Bank of Xi'an Co (SHSE:600928) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SHSE:600928 Bank of Xi'an Co Ltd SHSE:600928
70 GF Score
Price ¥3.57
GF Value ¥5.42
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Bank of Xi'an Co Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

SHSE:600928
70GF Score
Bank of Xi'an Co Ltd SHSE:600928
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bank of Xi'an Co (SHSE:600928) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Xi'an Co stock appears to be undervalued. The current stock price of ¥3.57 is trading 34.1% below its estimated GF Value™ of ¥5.42. GuruFocus considers Bank of Xi'an Co to be Significantly Undervalued.

Key valuation signals for SHSE:600928:

  • Altman Z-Score:
  • GF Value™: ¥5.42 vs. price of ¥3.57 (34.1% below fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the SHSE:600928 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Xi'an Co Business Description

Address No. 60, Gaoxin Road, Shaanxi Province, Xi’an, CHN, 710075
Bank of Xi'an Co Ltd is a regional joint-stock commercial bank with equity-based and market-oriented characteristics, which is invested by the state-owned platform companies, large foreign-funded banks and large domestic enterprises.
70GF Score

Get the complete analysis for SHSE:600928

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥3.57
Price
¥5.42
GF Value