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BFF Bank SpALTS:0RON +0.44%57 3-1 Month Momentum % is 25.64% as of Aug. 19, 2026. GuruFocus rates LTS:0RON with a GF Score™ of 57/100 and a GF Value™ of €8.21 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 562 Credit Services companies, BFF Bank SpA ranks better than 90.39% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-19), BFF Bank SpA's 3-1 Month Momentum % is 25.64%.
The industry rank for BFF Bank SpA's 3-1 Month Momentum % or its related term are showing as below:
LTS:0RON's 3-1 Month Momentum % is ranked better than 90.39% of 562
companies
in the Credit Services industry
Industry Median: 0.575
vs LTS:0RON: 25.64
BFF Bank SpA (LTS:0RON) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
BFF Bank SpA 3-1 Month Momentum % Related Terms
LTS:0RON vs V, MA, AXP: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, BFF Bank SpA's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BFF Bank SpA 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, BFF Bank SpA's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where BFF Bank SpA's 3-1 Month Momentum % falls into.
BFF Bank SpA (LTS:0RON) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BFF Bank SpA (LTS:0RON) has a 3-1 Month Momentum % of 25.64% as of Aug. 19, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on BFF Bank SpA and its competitors. According to the industry distribution chart, BFF Bank SpA ranks #54 out of 562 companies in the Credit Services industry, placing it in the top 9.6%.
Is BFF Bank SpA's 3-1 Month Momentum % too high?
BFF Bank SpA's current 3-1 Month Momentum % is 25.64%. The Credit Services industry median 3-1 Month Momentum % is 0.58. BFF Bank SpA's value of 25.64% is 4359.1% above this industry median. Based on the distribution chart, BFF Bank SpA ranks #54 out of 562 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, BFF Bank SpA has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BFF Bank SpA's 3-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, BFF Bank SpA ranks #54 out of 562 companies for 3-1 Month Momentum %. This places BFF Bank SpA in the top 10% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 0.58. BFF Bank SpA's value of 25.64% is 4359.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 0.58, based on 562 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BFF Bank SpA's current 3-1 Month Momentum % of 25.64% is 4359.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on BFF Bank SpA and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BFF Bank SpA's current 3-1 Month Momentum % is 25.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BFF Bank SpA stock overvalued right now?
Based on GuruFocus' analysis, BFF Bank SpA (LTS:0RON) is currently considered Possible Value Trap. The stock's GF Value™ is €8.21, compared to a current price of €3.19 — trading 61.2% below its estimated fair value. The current 3-1 Month Momentum % is 25.64% and 4359.1% above the Credit Services industry median of 0.58. BFF Bank SpA's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For BFF Bank SpA (LTS:0RON), the current 3-1 Month Momentum % is 25.64% as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BFF Bank SpA (LTS:0RON) Overvalued in 2026?
Based on GuruFocus' analysis, BFF Bank SpA stock appears to be undervalued.
The current stock price of €3.19 is trading 61.2% below its estimated GF Value™ of €8.21.
GuruFocus considers BFF Bank SpA to be Possible Value Trap.
Key valuation signals for LTS:0RON:
3-1 Month Momentum %: 25.64%
GF Value™: €8.21 vs. price of €3.19 (61.2% below fair value)
Industry Position: 4359.1% above the Credit Services median (#54 of 562)
No single metric tells the full story. See the LTS:0RON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BFF Bank SpA is an independent specialty finance company engaged in three business units; Factoring & Lending BU, which offers products such as non-recourse factoring, lending, and credit management mainly to public sector suppliers and public administration bodies, Securities Services BU, which deals with custodian banking for investment funds and related services such as fund accounting, and transfer agents for national managers and banks and for various investment funds such as pension funds, mutual funds and alternative funds, and Payments BU, which deals with payment processing, corporate payments, and cheques and bills and has as customers medium-small Italian banks, medium-large companies and boasts a partnership with Nexi.
57GF Score
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