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Menora Mivtachim HoldingsXTAE:MMHD +0.87%64 PB Ratio is 3.27 as of Jul. 19, 2026, which is 336% above its 10-year median of 0.75. GuruFocus rates XTAE:MMHD with a GF Score™ of 64/100 and a GF Value™ of ₪173.76 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 498 Insurance companies, Menora Mivtachim Holdings ranks worse than 85.54% on this metric.
The historical rank and industry rank for Menora Mivtachim Holdings's PB Ratio or its related term are showing as below:
XTAE:MMHD'
s PB Ratio Range Over the Past 10 Years
Min: 0.36 Med: 0.75 Max: 3.92
Current: 3.27
During the past 13 years, Menora Mivtachim Holdings's highest PB Ratio was 3.92. The lowest was 0.36. And the median was 0.75.
XTAE:MMHD's PB Ratio is ranked worse than 85.54% of 498
companies
in the Insurance industry
Industry Median: 1.405
vs XTAE:MMHD: 3.27
During the past 12 months, Menora Mivtachim Holdings's average Book Value Per Share Growth Rate was 15.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 16.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 13.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 11.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Menora Mivtachim Holdings was 20.10% per year. The lowest was -0.80% per year. And the median was 9.80% per year.
Back to Basics: PB Ratio
Menora Mivtachim Holdings (XTAE:MMHD) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Menora Mivtachim Holdings PB Ratio Related Terms
Menora Mivtachim Holdings PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Menora Mivtachim Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Menora Mivtachim Holdings PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Menora Mivtachim Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Menora Mivtachim Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Menora Mivtachim Holdings (XTAE:MMHD) has a PB Ratio of 3.27 as of Jul. 19, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Menora Mivtachim Holdings and its competitors. This is 336% above median its historical median of 0.75. Over the past decade, Menora Mivtachim Holdings' PB Ratio has ranged from 0.36 to 3.92. According to the industry distribution chart, Menora Mivtachim Holdings ranks #426 out of 498 companies in the Insurance industry, placing it in the top 85.5%.
Is Menora Mivtachim Holdings' PB Ratio too high?
Menora Mivtachim Holdings' current PB Ratio of 3.27 is 336% above median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 3.92. The Insurance industry median PB Ratio is 1.41. Menora Mivtachim Holdings' value of 3.27 is 132.7% above this industry median. Based on the distribution chart, Menora Mivtachim Holdings ranks #426 out of 498 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Menora Mivtachim Holdings has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Menora Mivtachim Holdings' PB Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Menora Mivtachim Holdings ranks #426 out of 498 companies for PB Ratio. This places Menora Mivtachim Holdings in the lower half of its industry. The industry median PB Ratio is 1.41. Menora Mivtachim Holdings' value of 3.27 is 132.7% above this benchmark. Historically, Menora Mivtachim Holdings' own PB Ratio has ranged from 0.36 to 3.92 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 1.41, Menora Mivtachim Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Menora Mivtachim Holdings's current PB Ratio of 3.27 is 132.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Menora Mivtachim Holdings and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Menora Mivtachim Holdings's current PB Ratio is 3.27, which is 336% above median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Menora Mivtachim Holdings stock overvalued right now?
Based on GuruFocus' analysis, Menora Mivtachim Holdings (XTAE:MMHD) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪173.76, compared to a current price of ₪465.10 — trading 167.7% above its estimated fair value. The current PB Ratio is 3.27, which is 336% above median its 10-year median of 0.75 and 132.7% above the Insurance industry median of 1.41. Menora Mivtachim Holdings' overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Menora Mivtachim Holdings (XTAE:MMHD), the current PB Ratio is 3.27 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Menora Mivtachim Holdings (XTAE:MMHD) Overvalued in 2026?
Based on GuruFocus' analysis, Menora Mivtachim Holdings stock appears to be overvalued.
The current stock price of ₪465.10 is trading 167.7% above its estimated GF Value™ of ₪173.76.
GuruFocus considers Menora Mivtachim Holdings to be Significantly Overvalued.
Key valuation signals for XTAE:MMHD:
PB Ratio: 3.27 (336% above median its 10-year median of 0.75)
GF Value™: ₪173.76 vs. price of ₪465.10 (167.7% above fair value)
Industry Position: 132.7% above the Insurance median (#426 of 498)
No single metric tells the full story. See the XTAE:MMHD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Menora Mivtachim Holdings Ltd is a diversified insurance and finance group that operates in Israel. The company specializes in asset management and diversified insurance services, including general, life, and health insurance. Menora is also active within the capital market in a variety of fields, including corporate finance, investment banking, structured finance, and more. The company offers a broad variety of mutual funds that invest in various avenues in Israel and around the world, while also managing pension products and provident funds. The company's operating segments include Life insurance and long-term savings, focusing on policies, pension, and provident funds for death and disability risks, the Health insurance segment, and the Property and casualty insurance segment.
64GF Score
Get the complete analysis for XTAE:MMHD
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