LPLA (LPL Financial Holdings) Risk Assessment


LPLA LPL Financial Holdings Inc LPLA
81 GF Score
Price $316.86
GF Value $465.56
Valuation Significantly Undervalued
! 4 Warning Signs
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What is LPL Financial Holdings Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of LPL Financial Holdings is: Low Risk: Strong fundamentals, worth long-term holding.

LPL Financial Holdings  (NAS:LPLA) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

LPL Financial Holdings Risk Assessment Related Terms

LPLA vs TW, CRCL, IREN: Risk Assessment Comparison

For the Capital Markets subindustry, LPL Financial Holdings's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

LPL Financial Holdings Risk Assessment vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, LPL Financial Holdings's Risk Assessment distribution charts can be found below:

* The bar in red indicates where LPL Financial Holdings's Risk Assessment falls into.


LPLA
81GF Score
LPL Financial Holdings Inc LPLA
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is LPL Financial Holdings (LPLA) Overvalued in 2026?

Based on GuruFocus' analysis, LPL Financial Holdings stock appears to be undervalued. The current stock price of $316.86 is trading 31.9% below its estimated GF Value™ of $465.56. GuruFocus considers LPL Financial Holdings to be Significantly Undervalued.

Key valuation signals for LPLA:

  • Risk Assessment:
  • GF Value™: $465.56 vs. price of $316.86 (31.9% below fair value)
  • GF Score™: 81/100 with 4 warning signs

No single metric tells the full story. See the LPLA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LPL Financial Holdings Business Description

Address 4707 Executive Drive, San Diego, CA, USA, 92121
LPL Financial is the largest US independent broker-dealer, with more than 32,000 financial advisors affiliated with its platform and roughly 11 million customer accounts at the end of 2025. The firm earns the bulk of its profit from interest income earned on client cash balances and from advisory fees and commissions tied to the $2.4 trillion in assets under management or advisory on its platform at year-end 2025. LPL specializes in providing turnkey wealth management services for affiliated independent advisors, but maintains a diverse array of affiliation modalities, running the gamut from more traditional employee models to a pure RIA custody approach. It earns tuck-in revenue from recordkeeping fees and the provision of software tools and services to its advisor base.
81GF Score

Get the complete analysis for LPLA

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$316.86
Price
$465.56
GF Value