Munchener Ruckversicherungs-Gesellschaft AG (XSWX:MUV2) PE Ratio: 9.04 (As of Jun. 25, 2026) — 23% Below Median


XSWX:MUV2 Munchener Ruckversicherungs-Gesellschaft AG XSWX:MUV2
84 GF Score
Price CHF438.60
GF Value CHF513.84
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Munchener Ruckversicherungs-Gesellschaft AG PE Ratio?

Munchener Ruckversicherungs-Gesellschaft AG XSWX:MUV2 +1.08% 84 PE Ratio is 9.04 as of Jun. 25, 2026, which is 23% below its 10-year median of 11.81. GuruFocus rates XSWX:MUV2 with a GF Score™ of 84/100 and a GF Value™ of CHF513.84 (Modestly Undervalued). The stock has 1 warning sign investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-25), Munchener Ruckversicherungs-Gesellschaft AG's share price is CHF438.60. Munchener Ruckversicherungs-Gesellschaft AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was CHF48.51. Therefore, Munchener Ruckversicherungs-Gesellschaft AG's PE Ratio for today is 9.04.

Good Sign:

Munchener Ruckversicherungs-Gesellschaft AG stock PE Ratio (=9.1) is close to 3-year low of 8.58.

During the past 13 years, Munchener Ruckversicherungs-Gesellschaft AG's highest PE Ratio was 96.78. The lowest was 6.83. And the median was 11.81.

Munchener Ruckversicherungs-Gesellschaft AG's EPS (Diluted) for the three months ended in Mar. 2026 was CHF12.21. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was CHF48.51.

As of today (2026-06-25), Munchener Ruckversicherungs-Gesellschaft AG's share price is CHF438.60. Munchener Ruckversicherungs-Gesellschaft AG's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was CHF48.51. Therefore, Munchener Ruckversicherungs-Gesellschaft AG's PE Ratio without NRI ratio for today is 9.04.

During the past 13 years, Munchener Ruckversicherungs-Gesellschaft AG's highest PE Ratio without NRI was 98.94. The lowest was 6.83. And the median was 11.78.

Munchener Ruckversicherungs-Gesellschaft AG's EPS without NRI for the three months ended in Mar. 2026 was CHF12.21. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was CHF48.51.

During the past 12 months, Munchener Ruckversicherungs-Gesellschaft AG's average EPS without NRI Growth Rate was 47.50% per year. During the past 3 years, the average EPS without NRI Growth Rate was 7.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was 39.10% per year. During the past 10 years, the average EPS without NRI Growth Rate was 17.90% per year.

During the past 13 years, Munchener Ruckversicherungs-Gesellschaft AG's highest 3-Year average EPS without NRI Growth Rate was 69.70% per year. The lowest was -52.60% per year. And the median was 7.40% per year.

Munchener Ruckversicherungs-Gesellschaft AG's EPS (Basic) for the three months ended in Mar. 2026 was CHF12.21. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was CHF48.54.

Back to Basics: PE Ratio


Munchener Ruckversicherungs-Gesellschaft AG  (XSWX:MUV2) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Munchener Ruckversicherungs-Gesellschaft AG PE Ratio Related Terms


Munchener Ruckversicherungs-Gesellschaft AG PE Ratio Historical Data

* Premium members only.

The historical data trend for Munchener Ruckversicherungs-Gesellschaft AG's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Munchener Ruckversicherungs-Gesellschaft AG PE Ratio Chart

Munchener Ruckversicherungs-Gesellschaft AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.45 7.97 11.07 11.35 11.92

Munchener Ruckversicherungs-Gesellschaft AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.45 13.99 11.33 11.92 10.33

XSWX:MUV2 vs RGA, EG, RNR: PE Ratio Comparison

For the Insurance - Reinsurance subindustry, Munchener Ruckversicherungs-Gesellschaft AG's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Munchener Ruckversicherungs-Gesellschaft AG PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Munchener Ruckversicherungs-Gesellschaft AG's PE Ratio distribution charts can be found below:

* The bar in red indicates where Munchener Ruckversicherungs-Gesellschaft AG's PE Ratio falls into.


