Muktinath Bikas Bank (XNEP:MNBBL) Scaled Net Operating Assets: -0.01 (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:MNBBL Muktinath Bikas Bank Ltd XNEP:MNBBL
92 GF Score
Price NPR366.80
GF Value NPR384.20
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Muktinath Bikas Bank Scaled Net Operating Assets?

Muktinath Bikas Bank XNEP:MNBBL +0.14% 92 Scaled Net Operating Assets is -0.01 as of Apr. 2026. GuruFocus rates XNEP:MNBBL with a GF Score™ of 92/100 and a GF Value™ of NPR384.20 (Fairly Valued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Muktinath Bikas Bank's operating assets for the quarter that ended in Apr. 2026 was NPR120,248 Mil. Muktinath Bikas Bank's operating liabilities for the quarter that ended in Apr. 2026 was NPR121,386 Mil. Muktinath Bikas Bank's Total Assets for the quarter that ended in Jan. 2026 was NPR132,821 Mil. Therefore, Muktinath Bikas Bank's scaled net operating assets (SNOA) for the quarter that ended in Apr. 2026 was -0.01.

XNEP:MNBBL
92GF Score
Muktinath Bikas Bank Ltd XNEP:MNBBL
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muktinath Bikas Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Muktinath Bikas Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jul. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jul. 2025 )
=(Operating Assets (A: Jul. 2025 )-Operating Liabilities (A: Jul. 2025 ))/Total Assets (A: Jul. 2024 )
=(117126.988-123069.443)/125183.893
=-0.05

where

Operating Assets(A: Jul. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=137211.78 - 20084.792
=117126.988

Operating Liabilities(A: Jul. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=125182.159 - 2112.716 - 0
=123069.443

Muktinath Bikas Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Apr. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Apr. 2026 )
=(Operating Assets (Q: Apr. 2026 )-Operating Liabilities (Q: Apr. 2026 ))/Total Assets (Q: Jan. 2026 )
=(120248.07-121386.48)/132821.459
=-0.01

where

Operating Assets(Q: Apr. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=135275.57 - 15027.5
=120248.07

Operating Liabilities(Q: Apr. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=122661.641 - 1275.161 - 0
=121386.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.01 mean?
Muktinath Bikas Bank (XNEP:MNBBL) has a Scaled Net Operating Assets of -0.01 as of Apr. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Muktinath Bikas Bank and its competitors.
Is Muktinath Bikas Bank's Scaled Net Operating Assets too high?
Muktinath Bikas Bank's current Scaled Net Operating Assets is -0.01. Overall, Muktinath Bikas Bank has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Muktinath Bikas Bank's Scaled Net Operating Assets compare to competitors?
Muktinath Bikas Bank's Scaled Net Operating Assets of -0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Muktinath Bikas Bank and its competitors. Muktinath Bikas Bank's current Scaled Net Operating Assets is -0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muktinath Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Muktinath Bikas Bank (XNEP:MNBBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR384.20, compared to a current price of NPR366.80 — trading 4.5% below its estimated fair value. The current Scaled Net Operating Assets is -0.01. Muktinath Bikas Bank's overall GF Score™ is 92/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Muktinath Bikas Bank (XNEP:MNBBL), the current Scaled Net Operating Assets is -0.01 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muktinath Bikas Bank (XNEP:MNBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Muktinath Bikas Bank stock appears to be undervalued. The current stock price of NPR366.80 is trading 4.5% below its estimated GF Value™ of NPR384.20. GuruFocus considers Muktinath Bikas Bank to be Fairly Valued.

Key valuation signals for XNEP:MNBBL:

  • Scaled Net Operating Assets: -0.01
  • GF Value™: NPR384.20 vs. price of NPR366.80 (4.5% below fair value)
  • GF Score™: 92/100 with 1 warning sign

No single metric tells the full story. See the XNEP:MNBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Muktinath Bikas Bank Business Description

Address Lazimpat, Kathmandu, NPL
Muktinath Bikas Bank Ltd is a national level development bank focused on providing comprehensive banking services to individuals and institutions. It offers financial services encompassing deposit acceptance, corporate and retail credit, project financing, hire purchase financing, trade financing, personal and corporate banking, and various other supplementary services. It aims to offer a secure and convenient means for individuals and businesses to oversee and access their funds, facilitating their diverse financial requirements. The bank has identified three segments, namely: Modern Banking, Small and Micro Banking, and Treasury Operations. It generates the majority of the revenue from the Banking segment.
92GF Score

Get the complete analysis for XNEP:MNBBL

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR366.80
Price
NPR384.20
GF Value