 of 2624)

No single metric tells the full story. See the WAR:ACP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Asseco Poland Business Description

Address 14 Olchowa Street, Rzeszow, POL, 35-322
Asseco Poland SA is a Poland-based information technology (IT) company, which is engaged in the development of software for companies from different sectors of the economy. It also provides enterprise resource planning solutions and services to micro, small, and mid-sized companies, as well as large enterprises, and business intelligence software and services. The company's operating segments include the Asseco Poland segment, the Asseco International segment, and the Formula Systems segment. It generates the majority of its revenue from the Formula Systems segment.
80GF Score

Get the complete analysis for WAR:ACP

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł167.75
Price
zł93.73
GF Value