Talanx AGCHIX:TLXD 73 Peter Lynch Fair Value is €240.89 as of Jul. 09, 2026, which is 100% below its 10-year median of 0.79. GuruFocus rates CHIX:TLXD with a GF Score™ of 73/100 and a GF Value™ of €102.85 (Fairly Valued). The stock has 3 warning signs investors should review. Among 156 Insurance companies, Talanx AG ranks better than 72.44% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Talanx AG's PEG is 1. Talanx AG's 5-Year TTM EBITDA Growth Rate is 23.49.
Talanx AG's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was €10.26. Therefore, the Peter Lynch Fair Value for today is €240.89.
As of today (2026-07-09), Talanx AG's share price is €103.70. Talanx AG's Peter Lynch fair value is €240.89. Therefore, Talanx AG's Price to Peter Lynch Fair Value Ratio for today is 0.43.
The historical rank and industry rank for Talanx AG's Peter Lynch Fair Value or its related term are showing as below:
CHIX:TLXd'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.44 Med: 0.79 Max: 44.32
Current: 0.47
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Talanx AG was 44.32. The lowest was 0.44. And the median was 0.79.
CHIX:TLXd's Price-to-Peter-Lynch-Fair-Value is ranked better than 72.44% of 156
companies
in the Insurance industry
Industry Median: 0.805
vs CHIX:TLXd: 0.47
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Talanx AG (CHIX:TLXd) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 23.49 instead of 15 in this case.
Talanx AG's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
103.70
/
240.89
=
0.43
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Talanx AG Peter Lynch Fair Value Related Terms
Talanx AG Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for Talanx AG's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:TLXD vs BRK.A, AIG, HIG: Peter Lynch Fair Value Comparison
For the Insurance - Diversified subindustry, Talanx AG's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Talanx AG Price-to-Peter-Lynch-Fair-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Talanx AG's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Talanx AG's Price-to-Peter-Lynch-Fair-Value falls into.
Talanx AG's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €10.26.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of €240.89 mean?
Talanx AG (CHIX:TLXD) has a Peter Lynch Fair Value of €240.89 as of Jul. 09, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Talanx AG and its competitors. This is 30392% above median its historical median of 0.79. Over the past decade, Talanx AG's Peter Lynch Fair Value has ranged from 0.44 to 44.32. According to the industry distribution chart, Talanx AG ranks #43 out of 156 companies in the Insurance industry, placing it in the top 27.6%.
Is Talanx AG's Peter Lynch Fair Value too high?
Talanx AG's current Peter Lynch Fair Value of €240.89 is 30392% above median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 44.32. Based on the distribution chart, Talanx AG ranks #43 out of 156 companies in the Insurance industry, which is above the industry midpoint. Overall, Talanx AG has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Talanx AG's Peter Lynch Fair Value compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Talanx AG ranks #43 out of 156 companies for Peter Lynch Fair Value. This puts Talanx AG in the upper half of its industry. The industry median Peter Lynch Fair Value is 0.81. Historically, Talanx AG's own Peter Lynch Fair Value has ranged from 0.44 to 44.32 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for an Insurance company?
The median Peter Lynch Fair Value among Insurance companies is 0.81, based on 156 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Talanx AG and its competitors. For the Insurance industry, the median Peter Lynch Fair Value is 0.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Talanx AG's current Peter Lynch Fair Value is €240.89, which is 30392% above median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Talanx AG stock overvalued right now?
Based on GuruFocus' analysis, Talanx AG (CHIX:TLXD) is currently considered Fairly Valued. The stock's GF Value™ is €102.85, compared to a current price of €103.70 — trading 0.8% above its estimated fair value. The current Peter Lynch Fair Value is €240.89, which is 30392% above median its 10-year median of 0.79. Talanx AG's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Talanx AG (CHIX:TLXD), the current Peter Lynch Fair Value is €240.89 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Talanx AG (CHIX:TLXD) Overvalued in 2026?
Based on GuruFocus' analysis, Talanx AG stock appears to be overvalued.
The current stock price of €103.70 is trading 0.8% above its estimated GF Value™ of €102.85.
GuruFocus considers Talanx AG to be Fairly Valued.
Key valuation signals for CHIX:TLXD:
Peter Lynch Fair Value: €240.89 (30392% above median its 10-year median of 0.79)
GF Value™: €102.85 vs. price of €103.70 (0.8% above fair value)
No single metric tells the full story. See the CHIX:TLXD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Talanx is the third largest insurer in Germany. It sells insurance to businesses, individuals, and reinsures other insurers. The origins of Talanx go back to the early 1900s and the founding of two mutuals in Germany, HDI and FSV, that were set up to provide liability insurance to the German iron and steel industry, and fire insurance to the German mining industry as a result of a growing dissatisfaction with providers of insurance. These two mutuals merged to form Halfplichtverband der Deutschen Industrie, or HDI, in 1970. Over the years companies outside of metals and mining have joined the mutual. HDI started providing reinsurance services in the mid-1920s, and individual insurance in the 1950s. HDI owns just over three-quarters of the Talanx share capital.
73GF Score
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