XSWX:MUV2
84GF Score
Munchener Ruckversicherungs-Gesellschaft AG XSWX:MUV2
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Munchener Ruckversicherungs-Gesellschaft AG PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Munchener Ruckversicherungs-Gesellschaft AG's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=438.60/48.511
=9.04

Munchener Ruckversicherungs-Gesellschaft AG's Share Price of today is CHF438.60.
Munchener Ruckversicherungs-Gesellschaft AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF48.51.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 9.04 mean?
Munchener Ruckversicherungs-Gesellschaft AG (XSWX:MUV2) has a PE Ratio of 9.04 as of Jun. 25, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Munchener Ruckversicherungs-Gesellschaft AG and its competitors. This is 23% below median its historical median of 11.81. Over the past decade, Munchener Ruckversicherungs-Gesellschaft AG's PE Ratio has ranged from 6.83 to 96.78.
Is Munchener Ruckversicherungs-Gesellschaft AG's PE Ratio too high?
Munchener Ruckversicherungs-Gesellschaft AG's current PE Ratio of 9.04 is 23% below median its 10-year median of 11.81. Over the past 10 years, this metric has ranged from a low of 6.83 to a high of 96.78. Overall, Munchener Ruckversicherungs-Gesellschaft AG has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Munchener Ruckversicherungs-Gesellschaft AG's PE Ratio compare to RGA and EG?
Munchener Ruckversicherungs-Gesellschaft AG's PE Ratio of 9.04 can be compared against companies in the Insurance industry. Historically, Munchener Ruckversicherungs-Gesellschaft AG's own PE Ratio has ranged from 6.83 to 96.78 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for an Insurance company?
A good PE Ratio depends on the Insurance industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Munchener Ruckversicherungs-Gesellschaft AG and its competitors. Munchener Ruckversicherungs-Gesellschaft AG's current PE Ratio is 9.04, which is 23% below median its own 10-year median of 11.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Munchener Ruckversicherungs-Gesellschaft AG stock overvalued right now?
Based on GuruFocus' analysis, Munchener Ruckversicherungs-Gesellschaft AG (XSWX:MUV2) is currently considered Modestly Undervalued. The stock's GF Value™ is CHF513.84, compared to a current price of CHF438.60 — trading 14.6% below its estimated fair value. The current PE Ratio is 9.04, which is 23% below median its 10-year median of 11.81. Munchener Ruckversicherungs-Gesellschaft AG's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Munchener Ruckversicherungs-Gesellschaft AG (XSWX:MUV2), the current PE Ratio is 9.04 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Munchener Ruckversicherungs-Gesellschaft AG (XSWX:MUV2) Overvalued in 2026?

Based on GuruFocus' analysis, Munchener Ruckversicherungs-Gesellschaft AG stock appears to be undervalued. The current stock price of CHF438.60 is trading 14.6% below its estimated GF Value™ of CHF513.84. GuruFocus considers Munchener Ruckversicherungs-Gesellschaft AG to be Modestly Undervalued.

Key valuation signals for XSWX:MUV2:

  • PE Ratio: 9.04 (23% below median its 10-year median of 11.81)
  • GF Value™: CHF513.84 vs. price of CHF438.60 (14.6% below fair value)
  • GF Score™: 84/100 with 1 warning sign

No single metric tells the full story. See the XSWX:MUV2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Munchener Ruckversicherungs-Gesellschaft AG Business Description

Address Koniginstrasse 107, Munich, BY, DEU, 80802
Munich Re was founded in 1880 by Carl Thieme amid a flurry of other reinsurance companies set up independent of primaries. In those early days, most reinsurers typically focused on a few strong customers. Thieme focused on a broader set of cedents to drive stronger growth in premiums. This coincided with a strategy of risk diversification and a preference to partner rather than take on a one-sided transfer of risk. In the 1890s, Munich Re introduced the first machinery insurance. After Thieme and Wilhelm von Fink founded Allianz, this was the main channel to sell machinery insurance. We believe the approach of partnering with insurers and preferring to avoid one-sided risk, in conjunction with combining inspection and insurance services, remains at the heart of the firm.
84GF Score

Get the complete analysis for XSWX:MUV2

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF438.60
Price
CHF513.84
GF Value