Menora Mivtachim Holdings (XTAE:MMHD) EV-to-EBITDA: 8.15 (As of Sep. 15, 2026) — 202% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTAE:MMHD Menora Mivtachim Holdings Ltd XTAE:MMHD
65 GF Score
Price ₪537.20
GF Value ₪231.98
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Menora Mivtachim Holdings EV-to-EBITDA?

Menora Mivtachim Holdings XTAE:MMHD +0.62% 65 EV-to-EBITDA is 8.15 as of Sep. 15, 2026, which is 202% above its 10-year median of 2.70. GuruFocus rates XTAE:MMHD with a GF Score™ of 65/100 and a GF Value™ of ₪231.98 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 341 Insurance companies, Menora Mivtachim Holdings ranks worse than 51.32% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Menora Mivtachim Holdings's enterprise value is ₪35,553 Mil. Menora Mivtachim Holdings's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ₪4,361 Mil. Therefore, Menora Mivtachim Holdings's EV-to-EBITDA for today is 8.15.

The historical rank and industry rank for Menora Mivtachim Holdings's EV-to-EBITDA or its related term are showing as below:

XTAE:MMHD' s EV-to-EBITDA Range Over the Past 10 Years
Min: 0.86   Med: 2.7   Max: 8.87
Current: 8.16

During the past 13 years, the highest EV-to-EBITDA of Menora Mivtachim Holdings was 8.87. The lowest was 0.86. And the median was 2.70.

XTAE:MMHD's EV-to-EBITDA is ranked worse than
51.32% of 341 companies
in the Insurance industry
Industry Median: 7.81 vs XTAE:MMHD: 8.16

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-15), Menora Mivtachim Holdings's stock price is ₪537.20. Menora Mivtachim Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₪39.310. Therefore, Menora Mivtachim Holdings's PE Ratio (TTM) for today is 13.67.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Menora Mivtachim Holdings  (XTAE:MMHD) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Menora Mivtachim Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=537.20/39.310
=13.67

Menora Mivtachim Holdings's share price for today is ₪537.20.
Menora Mivtachim Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₪39.310.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Menora Mivtachim Holdings EV-to-EBITDA Related Terms


Menora Mivtachim Holdings EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Menora Mivtachim Holdings's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Menora Mivtachim Holdings EV-to-EBITDA Chart

Menora Mivtachim Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.57 3.52 1.99 2.87 6.03

Menora Mivtachim Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.44 5.45 6.03 7.20 6.86

XTAE:MMHD vs MET, AFL, PRU: EV-to-EBITDA Comparison

For the Insurance - Life subindustry, Menora Mivtachim Holdings's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Menora Mivtachim Holdings EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Menora Mivtachim Holdings's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Menora Mivtachim Holdings's EV-to-EBITDA falls into.


XTAE:MMHD
65GF Score
Menora Mivtachim Holdings Ltd XTAE:MMHD
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Menora Mivtachim Holdings EV-to-EBITDA Calculation

Menora Mivtachim Holdings's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=35552.932/4361.055
=8.15

Menora Mivtachim Holdings's current Enterprise Value is ₪35,553 Mil.
Menora Mivtachim Holdings's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₪4,361 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 8.15 mean?
Menora Mivtachim Holdings (XTAE:MMHD) has a EV-to-EBITDA of 8.15 as of Sep. 15, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Menora Mivtachim Holdings. This is 202% above median its historical median of 2.70. Over the past decade, Menora Mivtachim Holdings' EV-to-EBITDA has ranged from 0.86 to 8.87. According to the industry distribution chart, Menora Mivtachim Holdings ranks #175 out of 341 companies in the Insurance industry, placing it in the top 51.3%.
Is Menora Mivtachim Holdings' EV-to-EBITDA too high?
Menora Mivtachim Holdings' current EV-to-EBITDA of 8.15 is 202% above median its 10-year median of 2.70. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 8.87. The Insurance industry median EV-to-EBITDA is 7.81. Menora Mivtachim Holdings' value of 8.15 is 4.4% above this industry median. Based on the distribution chart, Menora Mivtachim Holdings ranks #175 out of 341 companies in the Insurance industry, which is below the industry midpoint. Overall, Menora Mivtachim Holdings has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Menora Mivtachim Holdings' EV-to-EBITDA compare to MET and AFL?
According to the Insurance industry distribution chart, Menora Mivtachim Holdings ranks #175 out of 341 companies for EV-to-EBITDA. This places Menora Mivtachim Holdings in the lower half of its industry. The industry median EV-to-EBITDA is 7.81. Menora Mivtachim Holdings' value of 8.15 is 4.4% above this benchmark. Historically, Menora Mivtachim Holdings' own EV-to-EBITDA has ranged from 0.86 to 8.87 over the past decade. While the company's 10-year median is 2.70 vs. the industry median of 7.81, Menora Mivtachim Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 7.81, based on 341 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Menora Mivtachim Holdings's current EV-to-EBITDA of 8.15 is 4.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Menora Mivtachim Holdings. For the Insurance industry, the median EV-to-EBITDA is 7.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Menora Mivtachim Holdings's current EV-to-EBITDA is 8.15, which is 202% above median its own 10-year median of 2.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Menora Mivtachim Holdings stock overvalued right now?
Based on GuruFocus' analysis, Menora Mivtachim Holdings (XTAE:MMHD) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪231.98, compared to a current price of ₪537.20 — trading 131.6% above its estimated fair value. The current EV-to-EBITDA is 8.15, which is 202% above median its 10-year median of 2.70 and 4.4% above the Insurance industry median of 7.81. Menora Mivtachim Holdings' overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Menora Mivtachim Holdings (XTAE:MMHD), the current EV-to-EBITDA is 8.15 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Menora Mivtachim Holdings (XTAE:MMHD) Overvalued in 2026?

Based on GuruFocus' analysis, Menora Mivtachim Holdings stock appears to be overvalued. The current stock price of ₪537.20 is trading 131.6% above its estimated GF Value™ of ₪231.98. GuruFocus considers Menora Mivtachim Holdings to be Significantly Overvalued.

Key valuation signals for XTAE:MMHD:

  • EV-to-EBITDA: 8.15 (202% above median its 10-year median of 2.70)
  • GF Value™: ₪231.98 vs. price of ₪537.20 (131.6% above fair value)
  • GF Score™: 65/100 with 6 warning signs
  • Industry Position: 4.4% above the Insurance median (#175 of 341)

No single metric tells the full story. See the XTAE:MMHD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Menora Mivtachim Holdings Business Description

Address 23 Jabotinsky Street, Menora Mivtachim House, Ramat Gan, ISR, 5251102
Menora Mivtachim Holdings Ltd is a diversified insurance and finance group that operates in Israel. The company specializes in asset management and diversified insurance services, including general, life, and health insurance. Menora is also active within the capital market in a variety of fields, including corporate finance, investment banking, structured finance, and more. The company offers a broad variety of mutual funds that invest in various avenues in Israel and around the world, while also managing pension products and provident funds. The company's operating segments include Life insurance and long-term savings, focusing on policies, pension, and provident funds for death and disability risks, the Health insurance segment, and the Property and casualty insurance segment.
65GF Score

Get the complete analysis for XTAE:MMHD

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪537.20
Price
₪231.98
GF Value