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Muktinath Bikas Bank (XNEP:MNBBL) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Muktinath Bikas Bank's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muktinath Bikas Bank ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Muktinath Bikas Bank's ROE % distribution charts can be found below:
* The bar in red indicates where Muktinath Bikas Bank's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Apr. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Muktinath Bikas Bank (XNEP:MNBBL) has a ROE % of 9.04% as of Apr. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Muktinath Bikas Bank and its competitors. This is 50% below median its historical median of 17.93. Over the past decade, Muktinath Bikas Bank's ROE % has ranged from 12.16 to 31.20. According to the industry distribution chart, Muktinath Bikas Bank ranks #306 out of 1524 companies in the Banks industry, placing it in the top 20.1%.
Is Muktinath Bikas Bank's ROE % too high?
Muktinath Bikas Bank's current ROE % of 9.04% is 50% below median its 10-year median of 17.93. Over the past 10 years, this metric has ranged from a low of 12.16 to a high of 31.20. The Banks industry median ROE % is 10.33. Muktinath Bikas Bank's value of 9.04% is 12.4% below this industry median. Based on the distribution chart, Muktinath Bikas Bank ranks #306 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Muktinath Bikas Bank has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Muktinath Bikas Bank's ROE % compare to competitors?
According to the Banks industry distribution chart, Muktinath Bikas Bank ranks #306 out of 1524 companies for ROE %. This places Muktinath Bikas Bank in the top 20% of its industry — outperforming the majority of peers. The industry median ROE % is 10.33. Muktinath Bikas Bank's value of 9.04% is 12.4% below this benchmark. Historically, Muktinath Bikas Bank's own ROE % has ranged from 12.16 to 31.20 over the past decade. While the company's 10-year median is 17.93 vs. the industry median of 10.33, Muktinath Bikas Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.33, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muktinath Bikas Bank's current ROE % of 9.04% is 12.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Muktinath Bikas Bank and its competitors. For the Banks industry, the median ROE % is 10.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muktinath Bikas Bank's current ROE % is 9.04%, which is 50% below median its own 10-year median of 17.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muktinath Bikas Bank stock overvalued right now?
Based on GuruFocus' analysis, Muktinath Bikas Bank (XNEP:MNBBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR384.20, compared to a current price of NPR366.80 — trading 4.5% below its estimated fair value. The current ROE % is 9.04%, which is 50% below median its 10-year median of 17.93 and 12.4% below the Banks industry median of 10.33. Muktinath Bikas Bank's overall GF Score™ is 92/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Muktinath Bikas Bank (XNEP:MNBBL), the current ROE % is 9.04% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Muktinath Bikas Bank (XNEP:MNBBL) Overvalued in 2026?
Based on GuruFocus' analysis, Muktinath Bikas Bank stock appears to be undervalued.
The current stock price of NPR366.80 is trading 4.5% below its estimated GF Value™ of NPR384.20.
GuruFocus considers Muktinath Bikas Bank to be Fairly Valued.
Key valuation signals for XNEP:MNBBL:
ROE %: 9.04% (50% below median its 10-year median of 17.93)
GF Value™: NPR384.20 vs. price of NPR366.80 (4.5% below fair value)
Industry Position: 12.4% below the Banks median (#306 of 1524)
No single metric tells the full story. See the XNEP:MNBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Muktinath Bikas Bank Ltd is a national level development bank focused on providing comprehensive banking services to individuals and institutions. It offers financial services encompassing deposit acceptance, corporate and retail credit, project financing, hire purchase financing, trade financing, personal and corporate banking, and various other supplementary services. It aims to offer a secure and convenient means for individuals and businesses to oversee and access their funds, facilitating their diverse financial requirements. The bank has identified three segments, namely: Modern Banking, Small and Micro Banking, and Treasury Operations. It generates the majority of the revenue from the Banking segment.
92GF Score
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