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OTP BankFRA:OTP 66 3-1 Month Momentum % is 14.68% as of Aug. 23, 2026. GuruFocus rates FRA:OTP with a GF Score™ of 66/100 and a GF Value™ of €87.31 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,576 Banks companies, OTP Bank ranks better than 87.06% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-23), OTP Bank's 3-1 Month Momentum % is 14.68%.
The industry rank for OTP Bank's 3-1 Month Momentum % or its related term are showing as below:
FRA:OTP's 3-1 Month Momentum % is ranked better than 87.06% of 1576
companies
in the Banks industry
Industry Median: 4.78
vs FRA:OTP: 14.68
OTP Bank (FRA:OTP) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
OTP Bank 3-1 Month Momentum % Related Terms
FRA:OTP vs PNC, USB: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, OTP Bank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OTP Bank 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, OTP Bank's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where OTP Bank's 3-1 Month Momentum % falls into.
OTP Bank (FRA:OTP) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OTP Bank (FRA:OTP) has a 3-1 Month Momentum % of 14.68% as of Aug. 23, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on OTP Bank and its competitors. According to the industry distribution chart, OTP Bank ranks #204 out of 1576 companies in the Banks industry, placing it in the top 12.9%.
Is OTP Bank's 3-1 Month Momentum % too high?
OTP Bank's current 3-1 Month Momentum % is 14.68%. The Banks industry median 3-1 Month Momentum % is 4.78. OTP Bank's value of 14.68% is 207.1% above this industry median. Based on the distribution chart, OTP Bank ranks #204 out of 1576 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, OTP Bank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OTP Bank's 3-1 Month Momentum % compare to PNC and USB?
According to the Banks industry distribution chart, OTP Bank ranks #204 out of 1576 companies for 3-1 Month Momentum %. This places OTP Bank in the top 13% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 4.78. OTP Bank's value of 14.68% is 207.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.78, based on 1,576 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OTP Bank's current 3-1 Month Momentum % of 14.68% is 207.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on OTP Bank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OTP Bank's current 3-1 Month Momentum % is 14.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OTP Bank stock overvalued right now?
Based on GuruFocus' analysis, OTP Bank (FRA:OTP) is currently considered Significantly Overvalued. The stock's GF Value™ is €87.31, compared to a current price of €125.05 — trading 43.2% above its estimated fair value. The current 3-1 Month Momentum % is 14.68% and 207.1% above the Banks industry median of 4.78. OTP Bank's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For OTP Bank (FRA:OTP), the current 3-1 Month Momentum % is 14.68% as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OTP Bank (FRA:OTP) Overvalued in 2026?
Based on GuruFocus' analysis, OTP Bank stock appears to be overvalued.
The current stock price of €125.05 is trading 43.2% above its estimated GF Value™ of €87.31.
GuruFocus considers OTP Bank to be Significantly Overvalued.
Key valuation signals for FRA:OTP:
3-1 Month Momentum %: 14.68%
GF Value™: €87.31 vs. price of €125.05 (43.2% above fair value)
Industry Position: 207.1% above the Banks median (#204 of 1576)
No single metric tells the full story. See the FRA:OTP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OTP Bank PLC provides universal financial services through several subsidiaries. It performs banking operations via its bank in Hungary. The Group's operating segments are as follows: OTP Core Hungary, Russia, Ukraine, Bulgaria, Romania, Serbia, Croatia, Montenegro, Albania, Moldova, Slovenia, Uzbekistan, Merkantil Group, Asset Management subsidiaries, other subsidiaries, and Corporate Centre. The Bank provides comprehensive banking & other financial services to both retail & corporate customers: its activities include deposit collection from customers, raising money from the money & capital markets. It also offers mortgage loans, consumer credits, working capital & investment loans to companies and municipalities. A majority of the bank's net revenue is net interest income.
66GF Score
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