Muktinath Bikas Bank (XNEP:MNBBL) PB Ratio: 1.76 (As of Aug. 11, 2026) — 37% Below Median

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XNEP:MNBBL Muktinath Bikas Bank Ltd XNEP:MNBBL
92 GF Score
Price NPR366.80
GF Value NPR384.20
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Muktinath Bikas Bank PB Ratio?

Muktinath Bikas Bank XNEP:MNBBL +0.14% 92 PB Ratio is 1.76 as of Aug. 11, 2026, which is 37% below its 10-year median of 2.80. GuruFocus rates XNEP:MNBBL with a GF Score™ of 92/100 and a GF Value™ of NPR384.20 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,514 Banks companies, Muktinath Bikas Bank ranks worse than 84.15% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-11), Muktinath Bikas Bank's share price is NPR366.80. Muktinath Bikas Bank's Book Value per Share for the quarter that ended in Apr. 2026 was NPR208.93. Hence, Muktinath Bikas Bank's PB Ratio of today is 1.76.

Good Sign:

Muktinath Bikas Bank Ltd stock PB Ratio (=1.75) is close to 10-year low of 1.73.

The historical rank and industry rank for Muktinath Bikas Bank's PB Ratio or its related term are showing as below:

XNEP:MNBBL' s PB Ratio Range Over the Past 10 Years
Min: 1.73   Med: 2.8   Max: 10
Current: 1.75

During the past 13 years, Muktinath Bikas Bank's highest PB Ratio was 10.00. The lowest was 1.73. And the median was 2.80.

XNEP:MNBBL's PB Ratio is ranked worse than
84.15% of 1514 companies
in the Banks industry
Industry Median: 1.11 vs XNEP:MNBBL: 1.75

During the past 12 months, Muktinath Bikas Bank's average Book Value Per Share Growth Rate was 49.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 13.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 15.30% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 19.00% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Muktinath Bikas Bank was 24.70% per year. The lowest was 2.40% per year. And the median was 17.80% per year.

Back to Basics: PB Ratio


Muktinath Bikas Bank  (XNEP:MNBBL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Muktinath Bikas Bank PB Ratio Related Terms


Muktinath Bikas Bank PB Ratio Historical Data

* Premium members only.

The historical data trend for Muktinath Bikas Bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muktinath Bikas Bank PB Ratio Chart

Muktinath Bikas Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.81 3.49 2.96 2.94 2.77

Muktinath Bikas Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.23 2.77 2.48 2.39 1.78

Muktinath Bikas Bank PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Muktinath Bikas Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muktinath Bikas Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Muktinath Bikas Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Muktinath Bikas Bank's PB Ratio falls into.


XNEP:MNBBL
92GF Score
Muktinath Bikas Bank Ltd XNEP:MNBBL
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muktinath Bikas Bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Muktinath Bikas Bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Apr. 2026)
=366.80/208.934
=1.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.76 mean?
Muktinath Bikas Bank (XNEP:MNBBL) has a PB Ratio of 1.76 as of Aug. 11, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Muktinath Bikas Bank and its competitors. This is 37% below median its historical median of 2.80. Over the past decade, Muktinath Bikas Bank's PB Ratio has ranged from 1.73 to 10.00. According to the industry distribution chart, Muktinath Bikas Bank ranks #1274 out of 1514 companies in the Banks industry, placing it in the top 84.1%.
Is Muktinath Bikas Bank's PB Ratio too high?
Muktinath Bikas Bank's current PB Ratio of 1.76 is 37% below median its 10-year median of 2.80. Over the past 10 years, this metric has ranged from a low of 1.73 to a high of 10.00. The Banks industry median PB Ratio is 1.11. Muktinath Bikas Bank's value of 1.76 is 58.6% above this industry median. Based on the distribution chart, Muktinath Bikas Bank ranks #1274 out of 1514 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Muktinath Bikas Bank has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Muktinath Bikas Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Muktinath Bikas Bank ranks #1274 out of 1514 companies for PB Ratio. This places Muktinath Bikas Bank in the lower half of its industry. The industry median PB Ratio is 1.11. Muktinath Bikas Bank's value of 1.76 is 58.6% above this benchmark. Historically, Muktinath Bikas Bank's own PB Ratio has ranged from 1.73 to 10.00 over the past decade. While the company's 10-year median is 2.80 vs. the industry median of 1.11, Muktinath Bikas Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muktinath Bikas Bank's current PB Ratio of 1.76 is 58.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Muktinath Bikas Bank and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muktinath Bikas Bank's current PB Ratio is 1.76, which is 37% below median its own 10-year median of 2.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muktinath Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Muktinath Bikas Bank (XNEP:MNBBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR384.20, compared to a current price of NPR366.80 — trading 4.5% below its estimated fair value. The current PB Ratio is 1.76, which is 37% below median its 10-year median of 2.80 and 58.6% above the Banks industry median of 1.11. Muktinath Bikas Bank's overall GF Score™ is 92/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Muktinath Bikas Bank (XNEP:MNBBL), the current PB Ratio is 1.76 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muktinath Bikas Bank (XNEP:MNBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Muktinath Bikas Bank stock appears to be undervalued. The current stock price of NPR366.80 is trading 4.5% below its estimated GF Value™ of NPR384.20. GuruFocus considers Muktinath Bikas Bank to be Fairly Valued.

Key valuation signals for XNEP:MNBBL:

  • PB Ratio: 1.76 (37% below median its 10-year median of 2.80)
  • GF Value™: NPR384.20 vs. price of NPR366.80 (4.5% below fair value)
  • GF Score™: 92/100 with 1 warning sign
  • Industry Position: 58.6% above the Banks median (#1274 of 1514)

No single metric tells the full story. See the XNEP:MNBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muktinath Bikas Bank Business Description

Address Lazimpat, Kathmandu, NPL
Muktinath Bikas Bank Ltd is a national level development bank focused on providing comprehensive banking services to individuals and institutions. It offers financial services encompassing deposit acceptance, corporate and retail credit, project financing, hire purchase financing, trade financing, personal and corporate banking, and various other supplementary services. It aims to offer a secure and convenient means for individuals and businesses to oversee and access their funds, facilitating their diverse financial requirements. The bank has identified three segments, namely: Modern Banking, Small and Micro Banking, and Treasury Operations. It generates the majority of the revenue from the Banking segment.
92GF Score

Get the complete analysis for XNEP:MNBBL

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR366.80
Price
NPR384.20
GF Value