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Saratoga InvestmentSAR +0.59%45 3-1 Month Momentum % is -11.47% as of Aug. 20, 2026. GuruFocus rates SAR with a GF Score™ of 45/100 and a GF Value™ of $13.55 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,630 Asset Management companies, Saratoga Investment ranks worse than 84.66% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-20), Saratoga Investment's 3-1 Month Momentum % is -11.47%.
The industry rank for Saratoga Investment's 3-1 Month Momentum % or its related term are showing as below:
SAR's 3-1 Month Momentum % is ranked worse than 84.66% of 1630
companies
in the Asset Management industry
Industry Median: 0.68
vs SAR: -11.47
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Saratoga Investment 3-1 Month Momentum % Related Terms
SAR vs RIV, TEI, EFR: 3-1 Month Momentum % Comparison
For the Asset Management subindustry, Saratoga Investment's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saratoga Investment 3-1 Month Momentum % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Saratoga Investment's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Saratoga Investment's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saratoga Investment (SAR) has a 3-1 Month Momentum % of -11.47% as of Aug. 20, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Saratoga Investment and its competitors. According to the industry distribution chart, Saratoga Investment ranks #1380 out of 1630 companies in the Asset Management industry, placing it in the top 84.7%.
Is Saratoga Investment's 3-1 Month Momentum % too high?
Saratoga Investment's current 3-1 Month Momentum % is -11.47%. Based on the distribution chart, Saratoga Investment ranks #1380 out of 1630 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Saratoga Investment has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saratoga Investment's 3-1 Month Momentum % compare to RIV and TEI?
According to the Asset Management industry distribution chart, Saratoga Investment ranks #1380 out of 1630 companies for 3-1 Month Momentum %. This places Saratoga Investment in the lower half of its industry. The industry median 3-1 Month Momentum % is 0.68. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Asset Management company?
The median 3-1 Month Momentum % among Asset Management companies is 0.68, based on 1,630 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Saratoga Investment and its competitors. For the Asset Management industry, the median 3-1 Month Momentum % is 0.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saratoga Investment's current 3-1 Month Momentum % is -11.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saratoga Investment stock overvalued right now?
Based on GuruFocus' analysis, Saratoga Investment (SAR) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.55, compared to a current price of $18.80 — trading 38.7% above its estimated fair value. The current 3-1 Month Momentum % is -11.47%. Saratoga Investment's overall GF Score™ is 45/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Saratoga Investment (SAR), the current 3-1 Month Momentum % is -11.47% as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saratoga Investment (SAR) Overvalued in 2026?
Based on GuruFocus' analysis, Saratoga Investment stock appears to be overvalued.
The current stock price of $18.80 is trading 38.7% above its estimated GF Value™ of $13.55.
GuruFocus considers Saratoga Investment to be Significantly Overvalued.
Key valuation signals for SAR:
3-1 Month Momentum %: -11.47%
GF Value™: $13.55 vs. price of $18.80 (38.7% above fair value)
No single metric tells the full story. See the SAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saratoga Investment Corp is a specialty finance company that provides customized financing solutions to U.S. middle-market businesses. The company invests in senior and unitranche leveraged loans and mezzanine debt, and, to a lesser extent, equity to provide financing for change of ownership transactions, strategic acquisitions, recapitalizations and growth initiatives in partnership with business owners, management teams and financial sponsors. Its objective is to create attractive risk-adjusted returns by generating current income and long-term capital appreciation from its debt and equity investments.
45GF Score
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