Allianz-Slovenska Poistovna AS (XBRA:1SLP401E) PB Ratio: 4.82 (As of Aug. 26, 2026) — 10% Above Median

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XBRA:1SLP401E Allianz-Slovenska Poistovna AS XBRA:1SLP401E
39 GF Score
Price €330.00
GF Value €317.59
! 2 Warning Signs
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What is Allianz-Slovenska Poistovna AS PB Ratio?

Allianz-Slovenska Poistovna AS XBRA:1SLP401E 39 PB Ratio is 4.82 as of Aug. 26, 2026, which is 10% above its 10-year median of 4.37. GuruFocus rates XBRA:1SLP401E with a GF Score™ of 39/100 and a GF Value™ of €317.59. The stock has 2 warning signs investors should review. Among 495 Insurance companies, Allianz-Slovenska Poistovna AS ranks worse than 91.92% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-26), Allianz-Slovenska Poistovna AS's share price is €330.00. Allianz-Slovenska Poistovna AS's Book Value per Share for the quarter that ended in Dec. 2025 was €68.51. Hence, Allianz-Slovenska Poistovna AS's PB Ratio of today is 4.82.

The historical rank and industry rank for Allianz-Slovenska Poistovna AS's PB Ratio or its related term are showing as below:

XBRA:1SLP401E' s PB Ratio Range Over the Past 10 Years
Min: 2.5   Med: 4.37   Max: 7.04
Current: 4.82

During the past 13 years, Allianz-Slovenska Poistovna AS's highest PB Ratio was 7.04. The lowest was 2.50. And the median was 4.37.

XBRA:1SLP401E's PB Ratio is ranked worse than
91.92% of 495 companies
in the Insurance industry
Industry Median: 1.38 vs XBRA:1SLP401E: 4.82

During the past 12 months, Allianz-Slovenska Poistovna AS's average Book Value Per Share Growth Rate was 5.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 4.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.60% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.20% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Allianz-Slovenska Poistovna AS was 18.70% per year. The lowest was -15.90% per year. And the median was 4.70% per year.

Back to Basics: PB Ratio


Allianz-Slovenska Poistovna AS  (XBRA:1SLP401E) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Allianz-Slovenska Poistovna AS PB Ratio Related Terms


Allianz-Slovenska Poistovna AS PB Ratio Historical Data

* Premium members only.

The historical data trend for Allianz-Slovenska Poistovna AS's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allianz-Slovenska Poistovna AS PB Ratio Chart

Allianz-Slovenska Poistovna AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.24 4.25 4.09 4.50 4.26

Allianz-Slovenska Poistovna AS Semi-Annual Data
Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.24 4.25 4.09 4.50 4.26

XBRA:1SLP401E vs BRK.A, AIG, HIG: PB Ratio Comparison

For the Insurance - Diversified subindustry, Allianz-Slovenska Poistovna AS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allianz-Slovenska Poistovna AS PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Allianz-Slovenska Poistovna AS's PB Ratio distribution charts can be found below:

* The bar in red indicates where Allianz-Slovenska Poistovna AS's PB Ratio falls into.


XBRA:1SLP401E
39GF Score
Allianz-Slovenska Poistovna AS XBRA:1SLP401E
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allianz-Slovenska Poistovna AS PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Allianz-Slovenska Poistovna AS's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=330.00/68.513
=4.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 4.82 mean?
Allianz-Slovenska Poistovna AS (XBRA:1SLP401E) has a PB Ratio of 4.82 as of Aug. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Allianz-Slovenska Poistovna AS and its competitors. This is 10% above median its historical median of 4.37. Over the past decade, Allianz-Slovenska Poistovna AS's PB Ratio has ranged from 2.50 to 7.04. According to the industry distribution chart, Allianz-Slovenska Poistovna AS ranks #455 out of 495 companies in the Insurance industry, placing it in the top 91.9%.
Is Allianz-Slovenska Poistovna AS's PB Ratio too high?
Allianz-Slovenska Poistovna AS's current PB Ratio of 4.82 is 10% above median its 10-year median of 4.37. Over the past 10 years, this metric has ranged from a low of 2.50 to a high of 7.04. The Insurance industry median PB Ratio is 1.38. Allianz-Slovenska Poistovna AS's value of 4.82 is 249.3% above this industry median. Based on the distribution chart, Allianz-Slovenska Poistovna AS ranks #455 out of 495 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Allianz-Slovenska Poistovna AS has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Allianz-Slovenska Poistovna AS's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Allianz-Slovenska Poistovna AS ranks #455 out of 495 companies for PB Ratio. This places Allianz-Slovenska Poistovna AS in the lower half of its industry. The industry median PB Ratio is 1.38. Allianz-Slovenska Poistovna AS's value of 4.82 is 249.3% above this benchmark. Historically, Allianz-Slovenska Poistovna AS's own PB Ratio has ranged from 2.50 to 7.04 over the past decade. While the company's 10-year median is 4.37 vs. the industry median of 1.38, Allianz-Slovenska Poistovna AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 495 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz-Slovenska Poistovna AS's current PB Ratio of 4.82 is 249.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Allianz-Slovenska Poistovna AS and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz-Slovenska Poistovna AS's current PB Ratio is 4.82, which is 10% above median its own 10-year median of 4.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz-Slovenska Poistovna AS stock overvalued right now?
Allianz-Slovenska Poistovna AS (XBRA:1SLP401E) has a current PB Ratio of 4.82. The stock's GF Value™ is €317.59, compared to a current price of €330.00 — trading 3.9% above its estimated fair value. The current PB Ratio is 4.82, which is 10% above median its 10-year median of 4.37 and 249.3% above the Insurance industry median of 1.38. Allianz-Slovenska Poistovna AS's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Allianz-Slovenska Poistovna AS (XBRA:1SLP401E), the current PB Ratio is 4.82 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allianz-Slovenska Poistovna AS (XBRA:1SLP401E) Overvalued in 2026?

Based on GuruFocus' analysis, Allianz-Slovenska Poistovna AS stock appears to be overvalued. The current stock price of €330.00 is trading 3.9% above its estimated GF Value™ of €317.59.

Key valuation signals for XBRA:1SLP401E:

  • PB Ratio: 4.82 (10% above median its 10-year median of 4.37)
  • GF Value™: €317.59 vs. price of €330.00 (3.9% above fair value)
  • GF Score™: 39/100 with 2 warning signs
  • Industry Position: 249.3% above the Insurance median (#455 of 495)

No single metric tells the full story. See the XBRA:1SLP401E stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allianz-Slovenska Poistovna AS Business Description

Address Dostoyevsky rad 4, Bratislava, SVK, 815 74
Allianz-Slovenska Poistovna AS is an insurance company. It offers insurance products ranging from life and accident insurance, insurance through private property and motor liability insurance to the insurance industry and entrepreneurs. The company serves small and medium size business and large companies.
39GF Score

Get the complete analysis for XBRA:1SLP401E

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€330.00
Price
€317.59
GF Value