Standard Life (FRA:1BF) 3-1 Month Momentum %: 21.47% (As of Sep. 05, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:1BF Standard Life PLC FRA:1BF
59 GF Score
Price €11.24
GF Value €11.79
Valuation Fairly Valued
! 4 Warning Signs
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What is Standard Life 3-1 Month Momentum %?

Standard Life FRA:1BF +3.50% 59 3-1 Month Momentum % is 21.47% as of Sep. 05, 2026. GuruFocus rates FRA:1BF with a GF Score™ of 59/100 and a GF Value™ of €11.79 (Fairly Valued). The stock has 4 warning signs investors should review. Among 569 Insurance companies, Standard Life ranks better than 87.35% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-05), Standard Life's 3-1 Month Momentum % is 21.47%.

The industry rank for Standard Life's 3-1 Month Momentum % or its related term are showing as below:

FRA:1BF's 3-1 Month Momentum % is ranked better than
87.35% of 569 companies
in the Insurance industry
Industry Median: 6.76 vs FRA:1BF: 21.47

Standard Life  (FRA:1BF) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Standard Life 3-1 Month Momentum % Related Terms


FRA:1BF vs MET, AFL, PRU: 3-1 Month Momentum % Comparison

For the Insurance - Life subindustry, Standard Life's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard Life 3-1 Month Momentum % vs Insurance Industry

For the Insurance industry and Financial Services sector, Standard Life's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Standard Life's 3-1 Month Momentum % falls into.


FRA:1BF
59GF Score
Standard Life PLC FRA:1BF
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Life  (FRA:1BF) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 21.47% mean?
Standard Life (FRA:1BF) has a 3-1 Month Momentum % of 21.47% as of Sep. 05, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Standard Life and its competitors. According to the industry distribution chart, Standard Life ranks #72 out of 569 companies in the Insurance industry, placing it in the top 12.7%.
Is Standard Life's 3-1 Month Momentum % too high?
Standard Life's current 3-1 Month Momentum % is 21.47%. The Insurance industry median 3-1 Month Momentum % is 6.76. Standard Life's value of 21.47% is 217.6% above this industry median. Based on the distribution chart, Standard Life ranks #72 out of 569 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Standard Life has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Standard Life's 3-1 Month Momentum % compare to MET and AFL?
According to the Insurance industry distribution chart, Standard Life ranks #72 out of 569 companies for 3-1 Month Momentum %. This places Standard Life in the top 13% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 6.76. Standard Life's value of 21.47% is 217.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 6.76, based on 569 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Life's current 3-1 Month Momentum % of 21.47% is 217.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Standard Life and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 6.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Life's current 3-1 Month Momentum % is 21.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Life stock overvalued right now?
Based on GuruFocus' analysis, Standard Life (FRA:1BF) is currently considered Fairly Valued. The stock's GF Value™ is €11.79, compared to a current price of €11.24 — trading 4.7% below its estimated fair value. The current 3-1 Month Momentum % is 21.47% and 217.6% above the Insurance industry median of 6.76. Standard Life's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Standard Life (FRA:1BF), the current 3-1 Month Momentum % is 21.47% as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Life (FRA:1BF) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Life stock appears to be undervalued. The current stock price of €11.24 is trading 4.7% below its estimated GF Value™ of €11.79. GuruFocus considers Standard Life to be Fairly Valued.

Key valuation signals for FRA:1BF:

  • 3-1 Month Momentum %: 21.47%
  • GF Value™: €11.79 vs. price of €11.24 (4.7% below fair value)
  • GF Score™: 59/100 with 4 warning signs
  • Industry Position: 217.6% above the Insurance median (#72 of 569)

No single metric tells the full story. See the FRA:1BF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Life Business Description

Address 20 Old Bailey, London, GBR, EC4M 7AN
Standard Life PLC provides financial products and services related to savings and retirement planning. It serves customers directly, through financial advisers, and through employer-sponsored pension schemes.
59GF Score

Get the complete analysis for FRA:1BF

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.24
Price
€11.79
GF Value