LPL Financial HoldingsLPLA +1.81%86 Peter Lynch Fair Value is $513.50 as of Jul. 12, 2026, which is 58923% above its 10-year median of 0.87. GuruFocus rates LPLA with a GF Score™ of 86/100 and a GF Value™ of $465.78 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 225 Capital Markets companies, LPL Financial Holdings ranks better than 73.78% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, LPL Financial Holdings's PEG is 1. LPL Financial Holdings's 5-Year TTM EBITDA Growth Rate is 25.
LPL Financial Holdings's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $20.54. Therefore, the Peter Lynch Fair Value for today is $513.50.
The historical rank and industry rank for LPL Financial Holdings's Peter Lynch Fair Value or its related term are showing as below:
LPLA'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.32 Med: 0.87 Max: 2.1
Current: 0.62
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of LPL Financial Holdings was 2.10. The lowest was 0.32. And the median was 0.87.
LPLA's Price-to-Peter-Lynch-Fair-Value is ranked better than 73.78% of 225
companies
in the Capital Markets industry
Industry Median: 1.09
vs LPLA: 0.62
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
LPL Financial Holdings (NAS:LPLA) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 25 instead of 15 in this case.
LPL Financial Holdings's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
316.86
/
513.50
=
0.62
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LPL Financial Holdings Peter Lynch Fair Value Related Terms
LPL Financial Holdings Peter Lynch Fair Value Historical Data
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The historical data trend for LPL Financial Holdings's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LPL Financial Holdings Peter Lynch Fair Value Chart
LPLA vs TW, CRCL, IREN: Peter Lynch Fair Value Comparison
For the Capital Markets subindustry, LPL Financial Holdings's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LPL Financial Holdings Price-to-Peter-Lynch-Fair-Value vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, LPL Financial Holdings's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where LPL Financial Holdings's Price-to-Peter-Lynch-Fair-Value falls into.
LPL Financial Holdings's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $20.54.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of $513.50 mean?
LPL Financial Holdings (LPLA) has a Peter Lynch Fair Value of $513.50 as of Jul. 12, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on LPL Financial Holdings and its competitors. This is 58923% above median its historical median of 0.87. Over the past decade, LPL Financial Holdings' Peter Lynch Fair Value has ranged from 0.32 to 2.10. According to the industry distribution chart, LPL Financial Holdings ranks #59 out of 225 companies in the Capital Markets industry, placing it in the top 26.2%.
Is LPL Financial Holdings' Peter Lynch Fair Value too high?
LPL Financial Holdings' current Peter Lynch Fair Value of $513.50 is 58923% above median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 2.10. The Capital Markets industry median Peter Lynch Fair Value is 1.09. LPL Financial Holdings' value of $513.50 is 47010.1% above this industry median. Based on the distribution chart, LPL Financial Holdings ranks #59 out of 225 companies in the Capital Markets industry, which is above the industry midpoint. Overall, LPL Financial Holdings has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LPL Financial Holdings' Peter Lynch Fair Value compare to TW and CRCL?
According to the Capital Markets industry distribution chart, LPL Financial Holdings ranks #59 out of 225 companies for Peter Lynch Fair Value. This puts LPL Financial Holdings in the upper half of its industry. The industry median Peter Lynch Fair Value is 1.09. LPL Financial Holdings' value of $513.50 is 47010.1% above this benchmark. Historically, LPL Financial Holdings' own Peter Lynch Fair Value has ranged from 0.32 to 2.10 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 1.09, LPL Financial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Capital Markets company?
The median Peter Lynch Fair Value among Capital Markets companies is 1.09, based on 225 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LPL Financial Holdings's current Peter Lynch Fair Value of $513.50 is 47010.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on LPL Financial Holdings and its competitors. For the Capital Markets industry, the median Peter Lynch Fair Value is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LPL Financial Holdings's current Peter Lynch Fair Value is $513.50, which is 58923% above median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LPL Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, LPL Financial Holdings (LPLA) is currently considered Significantly Undervalued. The stock's GF Value™ is $465.78, compared to a current price of $316.86 — trading 32% below its estimated fair value. The current Peter Lynch Fair Value is $513.50, which is 58923% above median its 10-year median of 0.87 and 47010.1% above the Capital Markets industry median of 1.09. LPL Financial Holdings' overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For LPL Financial Holdings (LPLA), the current Peter Lynch Fair Value is $513.50 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LPL Financial Holdings (LPLA) Overvalued in 2026?
Based on GuruFocus' analysis, LPL Financial Holdings stock appears to be undervalued.
The current stock price of $316.86 is trading 32% below its estimated GF Value™ of $465.78.
GuruFocus considers LPL Financial Holdings to be Significantly Undervalued.
Key valuation signals for LPLA:
Peter Lynch Fair Value: $513.50 (58923% above median its 10-year median of 0.87)
GF Value™: $465.78 vs. price of $316.86 (32% below fair value)
Industry Position: 47010.1% above the Capital Markets median (#59 of 225)
No single metric tells the full story. See the LPLA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LPL Financial is the largest US independent broker-dealer, with more than 32,000 financial advisors affiliated with its platform and roughly 11 million customer accounts at the end of 2025. The firm earns the bulk of its profit from interest income earned on client cash balances and from advisory fees and commissions tied to the $2.4 trillion in assets under management or advisory on its platform at year-end 2025. LPL specializes in providing turnkey wealth management services for affiliated independent advisors, but maintains a diverse array of affiliation modalities, running the gamut from more traditional employee models to a pure RIA custody approach. It earns tuck-in revenue from recordkeeping fees and the provision of software tools and services to its advisor base.
86GF Score
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