Affirm Holdings (HAM:78P) 3-1 Month Momentum %: N/A% (As of Aug. 06, 2026)

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HAM:78P Affirm Holdings Inc HAM:78P
62 GF Score
Price €68.27
GF Value €63.29
! 7 Warning Signs
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What is Affirm Holdings 3-1 Month Momentum %?

Affirm Holdings HAM:78P +4.10% 62 3-1 Month Momentum % is N/A% as of Aug. 06, 2026. GuruFocus rates HAM:78P with a GF Score™ of 62/100 and a GF Value™ of €63.29. The stock has 7 warning signs investors should review. Among 561 Credit Services companies, Affirm Holdings ranks better than 90.55% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-06), Affirm Holdings's 3-1 Month Momentum % is N/A%.

The industry rank for Affirm Holdings's 3-1 Month Momentum % or its related term are showing as below:

HAM:78P's 3-1 Month Momentum % is not ranked *
in the Credit Services industry.
Industry Median: -1.43
* Ranked among companies with meaningful 3-1 Month Momentum % only.

Affirm Holdings  (HAM:78P) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.

Affirm Holdings 3-1 Month Momentum % Related Terms

HAM:78P
62GF Score
Affirm Holdings Inc HAM:78P
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Affirm Holdings  (HAM:78P) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of N/A% mean?
Affirm Holdings (HAM:78P) has a 3-1 Month Momentum % of N/A% as of Aug. 06, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Affirm Holdings and its competitors. According to the industry distribution chart, Affirm Holdings ranks #53 out of 561 companies in the Credit Services industry, placing it in the top 9.4%.
Is Affirm Holdings' 3-1 Month Momentum % too high?
Affirm Holdings' current 3-1 Month Momentum % is N/A%. Based on the distribution chart, Affirm Holdings ranks #53 out of 561 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Affirm Holdings has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Affirm Holdings' 3-1 Month Momentum % compare to ?
According to the Credit Services industry distribution chart, Affirm Holdings ranks #53 out of 561 companies for 3-1 Month Momentum %. This places Affirm Holdings in the top 9% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
A good 3-1 Month Momentum % depends on the Credit Services industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Affirm Holdings and its competitors. Affirm Holdings's current 3-1 Month Momentum % is N/A%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affirm Holdings stock overvalued right now?
Affirm Holdings (HAM:78P) has a current 3-1 Month Momentum % of N/A%. The stock's GF Value™ is €63.29, compared to a current price of €68.27 — trading 7.9% above its estimated fair value. The current 3-1 Month Momentum % is N/A%. Affirm Holdings' overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Affirm Holdings (HAM:78P), the current 3-1 Month Momentum % is N/A% as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Affirm Holdings (HAM:78P) Overvalued in 2026?

Based on GuruFocus' analysis, Affirm Holdings stock appears to be overvalued. The current stock price of €68.27 is trading 7.9% above its estimated GF Value™ of €63.29.

Key valuation signals for HAM:78P:

  • 3-1 Month Momentum %: N/A%
  • GF Value™: €63.29 vs. price of €68.27 (7.9% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the HAM:78P stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Affirm Holdings Business Description

Comparable Companies
Address 650 California Street, San Francisco, CA, USA, 94108
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
62GF Score

Get the complete analysis for HAM:78P

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€68.27
Price
€63.29
GF Value