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Bank of Xi'an CoSHSE:600928 +1.13%70 PEG Ratio is 0.67 as of Jul. 23, 2026, which is 15% below its 10-year median of 0.79. GuruFocus rates SHSE:600928 with a GF Score™ of 70/100 and a GF Value™ of ¥5.42 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,228 Banks companies, Bank of Xi'an Co ranks better than 81.51% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Bank of Xi'an Co's PEG Ratio or its related term are showing as below:
SHSE:600928'
s PEG Ratio Range Over the Past 10 Years
Min: 0.37 Med: 0.79 Max: 0.99
Current: 0.67
During the past 13 years, Bank of Xi'an Co's highest PEG Ratio was 0.99. The lowest was 0.37. And the median was 0.79.
SHSE:600928's PEG Ratio is ranked better than 81.51% of 1228
companies
in the Banks industry
Industry Median: 1.545
vs SHSE:600928: 0.67
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Bank of Xi'an Co (SHSE:600928) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Bank of Xi'an Co PEG Ratio Related Terms
Bank of Xi'an Co PEG Ratio Historical Data
* Premium members only.
The historical data trend for Bank of Xi'an Co's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Xi'an Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Xi'an Co PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Xi'an Co's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Bank of Xi'an Co's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Bank of Xi'an Co (SHSE:600928) has a PEG Ratio of 0.67 as of Jul. 23, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bank of Xi'an Co and its competitors. This is 15% below median its historical median of 0.79. Over the past decade, Bank of Xi'an Co's PEG Ratio has ranged from 0.37 to 0.99. According to the industry distribution chart, Bank of Xi'an Co ranks #227 out of 1228 companies in the Banks industry, placing it in the top 18.5%.
Is Bank of Xi'an Co's PEG Ratio too high?
Bank of Xi'an Co's current PEG Ratio of 0.67 is 15% below median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 0.99. The Banks industry median PEG Ratio is 1.55. Bank of Xi'an Co's value of 0.67 is 56.6% below this industry median. Based on the distribution chart, Bank of Xi'an Co ranks #227 out of 1228 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Xi'an Co has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Xi'an Co's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Bank of Xi'an Co ranks #227 out of 1228 companies for PEG Ratio. This places Bank of Xi'an Co in the top 19% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.55. Bank of Xi'an Co's value of 0.67 is 56.6% below this benchmark. Historically, Bank of Xi'an Co's own PEG Ratio has ranged from 0.37 to 0.99 over the past decade. While the company's 10-year median is 0.79 vs. the industry median of 1.55, Bank of Xi'an Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Xi'an Co's current PEG Ratio of 0.67 is 56.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bank of Xi'an Co and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Xi'an Co's current PEG Ratio is 0.67, which is 15% below median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Xi'an Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Xi'an Co (SHSE:600928) is currently considered Significantly Undervalued. The stock's GF Value™ is ¥5.42, compared to a current price of ¥3.57 — trading 34.1% below its estimated fair value. The current PEG Ratio is 0.67, which is 15% below median its 10-year median of 0.79 and 56.6% below the Banks industry median of 1.55. Bank of Xi'an Co's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Bank of Xi'an Co (SHSE:600928), the current PEG Ratio is 0.67 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Xi'an Co (SHSE:600928) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Xi'an Co stock appears to be undervalued.
The current stock price of ¥3.57 is trading 34.1% below its estimated GF Value™ of ¥5.42.
GuruFocus considers Bank of Xi'an Co to be Significantly Undervalued.
Key valuation signals for SHSE:600928:
PEG Ratio: 0.67 (15% below median its 10-year median of 0.79)
GF Value™: ¥5.42 vs. price of ¥3.57 (34.1% below fair value)
Industry Position: 56.6% below the Banks median (#227 of 1228)
No single metric tells the full story. See the SHSE:600928 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Xi'an Co Ltd is a regional joint-stock commercial bank with equity-based and market-oriented characteristics, which is invested by the state-owned platform companies, large foreign-funded banks and large domestic enterprises.
70GF Score
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