The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-25), Hannover Rueck SE's share price is $44.86.
Hannover Rueck SE's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.61. Therefore, Hannover Rueck SE's PE Ratio for today is 9.72.
Good Sign:
Hannover Rueck SE stock PE Ratio (=9.84) is close to 10-year low of 9.54.
During the past 13 years, Hannover Rueck SE's highest PE Ratio was 29.57. The lowest was 9.54. And the median was 14.27.
During the past 12 months, Hannover Rueck SE's average EPS without NRIGrowth Rate was 27.60% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 58.80% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 26.10% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 7.30% per year.
During the past 13 years, Hannover Rueck SE's highest 3-Year average EPS without NRI Growth Rate was 58.80% per year. The lowest was -47.00% per year. And the median was 5.70% per year.
Hannover Rueck SE's EPS (Basic) for the
three
months ended in Mar. 2026 was $1.14.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.61.
Back to Basics: PE Ratio
Hannover Rueck SE (OTCPK:HVRRY) PE Ratio Explanation
The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.
If a company loses money, the PE Ratio becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.
Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.
PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.
Hannover Rueck SE PE Ratio Related Terms
Hannover Rueck SE PE Ratio Historical Data
* Premium members only.
The historical data trend for Hannover Rueck SE's PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Hannover Rueck SE's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hannover Rueck SE PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Hannover Rueck SE's PE Ratio distribution charts can be found below:
* The bar in red indicates where Hannover Rueck SE's PE Ratio falls into.
The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Hannover Rueck SE's Share Price of today is $44.86. Hannover Rueck SE's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.61.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Hannover Rueck SE (HVRRY) has a PE Ratio of 9.72 as of Jun. 25, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Hannover Rueck SE and its competitors. This is 32% below median its historical median of 14.27. Over the past decade, Hannover Rueck SE's PE Ratio has ranged from 9.54 to 29.57.
Is Hannover Rueck SE's PE Ratio too high?
Hannover Rueck SE's current PE Ratio of 9.72 is 32% below median its 10-year median of 14.27. Over the past 10 years, this metric has ranged from a low of 9.54 to a high of 29.57. Overall, Hannover Rueck SE has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hannover Rueck SE's PE Ratio compare to RGA and EG?
Hannover Rueck SE's PE Ratio of 9.72 can be compared against companies in the Insurance industry. Historically, Hannover Rueck SE's own PE Ratio has ranged from 9.54 to 29.57 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for an Insurance company?
A good PE Ratio depends on the Insurance industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Hannover Rueck SE and its competitors. Hannover Rueck SE's current PE Ratio is 9.72, which is 32% below median its own 10-year median of 14.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hannover Rueck SE stock overvalued right now?
Based on GuruFocus' analysis, Hannover Rueck SE (HVRRY) is currently considered Modestly Undervalued. The stock's GF Value™ is $60.39, compared to a current price of $44.86 — trading 25.7% below its estimated fair value. The current PE Ratio is 9.72, which is 32% below median its 10-year median of 14.27. Hannover Rueck SE's overall GF Score™ is 71/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Hannover Rueck SE (HVRRY), the current PE Ratio is 9.72 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hannover Rueck SE (HVRRY) Overvalued in 2026?
Based on GuruFocus' analysis, Hannover Rueck SE stock appears to be undervalued.
The current stock price of $44.86 is trading 25.7% below its estimated GF Value™ of $60.39.
GuruFocus considers Hannover Rueck SE to be Modestly Undervalued.
Key valuation signals for HVRRY:
PE Ratio: 9.72 (32% below median its 10-year median of 14.27)
GF Value™: $60.39 vs. price of $44.86 (25.7% below fair value)
No single metric tells the full story. See the HVRRY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hannover Re is a reinsurance company headquartered in Hannover, Germany. Its roots go back to the 1920s when, in conjunction with the Gerling Group, Haftpflichtverband founded Eisen- und Stahl-Industrie to provide reinsurance services. In the 1960s ownership of the business was turned over to Haftpflichtverband, and Aktiengesellschaft für Transport und- Rückversicherung was founded. This was the basis of Hannover Re. The business expanded into life and health reinsurance in the 1990s, and over the next 30 years expanded beyond its core domestic market of Germany to write business internationally. Hannover sold its commercial specialty insurance business to Talanx in January 2019. Hannover was listed in the 1990s on the Frankfurt Stock Exchange.
71GF Score
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