Business Description
Affirm Holdings Inc
NAICS : 522291
SIC : 6141
ISIN : US00827B1061
Share Class Description:
MEX:AFRM: Ordinary Shares - Class ATotal Employee Number:
2,206Compare
Compare
Traded in other countries / regions
AFRM.USAAFRM.Mexico1AFRM.Italy78P.Germany IPO Date
2021-04-14Description
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant-subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.26 | |||||
Equity-to-Asset | 0.35 | |||||
Debt-to-Equity | 1.83 | |||||
Debt-to-EBITDA | 8.02 | |||||
Interest Coverage | 1.92 | |||||
Piotroski F-Score | 7/9 | |||||
Altman Z-Score | 2.72 | |||||
Beneish M-Score | -1.53 | |||||
WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 31.5 | |||||
3-Year Book Growth Rate | 24 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 25.86 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 55 | |||||
9-Day RSI | 46.42 | |||||
14-Day RSI | 44.56 | |||||
3-1 Month Momentum % | 7.14 | |||||
6-1 Month Momentum % | 59.76 | |||||
12-1 Month Momentum % | -17.08 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 55.07 | |||||
Quick Ratio | 55.07 | |||||
Cash Ratio | 11.22 | |||||
Days Sales Outstanding | 25.58 | |||||
Days Payable | 18.36 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -4.3 | |||||
Shareholder Yield % | -6.66 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 68.07 | |||||
Operating Margin % | 20.44 | |||||
Net Margin % | 45.29 | |||||
EBITDA Margin % | 29.34 | |||||
FCF Margin % | 24.4 | |||||
OCF Margin % | 30.25 | |||||
ROE % | 50.3 | |||||
ROA % | 14.95 | |||||
ROIC % | 8.41 | |||||
3-Year ROIIC % | 26.57 | |||||
ROC (Joel Greenblatt) % | 63.47 | |||||
ROCE % | 7.45 | |||||
Years of Profitability over Past 10-Year | 2 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 13.54 | |||||
Forward PE Ratio | 36.8 | |||||
PE Ratio without NRI | 13.54 | |||||
Price-to-Owner-Earnings | 11.37 | |||||
PS Ratio | 6.12 | |||||
PB Ratio | 4.59 | |||||
Price-to-Tangible-Book | 5.11 | |||||
Price-to-Free-Cash-Flow | 26.25 | |||||
Price-to-Operating-Cash-Flow | 21.18 | |||||
EV-to-EBIT | 33.86 | |||||
EV-to-Forward-EBIT | 37.61 | |||||
EV-to-EBITDA | 25.64 | |||||
EV-to-Forward-EBITDA | 27.97 | |||||
EV-to-Revenue | 7.52 | |||||
EV-to-Forward-Revenue | 5.8 | |||||
EV-to-FCF | 31.76 | |||||
Price-to-GF-Value | 0.91 | |||||
Price-to-Projected-FCF | 3.54 | |||||
Price-to-Graham-Number | 1.75 | |||||
| Price-to-Net-Current-Asset-Value | 10.21 | |||||
Earnings Yield (Greenblatt) % | 2.96 | |||||
FCF Yield % | 4.05 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Affirm Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil MXN) | 70,855.375 | ||
| EPS (TTM) (MXN) | 96.705 | ||
| Beta | 1.0561 | ||
| 3-Year Sharpe Ratio | 0.73 | ||
| 3-Year Sortino Ratio | 1.92 | ||
| Volatility % | 59.16 | ||
| 14-Day RSI | 44.56 | ||
| 14-Day ATR (MXN) | 24.674765 | ||
| 20-Day SMA (MXN) | 1277.6445 | ||
| 12-1 Month Momentum % | -17.08 | ||
| 52-Week Range (MXN) | 782.05 - 1700 | ||
| Shares Outstanding (Mil) | 337.42 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Affirm Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Affirm Holdings Inc Stock Events
| Event | Date | Price (MXN) | ||
|---|---|---|---|---|
| Second quarter earnings conference call for 2027 | 2027-02-05 14:00 | In 143 days | ||
| Second quarter earnings results for 2027 | 2027-02-05 | In 142 days | ||
| General meeting for 2026 | 2026-12-15 09:00 | In 91 days | ||
| First quarter earnings conference call for 2027 | 2026-11-06 14:00 | In 52 days | ||
| First quarter earnings results for 2027 | 2026-11-06 | In 51 days | ||
| Goldman Sachs Communacopia + Technology Conference | 2026-09-08 15:05 | 1,260.00 (+0.00%) | ||
| Fourth quarter earnings conference call for 2026 | 2026-08-27 14:00 | 1,350.00 (+0.00%) | ||
| Annual report for 2026 | 2026-08-27 | 1,350.00 (+0.00%) | ||
| Fourth quarter earnings results for 2026 | 2026-08-27 | 1,350.00 (+0.00%) | ||
| William Blair Growth Stock Conference | 2026-06-04 09:20 | 1,137.00 (-0.09%) |
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Affirm Holdings Inc Frequently Asked Questions
What is Affirm Holdings Inc(MEX:AFRM)'s stock price today?
The current price of MEX:AFRM is MXN1240.00. The 52 week high of MEX:AFRM is MXN1700.00 and 52 week low is MXN782.05.
When is next earnings date of Affirm Holdings Inc(MEX:AFRM)?
The next earnings date of Affirm Holdings Inc(MEX:AFRM) is 2026-11-06 Est..
Does Affirm Holdings Inc(MEX:AFRM) pay dividends? If so, how much?
Affirm Holdings Inc(MEX:AFRM) does not pay dividend.
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